Make accounting a breeze


Make accounting a breeze

At a Glance

Looking for help with accounting? Connect your DBS account to Financio to get real-time reports, automated book-keeping, invoicing-purchasing, management of cash flow and tax reports. What’s more, you can now send and receive e-invoices via Peppol – the nationwide e-invoicing network launched by IMDA.



Financio is an IRAS-approved multilingual cloud accounting software



Just record your bill and invoices, Financio will generate the rest

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Easy Reconcilation

Connect your DBS bank account to Financio to receive daily bank feeds and reconcile your transactions


FAST Payment

Pay within seconds directly from your supplier bill


PayNow Ready

PayNow enabled invoices for quick collections



Help is right at your fingertips with our in-app chat support

Features & Benefits

Send and receive e-invoices via the Peppol network.
Peppol is a nationwide e-invoicing network that enables the direct transmission of invoices in a structured format across finance systems.


Issue GST F5 and IRAS Audit File (IAF) in just a few clicks

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Simple and easy interface available in English, Chinese and Bahasa Melayu

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Multi-currency ready with live exchange rates updated daily

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Unlimited users with customisable permissions

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Comes ready with up to 32 real-time reports and overview dashboard


Developed for the local businesses to stay up to date with trends and compliance

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Secure and daily live backup of your data

*Terms and conditions apply. For more details, please click here.

How it Works

Bank Feed Integration


Fast Payment Integration


How to Connect


How to Apply
  1. Open a DBS Business Account with free IDEAL access
  2. Sign up for Financio accounting software

If you already have a DBS Account, but no IDEAL access, download and complete the application pack.

New to DBS?

Ready to switch over? Apply for a Business Account now.

Why is Financio for my business?

Financio was developed to make life easier for small or early stage businesses. Allowing you to devote more resources to other aspects of your business. Most importantly, Financio development is steered by the local business environment, helping your business stay up to date with local compliance and trends.

Some Singapore specific features are IRAS Compliant GST and IAF report, Multilingual Interface, Whatapps Notification and Corporate Paynow.

Financio is also multi-currency ready and has no limitation in terms of the number of users. That way, your business can scale at ease. Financio also comes ready with 15 reports available.

What reports can Financio generate?

Premium users have access to 12 + 3 reports: Balance Sheet, Profit & Loss, Trial Balance, General Ledger Summary, General Ledger Detail, Account Transactions, Aged Receivables, Aged Payables, Reconciliation, Audit Trial, Inventory Summary, Inventory Detail + GST Summary (GST F5), GST Detail and IRAS Audit File (.IAF)

You can also download these reports in PDF/Excel.

Is Financio secure?

We’ve partnered with Microsoft Azure to provide users with deploy banking level security on our servers and for data transferred between your machine and our servers. Your data is safe with us.

What support can I expect?

For Premium users: Get a more responsive reply from our team members via the in-app Intercom after you logged into Financio.

For Freemium users: Use the in-app form to send us an email and an agent will be in touch with you within the next 24 hours.

How do I connect automated bank feeds to Financio?

To connect to Financio:

Log in to your Financio > Select integrated apps > Connect > Log in to DBS IDEAL™ > Select preferred bank account

To reconcile and match transactions:

Go to control panel > Select account > Reconcile

Note: Automated bank feeds are only available for Premium users.

What is e-invoicing via Peppol (IMDA)?

Electronic invoicing (e-invoicing) is a nationwide initiative by IMDA to help businesses achieve automated creation, exchange and processing of requests for payment between suppliers and buyers. Businesses on the Peppol network will be able to directly send invoices in a structured digital format from one finance system to another resulting in faster payment. Learn more.

How do I register for e-invoicing?

You will just need a Financio subscription. After you subscribe or if you already have a subscription, follow these easy instructions to set up e-invoicing in Financio to start sending and receiving invoices on the Peppol network.

How do I activate my Corporate PayNow and connect it within Financio?

To activate PayNow Corporate:

Log into your Financio > Go to Control Panel > Business Settings > Form Design > Toggle ‘SG PayNow Enabled’.

Don’t have Corporate PayNow?

Apply now.

Note: Corporate PayNow is only available for Premium users.

What is Corporate PayNow?

Corporate PayNow lets you make and receive payments instantly with your Unique Entity Number (UEN), without the need to know or disclose any account numbers.

Corporate PayNow is available for FAST and GIRO transactions. Learn more.

Client Testimonial

“Happy with how Financio has helped simplify the reports needed for my business. Now I can easily access and measure the performance of my business.”

Maarten van den Bos, Bright Forever Consultants Pte. Ltd.