Other corporate accounts

Entrepreneur's Account for Start-Ups

Enjoy a three-month waiver of the minimum balance and fall-below fee

Set your business on a path for success with the DBS Entrepreneur's Account for Start-Ups. This customised package is designed specifically for start-ups to provide affordable and convenient banking services that help you grow. You will also receive a wide range of value-added benefits including fee waivers and complimentary add-ons.

  • Value Features
  • Sign-up Deals & FAQ
  • Apply Now

    Why Start-Ups Open Accounts With Us


    FREE access* to DBS IDEAL™ corporate online banking and mobile app.
    No limit to number of free users. Login with digital token in your phone (no need for physical tokens!)

    DBS Visa Business Advance Debit Card

    No annual fee and 0.3% cash rebate

    DBS BusinessCare

    DBS BusinessCare
    Dedicated, award-winning service
    with fast response and extended operating hours

    DBS BusinessClass

    DBS BusinessClass
    Invitations to exclusive networking events with global industry players and disruptors

    Special privileges

    Special partner privileges and waiver of one-time setup fee (worth up to S$800) for credit card acceptance service

    Account Comparison


    DBS Digital Account

    Entrepreneur’s Account

    Recommended For


  • Ideal for start-ups with low minimum balances
  • Mostly transact online


  • Ideal for companies which can maintain SGD 10,000 in the account
  • Transacts via internet banking, cheques and at the branch

    Minimum balance


    SGD 10,000
    WAIVED for 1st 3 months#

    Minimum initial deposit

    SGD 1000

    SGD 3000

    Monthly Account Fee

    SGD 18


    Annual Account fee


    SGD 40

    Fall-below fee


    SGD 35
    WAIVED for 1st 3 months#

    Internet & Mobile banking (IDEAL™) fee



    Security Device

    FREE digital tokens

    FREE digital tokens

    Debit Card



    transaction fee^

    SGD 20 + charges in Pricing Guide

    As per Pricing Guide

    Cheque Books issued

    SGD 25 each


    ^Chargeable OTC transactions include:

    • Cash deposit & withdrawals
    • Cheque encashment
    • Purchase of cashier’s order
    • Purchase of demand draft
    • Funds transfers
    • Outward Telegraphic Transfers (hard copy forms)

    Refer to the pricing guide for more details.

    # Applies to the DBS Entrepreneur’s Account for Start-Ups. To be eligible for it, your company must have been incorporated in Singapore within the last 6 months and owned by individuals.

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    Apply For Your Account In 5 Minutes

    Skip the branch and apply for a DBS Business Account with hassle-free online process.


    For social enterprises, please call DBS BusinessCare at 1800 222 2200 to make an appointment with our branches.

    Depending on your business structure, we would need to speak to:

    • Sole Proprietorship – the sole proprietor
    • Partnership/Limited Liability Partnership – all partners
    • Private/Limited Company – 1 director

    Depending on the nature of the business, there may be account set-up fees and higher minimum balances. Our Relationship Manager will inform you of the details.

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    Sign-up Deals

    Pick up these exclusive partner deals when you apply online!


    StarHub Mobile Perk

    StarHub Business Mobile

    $100 handset discount on 4G 3 & above

    Waiver of SIM & Registration Fees

    Free 24mths 2GB local data upsize

    Free 24mths Auto-Roaming

    Free 24mths Voicemail

    Free 24mths Caller Number Display

    Free RoamEasy data roaming service activation

    Talenox HR Platform

    Talenox HR Platform

    Free 6-month subscription of Talenox

    Payroll processing with preset CPF and tax requirements

    Leave management with preset statutory leave requirements

    Free live support

    Your business must meet these 2 criteria:

    • Incorporated in Singapore within the last 6 months
    • Owned by individuals

    1. I am unable to find my company on the ‘2. ACRA Details’ step in the online application form. Why?

    Try keying in your company name without ‘Pte Ltd’, etc. and you should be able to locate your company. Please note that if the company is newly registered, it will take 2 working days before your company details can be retrieved.

    2. What documents am I required to submit and when do I need to submit them?

    You may refer to the full list of required documents here.
    You are only required to submit the documents after the application has been submitted online. We will arrange for a courier to pick up your documents if you had opted for a Relationship Manager to call you. For branch appointments, kindly bring the documents along with you.

    3. How do I switch from my existing bank to DBS?

    Switching to us will be a hassle-free process. We have put together a list of where you can find the commonly used GIRO authorisation forms for your perusal:

    You may also contact our cash management specialist at gtssales@dbs.com for assistance.

    4. Is it compulsory for me to use all of the products or services in the Entrepreneur's Account for Start-Ups package?

    No, you are free to use only the products and services that you need.

    5. I am an existing DBS Business Account customer. Can I still sign-up for a DBS Entrepreneur's Account for Start-Ups?

    Yes, you are welcome to apply if your company was incorporated in Singapore less than six months ago and is owned by individuals.

    6. What currencies are available for the DBS Entrepreneur's Account for Start-Ups?

    We offer the DBS Entrepreneur's Account for Start-Ups in SGD only. However, we also offer 13 other currencies with our Business Account. Please refer to the Business Account page for more details.

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    Why Choose Us?

    Because with Asia’s leading SME bank, that spark in you can take on whatever you choose. That same spark to excel drives us to deliver better insights, innovation and performance. It made us the best SME bank in Asia, so that you can live more, bank less.

    Retail Banker International

    Retail Banker International

    Excellence in SME Banking 2016, Asia

    The Asset

    The Assets

    Best SME Bank for Working Capital & Treasury 2015, Singapore

    Global Finance

    Global Finance

    Best SME Bank for Working Capital & Treasury 2015, Singapore
    Best Online Cash Management, Asia
    Best Foreign Exchange Bank, Southeast Asia and Singapore
    Best Trade Finance Provider, Singapore


    Deposit Insurance Scheme

    Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

    • Skip the branch & apply online in 5 mins!