start digital

DBS Start Digital Pack

Build business resilience and improve productivity

DBS Start Digital Pack

Build business resilience and improve productivity

At a Glance

Going digital is the new normal as it supports business growth and expansion. Not sure where to begin? Kick start your digitalisation journey with DBS for free* today with our DBS Start Digital Pack! 

Digitise key functions of your business by selecting from a range of partner solutions that fit your business needs. From Accounting, HR to Digital Marketing, Digital Transactions, Digital Collaboration and Cybersecurity.

DBS Start Digital Pack is supported by Enterprise Singapore and Infocomm Media Development Authority under SMEs Go Digital programme.

Features & Benefits

More savings

Enjoy up to 18-months free subscription and up to SGD720 credits from our partners


Increase productivity

Automate your business workflow to reduce manual data processes

Gain competitive edge

Utilise data analytic tools and features to make informed business decisions

*Terms and conditions apply

Specially Curated Bundles

Enjoy up to 18 months free subscription when you sign up for these popular and easy to use solution bundles that we have put together to kickstart your digital journey.

Google Workspace and Xero (Digital Collaboration & Accounting)

Suitable for sole proprietors to get started on business essentials. Start off with Google Workspace by creating your very own professional email address at your domain to build customer trust. Then, connect your DBS account with Xero’s all-in-one accounting solution for more fuss-free operations. Your transaction will be automatically updated every day, allowing you to keep track of cash flow in real-time and reduce manual paperwork.

Google Workspace

  • Free 12 months subscription for 3 Business Starter Plan users
  • From 13th month onwards, S$8/user per month.


  • First 6 months free for Standard Plan subscription (worth US$180)
  • From 7th month onwards, US$30 per month.
  • Sign up now to get a S$20 Takashimaya voucher!


Financio and Payboy (Accounting & HR/Payroll)

Suitable for companies with small employee base. Eliminate tedious, manual data entries by connecting your DBS corporate account to Financio and receive daily bank feeds in your Financio account! What’s more, take advantage of the new Financio and Payboy integration to auto reconcile employee salaries on company accounts. With all business transactions collated on the Financio platform, it allows you to manage your company’s cashflow easily.


  • Free 18-month Essentials Plan subscription (worth SGD270)
  • Users can choose to upgrade to Premier Plan at an additional SGD10/month. Refer here for details.
  • Sign up now to get a S$20 GrabFood voucher!


  • Free SGD540 Payboy credits
  • Payroll & Leave modules at SGD3/employee/month (for companies with 10 or less employees)
  • Payroll & Leave modules at SGD2.50/employee/month (For companies with more than 10 employees)


Xero and Info-Tech (Accounting & HR/Payroll)

Suitable for companies with expanding employee base. Connect your DBS account with Xero’s all-in-one accounting solution for a more fuss-free operations. What’s more, you can integrate the fully-automated end-to-end payroll system from Info-Tech to Xero. Post payroll journals automatically into Xero upon finalizing a pay run, eliminating the need for manual date import/exports or CSV uploads.


  • First 6 months free for Standard Plan subscription (worth US$180) for a 18-month contract
  • From 7th month onwards, US$30 per month.
  • Sign up now to get a S$20 Takashimaya voucher!





  • First 6 months free with an 18-month contract for Cloud HRMS.
  • From 12th month onwards, S$6.42/employee/month



In order to apply for the DBS Start Digital Pack, your business must:

  • be registered and incorporated in Singapore with at least 30% local shareholdings (Singaporeans or Permanent Residents)
  • have an annual sales turnover (at group level) of not more than SGD100 million or employment size not exceeding 200 employees
  • be first-time applicant for Start Digital Pack under IMDA’s SMEs Go Digital Programme 
  • be a new solution subscriber for the chosen solutions

Terms and Conditions of Start Digital Pack apply.

FAQs for Financio and Payboy

Who are Financio and Payboy for?

Financio and Payboy are great for all forward-thinking SMEs that wish to work with a clean and simple interface, which helps to effectively manage cash flow while staying compliant with local tax regulations. In addition, Financio-Payboy integration is a perfect fit for businesses looking for a cloud-based, end-to-end Accounting and Payroll solution.

How does the Payboy and Financio Integration work?

Payboy sends payroll data to Financio’s expense ledgers with the click of a button. Your payroll items can be mapped to any of Financio’s chart of account to allow accurate reporting on Financio!

Do I need to map general ledger accounts between Payboy and Financio every time after a pay run?

No, you are only required to perform the mapping once.

I am actively managing my business and work from different locations. Do I have access to Financio and Payboy anytime, anywhere while on the go?

Yes! Both Payboy and Financio are accessible from any web-enabled device. Alternatively, you can download the Payboy app and Financio CONNECT mobile app to access the data on the go.

What is the DBS Start Digital Pack?

DBS Start Digital Pack is offered by DBS in collaboration with Info-communications Media Development Authority and Enterprise Singapore. Start Digital Pack is an initiative parked under the SMEs Go Digital Programme, where DBS offers customers various digital solutions to help them grow their business grow through digitalisation.

How do I sign up for DBS Start Digital Pack?

Click here to apply for our featured solutions to enjoy maximum savings of up to 18 months free subscriptions. Alternatively, you may also apply here if you prefer other digital solutions. 

Can I sign up Start Digital Pack with more than one bank or telco?

You can only signup for one Start Digital Pack under the programme. If you have previously signed up for Start Digital Pack with DBS or other banks/telcos, you will no longer be eligible.

How many Start Digital Solutions can I choose?

You must select 2 solutions to qualify for DBS Start Digital Pack.

Is Start Digital Pack the same as Productivity Solutions Grant?

Both Start Digital Pack and Productivity Solutions Grant are initiatives under IMDA SMEs Go Digital Programme. Start Digital Pack provides foundational digital solutions for new SMEs or existing SMEs new to digitization to get a head start in going digital. Whereas PSG supports companies keen on adopting IT solutions and equipment to enhance business processes. 

Get in touch

For more information, please contact us at [email protected]