DBS Points

DBS Esso Card

Get instant 17% fuel savings and enjoy more privileges with DBS Rewards

DBS Esso MasterCard® Card

The ultimate driving companion for instant fuel savings and motoring privileges.

How to Apply

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Product Details

  • Instant fuel savings at Esso service stations islandwide:
Esso station discountSmiles member discountCard discountTotal instant fuel savings
  • Auto-enrolment into the Esso Smiles Driver Rewards programme:
  • This loyalty programme for Esso customers in Singapore gives you an equivalent of up to 2.8%^ in additional fuel savings.

Earn 1 Smiles Point for every litre of Synergy fuel purchased at any Esso station.

Enjoy S$10 instant fuel redemption with as low as 300 Smiles Points earned or up to S$30 instant fuel redemption with 750 Smiles Points earned.

Esso’s General Notification on Personal Data Collection, Use & Disclosure for Smiles Members apply. Visit www.essosmiles.com.sg for full details.

  • Interest-free Instalment Payment Plans
    Exclusively for DBS Esso MasterCard® cardholders with DBS/POSB Savings or Current account only. Ease your cash flow with our easy 12-month instalment payment plan on your motor insurance and road tax in 3 steps.
  • Step 1:Upon the approval of your application, cash is credited into your designated DBS/POSB Savings or Current account within 7 working days.
    Step 2:You can then use this cash to pay off your Motor Insurance and/or Road Tax.
    Step 3:DBS bills the amount disbursed in 12 monthly instalments to your DBS Esso MasterCard® Card.

    For more information, download the Instalment Payment Plan on Your Motor Insurance and Road Tax Application Form.

*subject to change without prior notice. Check on-site for updates.

^Smiles members will be awarded Smiles Points equivalent to 2.1% (normal tier) or 2.8% (bonus tier) fuel savings when 250 litres of Synergy fuel is purchased within a calendar month. 2.1%/ 2.8% fuel savings is computed based on the pump price of Synergy Extra as at 14 March 2016. Terms and conditions apply. For details, please visit http://www.essosmiles.com.sg/ for the terms and conditions of the Smiles Driver Rewards programme.

Redeem DBS Rewards
Earn 1 DBS Point for every S$5 you charge to your card. Exchange these points for DBS Rewards ranging from free fuels at Esso , shopping and dining, to travel and entertainment privileges. Click here to learn more

Savour life with DBS Indulge
With up to 50% off at over 1,000 outlets islandwide, enjoy a hearty selection of dining deals wherever you go. Click here to learn more.

You are eligible for this Card if you are 21 years and above. The following income requirements apply:

  • S$30,000 and above per annum (Singaporean)
  • S$45,000 and above per annum (Foreigner)


Annual Fees

S$85.60 (Principal card)
S$42.80 (each Supplementary card)

Fee Waiver

1 year