At a Glance

Be prepared against unexpected events and get yourself covered at every stage of your life.

LifeReady Plus is a whole life insurance plan that allows flexibility to add on riders so that you can be prepared against unexpected events like Death, Total Permanent Disability, Critical Illness and even Retrenchment. The plan can even supplement your retirement income as you reach your golden years.

Up to 5x Coverage1

Be covered against death, terminal illness, and total and permanent disability, with an option to enhance your protection up to 5X

Health Advantage Benefit2

  • Enjoy upfront premium discounts for the first 2 policy years
  • Continue to enjoy the premium discounts after policy year 2, if you meet our health targets

Upgrade Coverage Without Medical Check-Ups

No medical check-up will be needed if you want to increase your coverage at these 4 milestones:

  • Graduation (Tertiary)
  • First Home
  • Marriage
  • Parenthood

Critical Illness Coverage Option

Get additional coverage with our range of critical illness riders that pay a lump sum or waive your future premiums in the event that critical illness strikes1

Financial Flexibility

  • Accumulate policy cash value³ while enjoying coverage
  • Option to convert the cash value from your policy into annual payouts4, over 10 years, with additional 5% interest

Retrenchment Benefit1

If you or your spouse is retrenched and unemployed for 30 days or more, 6 months of your premiums will be waived while coverage continues

 

How It Works

 

How to Apply

Contact me Talk to our Wealth Planning Managers
Visit Branch Visit any of our branches

1Please refer to respective product summary for more information.
2Upfront premium discount is based on standard underwriting assessment. To qualify for subsequent years premium discounts, please submit the Health Advantage form or a medical report with the health target requirement for verification within the first 2 policy years.
3This includes guaranteed cash value and non-guaranteed bonuses and it is available if the policy has been in force and you have paid the premiums for 3 years.
4Annual payout will result in lower cash value when the policy matures. Please refer to the product summary for more details.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 14 July 2019.

DBS Insurance Important Notes

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