giro payment

GIRO Payment

Transfer SGD funds to banks in Singapore

GIRO Payment

Transfer SGD funds to banks in Singapore

At a Glance

Transfer funds from your DBS/POSB account to any bank in Singapore.



Faster payments and a late cut-off time for local transfers

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More savings

Competitive rates and lower operating costs via DBS IDEAL

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Daily transaction reports and simple account reconciliation processes

Features & Benefits
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Improve your cash flow

Ensure quick transfer with timely transaction processing

fast issuance bankers guarantee DBS

Greater convenience

Create multiple transactions in one file


Protect against fraud

Secure hashing and encryption features

How it Works


How to Apply

Arrange for our Relationship Manager to call you.

Call us on 1800 222 2200 or +65 6222 2200 (from overseas).

Not a DBS SME Banking customer?
Apply online now. Enjoy free DBS IDEAL access and fee waivers. T&Cs apply

Why should I make payments via GIRO?

GIRO offers a secure and convenient way to make payments.  You don’t have to carry large amounts of cash or issue cheques. We also offer preferential benefits such as extended cut-off times when you pay to DBS or POSB account holders.

Will I receive any transaction advice?

When your payment goes through, you will be advised by email, mail, registered mail, overseas mail or courier.

I have GIRO with another bank. What will change when I switch over?

The file formats used by DBS IDEAL support most payroll and account payables packages, so system changes are unlikely

What if I spot an error after submitting a payment?

For security reasons, amendments are not allowed. You can stop payment and make new arrangements with your beneficiary.

Client Testimonial


The solution greatly improved our efficiency in managing daily cash operations and projections.

Mr Damien Lim, Head of Business Development, Knowledge Universe Pte Ltd