DBS Quick Finance
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  • DBS Quick Finance, Instant Micro Loan for SMEs - DBS SME Banking

DBS Quick Finance

The financial power you need, fast.

  • Home
  • DBS Quick Finance, Instant Micro Loan for SMEs - DBS SME Banking

DBS Quick Finance

The financial power you need, fast.

    DBS Quick Finance is a fast, fully digital loan for Singapore SMEs, offering up to S$50,000 for new borrowers with a simple online application. Existing DBS SME customers may qualify for up to S$300,000 by invitation. Approval and terms are subject to bank assessment.
    Government support for Singapore SMEs

    The Singapore government recently announced a S$900 million support package for businesses to manage higher operating costs amid ongoing global uncertainties. Key measures for SMEs:

    • Enhanced Enterprise Financing Scheme (EFS) – September 2026 to March 2027: Government risk-share on the EFS–SME working capital loan rises from 50% to 70%.
    • SME Cash Grant – November 2026: S$500 per local employee, with a maximum of S$2,500 per company. Sole proprietorships, partnerships, and LLPs with at least one local business owner receive a flat S$500.

    The DBS Business Loan can be used alongside this government-assisted financing to give your business greater flexibility.

    Why SMEs choose this loan

    DBS Quick Finance - Hassle-free Application

    No documents are required for new borrowers.

    DBS Quick Finance - Quick Financing Approval

    Get quick access to funds with a fully digital application, no branch visit required.
    DBS Quick Finance - Easy for New and Existing Customers

    Borrow from S$50,000 to S$300,000 in financing, with 6%* interest and a tenure of up to 5 years.

    *6% interest rate is derived considering the gradual reduction in principal over the loan tenure. The equivalent simple interest rate is approximately 3.2% p.a. based on a loan of S$100,000 over 5 years. Actual rates may vary depending on loan amount, tenure, and client profile.

    With every DBS business loan, complimentary BizLoan Protect coverage is included to offset outstanding loans in the event of accidental death or permanent disability, ensuring your business remains protected.

    Learn more.

    All benefits and coverages are subject to the terms and conditions of BizLoan Protect. Please refer to the policy wording for the full insuring clauses, definitions, schedule, extensions, terms, conditions, exclusions, and limits of liability of BizLoan Protect.

    Who is it for?

    • Businesses managing cash flow gaps between payment cycles
    • SMEs covering urgent, unexpected operating costs
    • Companies acting on a time-sensitive order, contract, or project

    How to apply

    New customers* can get a loan of up to S$50,000.

    • Submit your application online using your MyInfo Business or ACRA details. 

    Apply for DBS Quick Finance


    * SMEs who do not have any existing borrowing relationship with DBS
     

    Existing DBS SME customers can get a loan of up to S$300,000 **.

    • Share your interest via the below form, and a DBS representative will reach out on your eligibility.

    Submit Interest Form


    ** By invite only

    Frequently asked questions
    Who is eligible for DBS Quick Finance?
    Businesses with no existing borrowing relationship with DBS are eligible for loans up to S$50,000. Existing DBS customers may qualify for up to S$300,000.
    What documents do I need to apply?
    No documents are required for new customers applying for loans up to S$50,000. Online applications submitted via MyInfo Business or ACRA allow DBS to retrieve business details digitally. However, additional information may be requested on a case-by-case basis.
    What is the interest rate for DBS Quick Finance?

    Interest rates start from 6% p.a. (applied rate approximately 3.2% p.a. based on a loan of S$100,000 over 5 years). Your actual rate may vary depending on your loan amount, tenure, and business profile.
    How do I track my application and receive my funds?

    You can track your approval status in real time on DBS IDEAL. You'll be notified as soon as funds are disbursed into your business account.

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