Entrepreneur's Account for Start-Ups

Enjoy a three-month waiver of the minimum balance and fall-below fee

Set your business on a path for success with the DBS Entrepreneur's Account for Start-Ups. This customised package is designed specifically for start-ups to provide affordable and convenient banking services that help you grow. You will also receive a wide range of value-added benefits including fee waivers and complimentary add-ons.

  • Value Features
  • Sign-up Deals & FAQ
  • Apply Now

    Why Start-Ups Open Accounts With Us


    FREE access* to DBS IDEAL™ corporate online banking and mobile app (worth up to SGD 390 per year) when you apply online

    DBS Visa Business Advance Debit Card

    No annual fee and 0.3% cash rebate

    DBS BusinessCare

    DBS BusinessCare
    Dedicated, award-winning service
    with fast response and extended operating hours

    DBS BusinessClass

    DBS BusinessClass
    Invitations to exclusive networking events with global industry players and disruptors

    Special privileges

    Special partner privileges and waiver of one-time setup fee (worth up to S$800) for credit card acceptance service

    Value Features


    DBS Digital Account

    DBS Business Account/Entrepreneur’s Account

    Minimum average daily balance


    SGD 10,000
    WAIVED for 1st 3 months#

    Minimum initial deposit

    SGD 1000

    SGD 3000

    Monthly Account Fee

    SGD 18


    Annual Account fee


    SGD 40

    Fall-below fee


    SGD 35
    WAIVED for 1st 3 months#

    Internet banking (IDEAL™) fee

    Save up to SGD 390 every year

    Only if you apply online*

    Mobile banking app
    & desktop banking access



    Security Device

    5 FREE devices

    5 FREE devices

    transaction fee^

    SGD 20 + charges in Pricing Guide

    As per Pricing Guide

    Cheque Books issued

    SGD 25 each


    ^Chargeable OTC transactions include:

    • Cash deposit & withdrawals
    • Cheque encashment
    • Purchase of cashier’s order
    • Purchase of demand draft
    • Funds transfers
    • Outward Telegraphic Transfers (hard copy forms)

    Refer to the pricing guide for more details.

    # Applies to the DBS Entrepreneur’s Account for Start-Ups. To be eligible for it, your company must have been incorporated in Singapore within the last 6 months and owned by individuals.

    Back to top

    Apply For Your Account In 5 Minutes

    Skip the branch and apply for a DBS Business Account with hassle-free online process.

    Step 1

    Step 2

    Step 3

    Step 4

    For social enterprises, please call DBS BusinessCare at 1800 222 2200 to make an appointment with our branches.

    Depending on your business structure, we would need to speak to:

    • Sole Proprietorship – the sole proprietor
    • Partnership/Limited Liability Partnership – all partners
    • Private/Limited Company – 1 director
    Back to top

    Apply Now

    Sign-up Deals

    Pick up these exclusive partner deals when you apply online!


    StarHub Mobile Perk

    StarHub Business Mobile Perks

    $100 handset discount on 4G 3 & above

    Waiver of SIM & Registration Fees

    Free 24mths 2GB local data upsize

    Free 24mths Auto-Roaming

    Free 24mths Voicemail

    Free 24mths Caller Number Display

    Free RoamEasy data roaming service activation

    AccountServe - Deal 1

    AccountServe Annual Compliance and Accounting Services

    Need help complying with ACRA and IRAS? Enjoy exclusive discounts on packaged solutions!

    More than $1,400 in savings on Start-up packages

    Professional team with over 25 years of experience

    Valid till 31 Oct 2016

    Your business must meet these 2 criteria:

    • Incorporated in Singapore within the last 6 months
    • Owned by individuals

    1. I am unable to find my company on the ‘2. ACRA Details’ step in the online application form. Why?

    Try keying in your company name without ‘Pte Ltd’, etc. and you should be able to locate your company. Please note that if the company is newly registered, it will take 2 working days before your company details can be retrieved.

    2. What documents am I required to submit and when do I need to submit them?

    You may refer to the full list of required documents here.
    You are only required to submit the documents after the application has been submitted online. We will arrange for a courier to pick up your documents if you had opted for a Relationship Manager to call you. For branch appointments, kindly bring the documents along with you.

    3. How do I switch from my existing bank to DBS?

    Switching to us will be a hassle-free process. We have put together a list of where you can find the commonly used GIRO authorisation forms for your perusal:

    You may also contact our cash management specialist at for assistance.

    4. Is it compulsory for me to use all of the products or services in the Entrepreneur's Account for Start-Ups package?

    No, you are free to use only the products and services that you need.

    5. I am an existing DBS Business Account customer. Can I still sign-up for a DBS Entrepreneur's Account for Start-Ups?

    Yes, you are welcome to apply if your company was incorporated in Singapore less than six months ago and is owned by individuals.

    6. What currencies are available for the DBS Entrepreneur's Account for Start-Ups?

    We offer the DBS Entrepreneur's Account for Start-Ups in SGD only. However, we also offer 13 other currencies with our Business Account. Please refer to the Business Account page for more details.

    Back to top

    Apply Now

    Why Choose Us?

    Because with Asia’s leading SME bank, that spark in you can take on whatever you choose. That same spark to excel drives us to deliver better insights, innovation and performance. It made us the best SME bank in Asia, so that you can live more, bank less.

    Retail Banker International

    Retail Banker International

    Excellence in SME Banking 2016, Asia

    The Asset

    The Assets

    Best SME Bank for Working Capital & Treasury 2015, Singapore

    Global Finance

    Global Finance

    Best SME Bank for Working Capital & Treasury 2015, Singapore
    Best Online Cash Management, Asia
    Best Foreign Exchange Bank, Southeast Asia and Singapore
    Best Trade Finance Provider, Singapore


    Deposit Insurance Scheme

    Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

    • Skip the branch & apply online in 5 mins!