DBS Esso MasterCard® Card

The ultimate driving companion for instant fuel savings and motoring privileges.

DBS Esso MasterCard® Card

Save with instant fuel discounts and motoring privileges with DBS Esso MasterCard® Card.

How to Apply

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Product Details

  • Instant fuel savings* at Esso service stations islandwide:
Esso station discountSmiles member discountCard discountTotal instant fuel savings
  • Auto-enrolment into the Esso Smiles Driver Rewards programme:
  • This loyalty programme for Esso customers in Singapore gives you an equivalent of up to 2.5%^ in additional fuel savings.

  1. Earn 1 Smiles Point for every litre of Synergy fuel purchased at any Esso station.
  2. Enjoy S$10 instant fuel redemption with as low as 300 Smiles Points earned or up to S$30 instant fuel redemption with 750 Smiles Points earned.
  3. Esso’s General Notification on Personal Data Collection, Use & Disclosure for Smiles Members apply. Visit for full details.

  • More savings with DBS Rewards:
    Accumulate 1 DBS Point for every S$5 charged to your DBS Esso MasterCard® Card. Your DBS Points can be used to redeem for free fuels at Esso.
  • Interest-free Instalment Payment Plans
    Exclusively for DBS Esso MasterCard® cardholders with DBS/POSB Savings or Current account only. Ease your cash flow with our easy 12-month instalment payment plan on your motor insurance and road tax in 3 steps.
  • Step 1:Upon the approval of your application, cash is credited into your designated DBS/POSB Savings or Current account within 7 working days.
    Step 2:You can then use this cash to pay off your Motor Insurance and/or Road Tax.
    Step 3:DBS bills the amount disbursed in 12 monthly instalments to your DBS Esso MasterCard® Card.

    For more information, download the Instalment Payment Plan on Your Motor Insurance and Road Tax Application Form.

*subject to change without prior notice. Check on-site for updates.

^Smiles members will be awarded Smiles Points equivalent to 1.9% (normal tier) or 2.5% (bonus tier) fuel savings when 250 litres of Synergy fuel is purchased within a calendar month. 1.9% / 2.5% fuel savings is computed based on the pump price of Synergy 5000 as at 16 April 2015, and 750 Smiles Points is equivalent to S$30 worth of Synergy fuel based on the Smiles Driver Rewards catalogue, 2014/2015 edition. Terms and conditions apply. For details, please visit for the terms and conditions of the Smiles Driver Rewards programme.

You are eligible for this Card if you are 21 years and above. The following income requirements apply:

  • S$30,000 and above per annum (Singaporean)
  • S$45,000 and above per annum (Foreigner)


Annual Fees

S$85.60 (Principal card)
S$42.80 (each Supplementary card)

Fee Waiver

1 year