Credit Cards

DBS Esso MasterCard® Card

The ultimate driving companion for instant fuel savings and motoring privileges.

DBS Esso MasterCard® Card

Save with instant fuel discounts and motoring privileges with DBS Esso MasterCard Card.

Product Details

  • Instant fuel savings* at Esso service stations islandwide:
Esso station discountSmiles member discountCard discountTotal instant fuel savings
  • Auto-enrolment into the Esso Smiles Driver Rewards programme:
  • This loyalty programme for Esso customers in Singapore gives you an equivalent of up to 2.4%^ in additional fuel savings.

  • Earn 1 Smiles Point for every litre of Synergy fuel purchased at any Esso station.
  • Enjoy S$30 instant fuel redemption with every 750 Smiles Points earned.

Esso’s General Notification on Personal Data Collection, Use & Disclosure for Smiles Members apply. Visit for full details.

  • More savings with DBS Rewards:
    Accumulate 1 DBS Point for every S$5 charged to your DBS Esso MasterCard Card. Your DBS Points can be used to redeem for free fuels at Esso.
  • Interest-free instalment payment plans for motor insurance and road tax: find out how to ease your cash flow.


Annual Fee:

S$85.60 (principal card)
S$42.80 (each supplementary card)

Fee Waiver:

1 year

Eligibility & Requirements

You are eligible for this Card if you are 21 years and above. The following income requirements apply:
S$30,000 and above per annum (Singaporean)
S$45,000 and above per annum (Foreigner)

How to Apply

If you have iBanking

Login now

Not an iBanking customer?

Apply now

*subject to change without prior notice. Check on-site for updates.

^Smiles members will be awarded Smiles Points equivalent to 1.8% (normal tier) or 2.5% (bonus tier) fuel savings when 250 litres of Synergy fuel is purchased within a calendar month. 2.4% fuel savings is computed based on the pump price of Synergy 5000 as at 26 September 2014, and 750 Smiles Points is equivalent to S$30 worth of Synergy fuel based on the Smiles Driver Rewards catalogue, 2013/2014 edition. Terms and conditions apply. For details, please visit for the terms and conditions of the Smiles Driver Rewards programme.