Know your child’s education milestones
Preschool (0-6 years old)
Goal: Build a strong foundation
What you can do: Provide a stimulating environment for your child
BASIC | SUPPLEMENT |
---|---|
Infant Care | Playgroup |
Child Care/Preschool | Children’s Gym |
Kindergarten | Enrichment Classes: Right-brain training/music/art/phonics/ballet (5 years onwards)/abacus (4 years onwards) |
Primary School (7-12 years old)
Goal: Nurture potential
What you can do: Help your child develop in 6 key areas
- Intellect, Physical, Emotional, Moral, Spiritual, Social
ENRICHMENT CLASSES | PHYSICAL ACTIVITIES |
---|---|
Languages | Swimming |
Science | Taekwondo |
Maths | Ball games like soccer, basketball, netball |
Speech & Drama | Sailing |
Tuition | Dance |
Secondary School – Junior College/Polytechnic (13-19 years old)
Goal: Forge a future
What you can do: Challenge your child, cultivate your child’s interest, impart discipline and responsibility.
University (19-24 years old)
Goal: Turn dreams into reality
What you can do: Help your child plan his university education

- Time horizon
- Choice of university
- Choice of faculty
- Foreign currency
- Alternative funding (e.g. Scholarships/study grants/study loan/computer loan/CPF Education Scheme)
Here’s an estimated projection.
Based on the cost of a university education in 2015 vs. 2030 (15 years later)
2015 | Avg Uni Expenses** | Avg Living Expenses | Estimated Total | |
---|---|---|---|---|
Singapore | S$32,000 | - | S$32,000 | |
Australia | S$189,000 | S$96,000 | S$285,000 | |
UK | S$79,000 | S$80,000 | S$159,000 | |
USA | S$156,000 | S$75,000 | S$231,000 |
2030 | Avg Tuition Fee# | Avg Living Expenses# | Estimated Total |
---|---|---|---|
Singapore | S$49,000 | - | S$49,000 |
Australia | S$405,000 | S$145,000 | S$550,000 |
UK | S$338,332 | S$118,000 | S$456,332 |
USA | S$266,000 | S$107,000 | S$373,000 |
To find out more
**Source: SPH – The Sunday Times, 19 May 2013
# Education inflation (p.a.)
Singapore - 2.9% (Department of Statistics of Singapore, Year 2014)
Australia - 5.2% (Australia Bureau of Statistics, December Quarter 2013 to December Quarter 2014)
US - 3.6% (Bureau of Labour Statistics, unadjusted percentage change January 2015)
UK - 10.2% (Office of National Statistics (ONS), year 2014)
Living inflation (p.a.)
Singapore - 2.5% (Monetary Authority of Singapore, Inflation Calculator, Year 2008 to Year 2013)
Australia - 2.8% (Reserve Bank of Australia, Year 2004 to year 2014)
US - 2.4% (US Inflation Calculator, Year 2004 to Year 2014)
Uk - 2.6% (Office for National Statistics, Year 2004 to Year 2014)
The projected figures are based on the following assumptions: 1. Living inflation rate and education inflation rate is constant, at the current level, throughout the projection period. 2. Exchange rate between countries (i.e. USD, GBP, AUD) remains at current level throughout the projection period.
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