Make accounting a breeze


Make accounting a breeze

At a Glance​



A cloud-accounting software designed for today’s smart businesses. With automations, real-time reports, bank integrations and mobile apps, you can easily manage your business finance and tax matters



Bank Feed Integration​



FAST Payment Integration​



How to Connect



InvoiceNow ready:​

Transact seamlessly with businesses connected to the InvoiceNow network for quicker payments​

Increase productivity​

Automate accounting entries and file taxes in just a few clicks!

Integrated workflows

Connect with Financio integrated apps and your business systems for real-time data flow, and easily collaborate with customers & suppliers 

Visibility into your financial health

Plan and track your budgets, and view your cash flow in real-time




Bank Integration​

Sync transactions automatically & ease reconciliations​


Recurring Invoice​

Automate and set your preferred invoicing recurrence cycle​


Charts & Reports​

View live charts & generate reports anytime you like​





Grant precise permission and invite unlimited users to collaborate in real-time​


Inventory Tracking​

Multi-location tracking & receive notification when inventory is low in stock​


FAST Payment

Issue payments directly from Financio within seconds​



Under the DBS Start Digital Programme, enjoy free 12 months subscription for Essentials or Premier plan. Thereafter, sign up for your preferred plan at the following rates:​


Good for small/new businesses


Features include:

  • Send quotes and 20 invoices/month​
  • 5 purchase bills/month​
  • Reconcile bank transactions​
  • CONNECT mobile app​
  • Unlimited users​
  • Single currency​
  • FIFO​
  • Basic inventory tracking​
  • Basic insights & reports​
  • Limited basic support​

Sign up now



Good for growing businesses


Features include:

  • Send quotes and unlimited invoices​
  • Unlimited purchase bills​
  • Reconcile bank transactions​
  • CONNECT mobile app​
  • Unlimited users​
  • Multi-currencies​
  • FIFO or average cost​
  • Multi-location inventory tracking​
  • Stock Alert​
  • Budget Module​
  • Insights & reports: Advance​
  • Unlimited priority support​

Sign up now


How to Apply

New to DBS SME Banking?

DBS Corporate Accounts

Apply for a DBS Business Multi-Currency Account Now

Manage your cash flow with our easy-to-open accounts.



Sign up for DBS IDEAL

Run your banking – give approvals, pay salaries, check balances and more – on any screen, anytime, anywhere.

New to Financio?

DBS Start Digital – Financio 

Apply now

Who is Financio developed for?

Financio is great for all forward-thinking SMEs that wish to work with a clean and simple interface; and one that helps to effectively manage cash flow whilst staying compliant with local tax regulations. 

Financio is multi-user, multi-lingual, and multi-currency ready. With a wide range of integrated apps like banks, payrolls, e-commerce, and payment gateways, you can power up and scale your business at ease with Financio. 

Visit the Financio site to find out more.

Why is Financio for my business?

Financio was developed to make life easier for small and medium businesses. Allowing you to devote more resources to other aspects of your business. Most importantly, Financio development is steered by the local business environment, helping your business stay up to date with local compliance and trends. 

Some of the Singapore-specific features are IRAS Compliant GST and IAF report, Multilingual Interface, WhatsApp Notification and Corporate Paynow. 

Financio is also multi-currency ready and has no limitation in terms of the number of users. That way, your business can scale at ease. Financio also comes ready with more than 20 reports available. 

Which accounts can I set up bank feeds for?

You can set up bank feeds for all DBS Corporate Current Accounts to be delivered directly to the Financio platform. All except for Fixed Deposit Accounts.

How do I connect automated bank feeds to Financio?

To connect to Financio: 

Log in to your Financio > Select integrated apps > Connect > Log in to DBS IDEAL™ > Select preferred bank account for connectivity 


To reconcile & match transactions: 

Go to control panel > Select account > Reconcile

Who can set up bank feed connection?

Only an IDEAL authoriser can set up bank feed connection. Do note you can only send bank feeds to Financio for accounts that you are entitled to within DBS IDEAL.

I have IDEAL Enquiry Access. Can I use this service?

You will have to upgrade your access to IDEAL transact for free, apply now.

How do I get bank feeds for a new account?

Simply log in to Financio and reconnect the bank feeds again. Ensure that the user who tries to make the connection has access to the new account.

How do I set up bank feeds for my subsidiary company?

The subsidiary company must have its own DBS IDEAL online banking account with unique login ID and password. 

Tag your subsidiary company to your company’s IDEAL account to set up bank feeds.

What reports can Financio generate

Access to 20+ reports including Balance Sheet, Profit & Loss, Trial Balance, General Ledger Summary, General Ledger Detail, Account Transactions, Aged Receivables, Aged Payables, Reconciliation, Audit Trial, Inventory Summary, Inventory Detail + GST Summary (GST F5), GST Detail and IRAS Audit File (.IAF) 

You can also download these reports in both PDF/excel.

Is Financio secure?

We’ve partnered with Microsoft Azure to provide users with deploy banking level security on our servers and for data transferred between your machine and our servers. Your data is safe with us.

What support can I expect?

You can reach us via the in-app chat support when logged in to your Financio account. You can also email us your questions at [email protected] or submit a ticket on our website.

What is e-invoicing via Peppol (IMDA)?

Electronic invoicing (e-invoicing) is a nationwide initiative by IMDA to help businesses achieve automated creation, exchange and processing of requests for payment between suppliers and buyers. Businesses on the Peppol network will be able to directly send invoices in a structured digital format from one finance system to another resulting in faster payment. Learn more.

How do I register for e-invoicing?

You will just need a Financio subscription. After you subscribe or if you already have a subscription, follow these easy instructions to set up e-invoicing in Financio to start sending and receiving invoices on the Peppol network.

How do I activate my Corporate PayNow and connect it within Financio?

To activate PayNow Corporate: 

Log into your Financio > Go to Control Panel > Integrated Apps > PayNow Setting > Toggle ‘SG PayNow Enabled’. 

Don’t have Corporate PayNow? 

Apply now

What is Corporate PayNow?

Corporate PayNow lets you make and receive payments instantly with your Unique Entity Number (UEN), without the need to know or disclose any account numbers. 

Corporate PayNow is available for FAST and GIRO transactions. Learn more.




“Happy with how Financio has helped simplify the reports needed for my business. Now I can easily access and measure the performance of my business.”​

Maarten van den Bos, Bright Forever Consultants Pte. Ltd.​