Corporate Wealth Management

DBS Corporate Wealth Management

The art of maximum returns and managed risk for business.

DBS Corporate Wealth Management

The art of maximum returns and managed risk for business.

 

DBS Corporate Wealth Management Smart Surplus Cash Supervision
 		       

DBS Corporate Wealth Management supports Corporates and SMEs looking to grow and manage surplus cash through customised investment solutions, spanning liquidity, fixed income, and structured products, with a minimum investment of SGD$1M.

 

At a Glance
Maximise surplus funds

Maximise surplus funds

Explore liquidity, tactical, and long-term investment options.
Balance returns and risk

Balance returns and risk

Invest based on your cash flow needs and risk appetite.
Get expert guidance

Get expert guidance

Work with DBS specialists who understand business wealth.


 

Who is DBS Corporate Wealth Management For? 

DBS Corporate Wealth Management is designed for all organisations with surplus cash to invest, including operating companies, investment holding companies, and non-profit organisations such as schools, institutes of higher learning, clubs, religious organisations, and charities with approved investment mandates.

 

What Can You Expect With Corporate Wealth Management?

  • In-depth understanding of your long-term growth and stability goals
  • Unbiased determination of your risk appetite for surplus funds
  • Curated financial solutions designed to maximise returns and manage risk on your business’s surplus cash

Our expert team will work closely with you to manage your surplus funds, providing regular updates and insights tailored to your company’s evolving needs.

Speak to a Relationship Manager

 

Which Investment Strategy is the Best for You?

  • For liquidity needs: Lower-risk options may suit businesses that need quick access to surplus cash.
  • For short-term goals: Tactical solutions may suit businesses investing for a defined period.
  • For long-term growth: Strategic offerings may suit businesses focused on diversification and wealth growth.

 

Wealth Management Solutions: Asset Offerings

Choose from a range of products with varying risk and return levels which best suit your investment objectives, and benefit from our range of transactional and advisory services.

 

Asset Types

 

Why Choose DBS Corporate Wealth Management?

DBS combines corporate banking expertise with access to a broad range of investment solutions. This is especially useful for companies that want investment support connected to their wider banking relationship.
You can work with DBS specialists who understand business cash flow, treasury priorities, and corporate decision-making. DBS can also support adjacent needs, such as account setup, custody account opening, and broader banking solutions, making it easier to manage surplus funds as part of a wider business wealth strategy.

 

How Do I Get Started to Invest?
1
Step 1: Complete your application online

Simply fill in our Interest Form and a DBS representative will reach out to discuss your investment needs and answer any questions.

2
Step 2: Account Setup

Once you decide to proceed with Corporate Wealth Management, we will send you all the necessary information and documentation to open your custody account (and a DBS Business Account, if you are not an existing corporate DBS customer).

3
Step 3: Look out for our good news

Once we have received and processed your documentation, we will notify you as soon as your accounts are opened. After that, you’re all set to start investing!

Frequently Asked Questions
I am a Non-Profit Organisation. Can I still take up the Corporate Wealth Management service?

Yes, you can, depending on your investment mandate. The Corporate Wealth Management service is suitable for schools, institutes of higher learning, clubs, religious, and charitable organisations.
What is an Accredited Investor (AI)?

An Accredited Investor is a corporate entity that meets specific Monetary Authority of Singapore (MAS) requirements and has opted in to be classified as such by the bank. This classification grants them access to a broader selection of investment products, while also entailing a reduced level of regulatory protection compared to non-Accredited Investors.
How does my company qualify as an Accredited Investor?

The Monetary Authority of Singapore (MAS) specifies criteria for a corporate entity to qualify as an Accredited Investor (AI). A corporation can achieve this status if its net assets exceed S$10 million (or its equivalent in a foreign currency), based on its most recent audited balance sheet. If audits are not required, a certified balance sheet dated within the last 12 months can be used.

Additionally, a corporation can also qualify as an Accredited Investor if its entire share capital is owned by accredited investors, or if it is a partnership (excluding a limited liability partnership) where every partner is an accredited investor.
Does my company need to be an Accredited Investor to invest?

No. While certain products require Accredited Investor status, DBS Corporate Wealth Management also offers a suite of investment options available to retail investors.
Can my company still be assessed as an Accredited Investor (AI) if I don’t meet the Corporate AI requirements?

Yes, your company can still be classified as an Accredited Investor if all the individual shareholders are classified as Accredited Investors themselves. To be an Accredited Investor (Individual):

  • You have net personal assets which exceed SGD $2 million (or its equivalent in a foreign currency); or
  • You have net financial assets (i.e. deposits and investment products) which exceed SGD $1million (or its equivalent in a foreign currency); or
  • Your income in preceding 12 months exceed SGD $300,000 (or its equivalent in a foreign currency)
Is there a minimum investment amount for this Corporate Wealth Management service?

The minimum investment amount is SGD 1 million. If you’re keen to start investing with a smaller amount, please contact us for advice. 
What are the fees and charges?

Fees and charges may vary depending on the investment product, account type, custody arrangements, transaction requirements, and your company’s banking setup. For details specific to your business, speak to a DBS Relationship Manager.
What types of asset offerings are available under DBS Corporate Wealth Management?

Asset offerings are grouped into Liquidity, Tactical, and Strategic categories. Each category includes options with different risk and return levels, so your company can consider solutions aligned with its investment objectives.
How do I choose between liquidity, short-term, and long-term investment options for my business?

Choose based on when your business may need the funds, how much risk it can accept, and what return objective it has. Liquidity and tactical options may suit near-term cash needs, while strategic options may suit longer-term goals.
Is Corporate Wealth Management risky?

All investments entail risk. At DBS, we have years of experience in managing investments from low to high risk. Rest assured, you can select a portfolio based on your risk appetite.
How do I get started with DBS Corporate Wealth Management?

Submit the online interest form and a DBS representative will contact you. If you proceed, DBS will guide you through documentation, custody account setup, and next steps.

 

Manage Your Business Wealth with DBS Today

Your company’s surplus cash can play a bigger role in supporting resilience, growth, and long-term value. With DBS Corporate Wealth Management, you can explore customised wealth management solutions that are aligned with your liquidity needs, risk appetite, and business goals.

Speak to a Relationship Manager
 

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Ways to get help

We are ready to assist you with any enquiries, feedback, or complaints you may have.

Chat with DBS BusinessCare

Chat with us

Our chatbot Joy will answer your questions and connect you with our customer support team, BusinessCare.

To start chatting, go to the bottom right corner of the page. Select the chat icon. 
Learn more about it, including the live chat operating hours.

Alternatively, leave a message with our chatbot, Joy. We will get back to you within 3 working days.


Call DBS BusinessCare

Call us

Operating hours: Monday–Friday, 8.30am–8.30pm (excluding public holidays)

Reporting a scam can be done 24/7, at any time through DBS BusinessCare.
In Singapore: 1800 222 2200
From overseas: +65 6222 2200


Find a DBS branch near you

Locate us

To drop off forms and for cash transactions, visit a DBS bank branch.

For assistance with your DBS business account, reach out to BusinessCare. If in-person help is needed, they can set up an appointment at an SME Branch.