At a Glance

Enjoy fixed cash benefit yearly that increases from 2% to 10% of your sum insured over the span of your policy term

 

Flexibility to select premium term of 10, 15 or 20 years, and policy term of 13, 15 or 20 years.

 

Be protected² for death and terminal illness

 

Fulfil your different savings goals with ReadyPayout Plus, an endowment plan which gives you the flexibility to receive yearly fixed cash benefits. You can choose to withdraw to achieve your next goal – or park it to accumulate interest at a non-guaranteed rate of 3%¹ p.a. Giving you the freedom to plan your finances, your way.

Features & Benefits

Receive Payouts

• Enjoy fixed cash benefit yearly that increases from 2% to 10% of your sum insured over the span of your policy term

Flexibility

• Option to select premium term of 10, 15 or 20 years, and policy term of 13, 15 or 20 years

Insurance Coverage²

• Be protected for death and terminal illness

Easy Application with No Health Check-Up

• Guaranteed acceptance with no health questions asked

Waiver of Future Premiums

• Get your premium waived during your premium payment term upon total and permanent disability, and continue staying covered

Optional Add-Ons

• Increase protection with riders for critical illness, death, or total and permanent disability

How it Works

Here’s an example of how ReadyPayout Plus can help:

The values in the above illustration are based on illustrated investment rate of return of 4.75% p.a. Based on an illustrated investment rate of return of 3.25% p.a., the values are: Non-guaranteed maturity benefit: $6,246, Total Maturity Benefit: $29,046, Total Benefits Received: $50,046, which is 117% of total premiums paid. Additional amount upon accumulation of Fixed Cash Benefits: $1,705 (with non-guaranteed interest rate of 1.5%¹ p.a.)

How to Apply

Footnotes
¹The interest rate is subject to change with 30 days’ advance notice to Policy Owner.
²Terms and conditions apply, please refer to Product Summary for specific definitions.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 10 December 2018.

DBS Insurance Important Notes