DBS Points

DBS Esso Card

The ultimate driving companion for instant fuel savings and motoring privileges.

DBS Esso MasterCard® Card

Save with instant fuel discounts and motoring privileges with DBS Esso MasterCard® Card.

How to Apply

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Product Details

  • Instant fuel savings* at Esso service stations islandwide:
Esso station discountSmiles member discountCard discountTotal instant fuel savings
  • Auto-enrolment into the Esso Smiles Driver Rewards programme:
  • This loyalty programme for Esso customers in Singapore gives you an equivalent of up to 2.5%^ in additional fuel savings.

  1. Earn 1 Smiles Point for every litre of Synergy fuel purchased at any Esso station.
  2. Enjoy S$10 instant fuel redemption with as low as 300 Smiles Points earned or up to S$30 instant fuel redemption with 750 Smiles Points earned.
  3. Esso’s General Notification on Personal Data Collection, Use & Disclosure for Smiles Members apply. Visit www.essosmiles.com.sg for full details.

  • More savings with DBS Rewards:
    Accumulate 1 DBS Point for every S$5 charged to your DBS Esso MasterCard® Card. Your DBS Points can be used to redeem for free fuels at Esso.
  • Interest-free Instalment Payment Plans
    Exclusively for DBS Esso MasterCard® cardholders with DBS/POSB Savings or Current account only. Ease your cash flow with our easy 12-month instalment payment plan on your motor insurance and road tax in 3 steps.
  • Step 1:Upon the approval of your application, cash is credited into your designated DBS/POSB Savings or Current account within 7 working days.
    Step 2:You can then use this cash to pay off your Motor Insurance and/or Road Tax.
    Step 3:DBS bills the amount disbursed in 12 monthly instalments to your DBS Esso MasterCard® Card.

    For more information, download the Instalment Payment Plan on Your Motor Insurance and Road Tax Application Form.

*subject to change without prior notice. Check on-site for updates.

^Smiles members will be awarded Smiles Points equivalent to 1.9% (normal tier) or 2.5% (bonus tier) fuel savings when 250 litres of Synergy fuel is purchased within a calendar month. 1.9%/ 2.5% fuel savings is computed based on the pump price of Synergy Extra as at 2 July 2015, and 750 Smiles Points is equivalent to S$30 worth of Synergy fuel based on the Smiles Driver Rewards catalogue, 2014/2015 edition. Terms and conditions apply. For details, please visit http://www.essosmiles.com.sg/ for the terms and conditions of the Smiles Driver Rewards programme.

You are eligible for this Card if you are 21 years and above. The following income requirements apply:

  • S$30,000 and above per annum (Singaporean)
  • S$45,000 and above per annum (Foreigner)


Annual Fees

S$85.60 (Principal card)
S$42.80 (each Supplementary card)

Fee Waiver

1 year