DBS Business Account

Enjoy 6 months free subscription to Digital Solutions

Supported by Enterprise Singapore (ESG) and Infocomm Media Development Authority (IMDA), our DBS Start Digital Package has put everything you need to start and grow a business in one place.

Sign up now to enjoy these rewards along with a free 6-month subscription to our listed solutions!


For SMEs who have already activated DBS MAX

To find out more about our promotional bundles curated to help you digitise your business’s daily operations, click here.

For SMEs new to DBS MAX

Is your current collection & reconciliation methods taking up too much of your time & costs?
Here at DBS, we understand that every little bit counts towards improving your cash collection cycle.Introducing DBS MAX, a smart QR-collection tool with

  • Real-time collection,
  • Instant notification,
  • Immediate access to funds,
  • Automated reconciliation!

MAX is totally free to register. What’s more, upon successful activation of MAX, you will get to enjoy a digital solution free (Accounting/HR) for 6 months!

Click here to find out how you can get your business onboarded on MAX today!


For any enquiries, please contact us at startdigital@dbs.com or call our BusinessCare hotline at 1800 222 2200.


  • Digital Solutions
  • Why Start Digital
  •    FAQ   


Online Accounting

DBS Start Digital - Financio
IRAS compliant software that has real time reports, automated bookkeeping, invoice-purchasing, cash flow and tax management features

Online HR / Payroll

DBS Start Digital - Essential HR
All-in-one solution where employers can issue pay slips and approve leave/claims anytime, anywhere
DBS Start Digital - Talenox
User-friendly web-based solution with integration to accounting software to manage payroll and leave
DBS Start Digital - Infotech
Integrated system enabled with mobile face recognition with GPS, time attendance, payroll and e-Leave

DBS Start Digital - Payboy
Cloud-based HRMS with superior Payroll, Leave, Claims, Time Attendance and Shift-scheduling functions trusted by more than 300 companies and 15,000 users.

Digital Marketing

DBS Start Digital - Adtiq
Quick, simple and affordable way to promote your business using Google, Facebook and Instagram ads
DBS Start Digital - EnterpriseMessaging
Automate business communication with Enterprise Messaging, a cloud-based platform for text messaging and broadcast alerting

Digital Transactions

Go cashless and collect payments in real-time into your DBS business account!
DBS Start Digital - MyOnlineStore
Create your company website or e-store with Google optimised templates
DBS Start Digital - Shoptiq
Create, build and grow your online business with no technical knowledge required


DBS Start Digital - Broadband Protect
Broadband Protect - Secure your office network against known viruses, malware and ransomware
DBS Start Digital - ZoneAlarm
Mobile Security - Protect your personal data from online attacks, viruses and spyware
DBS Start Digital - SmartSecure
SmartSecure – End point protection and Mobile Security that acts as your first line of defense against cyber threats


You’re on your way to enjoying these exclusive offers! Simply select two (or more) solutions from two different categories and Start Digital today.

This solutions package is supported by ESG and IMDA, under the SMEs Start Digital Programme. For more information on SMEs Start Digital, visit www.imda.gov.sg/StartDigital

If you have any comments and feedback on Start Digital Package, you can send us via the Start Digital feedback form.
Other support available for SMEs
If you need more advanced digital solutions or other support, please visit www.imda.gov.sg/SMEsGoDigital for further information on SMEs Go Digital.


Terms & Conditions

Terms and Conditions Governing the SME’s Start Digital Pack (DBS SMEConnect)

  • Businesses must (i) be classified as a Small and Medium Enterprise (SME) by Enterprise Singapore, and (ii) have no less than 30% of its shareholding held by Singapore citizens or Permanent Residents (PRs), are registered and incorporated in Singapore, (iii) and have an annual sales turnover (at group level) of not more than S$100 million or employment size not exceeding 200 employees, to be eligible for this SME’s Start Digital Package.
  • To be eligible for this SME’s Start Digital Pack, SMEs must not have adopted solutions under the same programme with DBS or with any other banks or telecommunications providers in Singapore. Applicable to all SMEs and new sign-ups only.
  • Unless otherwise stated, SME customers must sign up for at least 2 services from 2 different categories in order to enjoy free 6 months subscription and promotional subscription rates. Monthly subscriptions will be payable starting from (and inclusive of) the 7th month onwards.
  • Unless otherwise stated, each service has a contract term of either 18 months or 24 months, during which the respective promotional subscription rates will apply. Prevailing subscription rates or prices will be payable after the respective promotional contract terms.
  • If a SME terminates a service before the end of the contract term, the service provider may impose a termination fee in accordance with its terms of service.
  • Unless otherwise stated, the SME’s Start Digital Pack has a term of not less than 18 months.
  • The Bank’s Terms and Conditions Governing Accounts (Applicable to Businesses/Non-Individuals) and Terms and Conditions governing services linked to the Account shall continue to apply. The Bank may (i) vary the terms and conditions or structure of the SME’s Start Digital Pack, (ii) discontinue this SME’s Start Digital Pack at any time and/or (iii) remove any Account from the SME’s Start Digital Pack at its discretion without any notice or liability to any party.
  • The Bank’s decision on all matters relating to this SME’s Start Digital Pack shall be final. No correspondence or claims will be entertained.
  • By registering for the SME’s Start Digital Pack, each Participating Customer confirms that it is lawfully providing the data for the Bank to use and disclose for the purposes of: (i) providing products or services to the Participating Customer, whether in connection with this SME’s Start Digital Pack; (ii) meeting the operational, administrative and risk management requirements of DBS Group Holdings Ltd. and its related corporations (“DBS Group”); and (iii) complying with any requirement, as DBS Group reasonably deems necessary, under any law or of any court, government authority or regulator.
  • These terms and conditions are governed by, and shall be construed in accordance with, the laws of Singapore.