- Loans
- Government-Assisted Schemes
- Working Capital Loan
- Loans
- Government-Assisted Schemes
- Working Capital Loan

Borrow up to SGD 500,000
Fulfil your cash flow needs with this government-assisted scheme.
Loan amount is approved based on the bank's assessment.

Take up to 5 years to repay
Enjoy the flexible option of repaying over 1 to 5 years

Enjoy greater savings on processing fees
From now till 31 December 2023, enjoy a 50% discount and save up to S$3,750 on your processing fees when you submit a working capital loan application online*. Click here to apply now.
*Applicable to SME Working Capital Loan and DBS Business Loan applications submitted via this link on or before 31 December 2023. The Bank may vary the terms and conditions or discontinue this processing fee discount at any time without any notice or liability to any party. The Bank’s decision on all matters relating to the discount shall be final.
Check if you need to gather documents for your application.
We’ll email your guarantors to endorse your application.
Upon submission, you can track your application status on DBS IDEAL online business banking platform.
Once approved, we’ll give you an offer. You can accept the offer on DBS IDEAL online business banking platform.
We’ll notify you when we disburse the funds into your DBS business account.
If you apply using ACRA or MyInfo Business, we can retrieve most of the required information without asking you to submit financial documents. However, some businesses may be required to provide additional information.
Additional documents required could be:
- Latest 2 years financial statements
Usually not required for loans below SGD 50,000 - Latest 3 months bank statements
Not required if DBS is your main operating bank
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