Debit Cards

DBS Takashimaya Debit Card

The only debit card that gives you shopping privileges and cash rebates at Takashimaya Department Store and beyond.

 DBS Takashimaya Visa Debit Card

Welcome to a world of exclusivity at Takashimaya Department Store. Your shopping experience just got better with your DBS Takashimaya Visa Debit Card.

How to Apply

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Product Details

  • Enjoy 3% voucher rebates

    Earn 1 Takashimaya Bonus Point* with every S$10 spend at Takashimaya Department Store.
    Redeem S$30 worth of Takashimaya Gift Vouchers with 100 Takashimaya Bonus Points accumulated, that is equivalent to 3% rebate!


    Purchases at Takashimaya Department StoreAmount spent1 Takashimaya Bonus Point earned with every S$10 spend
    Bed linenS$20020
    Cosmetics & SkincareS$12012
    Fashion & accessoriesS$30030
    Designer HandbagS$18018
    Gym accessoriesS$20020

    With 100 points accumulated, you can redeem S$30 worth of Takashimaya Gift Vouchers to offset in your next purchase!

  • Additional 10% savings during selected sale events at Takashimaya Department Store

  • Get 0.3% cashback# on your purchases islandwide
    Every 3 months, 0.3% of your spending islandwide is credited back to your account

  • Discounts at Takashimaya Japan
    Enjoy a 5% discount^ (with minimum purchase of JPY3,000) when you pay by cash at Takashimaya Japan.

  • Over 1,000 shopping and dining deals islandwide

*Takashimaya Bonus Points are awarded upon presentation of the DBS Takashimaya Visa Debit Card at the point of purchase for goods sold at the store and participating outlets as determined by Takashimaya Singapore Ltd. Takashimaya Bonus Points are credited into individual customer accounts and cannot be combined with either the main or supplementary card account. Takashimaya Bonus Points must be redeemed before the card expires: unutilised bonus points will be forfeited. In the event that the card is subject to termination (i.e. lost/stolen/misplaced/fraud/card expiry etc), Takashimaya Bonus Points will not be reinstated to the replacement or renewed card nor transferred from one card to another - under the same cardmember name, from a principal card to a supplementary card, or vice versa. Points issued are based on S$10 denomination. Purchases made at Best Denki, Ngee Ann City outlet may earn Takashimaya Bonus Points provided the customer presents their credit card charge slips and credit card at the Customer Service Centre on Level 3 within the same day of purchase. Past purchases from Best Denki are not eligible and bonus points will not be credited. Other terms and conditions apply. Takashimaya Singapore Ltd. reserves the right to amend or reserve the benefits and privileges governing the Takashimaya Bonus Points for its cardmembers at its sole discretion any time without prior notice.

#Effective 1 October 2013, minimum spending of S$500 per quarter is required to be entitled to the 0.3% cashback. 0.3% cashback is calculated based on spend amount on transaction date. Cashback earned for the current quarter's transactions (e.g. January to March) will be credited in the following month (i.e. April) to the primary account linked to your Card and reflected in your monthly Debit Card/bank account statement (i.e. May). Cashback is not valid for PIN-based transactions (e.g. NETS, ATM, AXS, etc), foreign currency transactions and bill payments. If the Card and/or Primary Account are terminated at anytime, for any reason, whether by Cardmember or DBS, any cashback earned will not be credited to the Cardmember's account.

^ The 5% discount (with minimum purchase of JPY3,000) will be accorded upon presentation of the discount coupon at the point of purchase. The discount coupon may be collected from the Customer Service Centre of any Takashimaya Japan’s branches. Only cash payments will be entitled to the 5% discount upfront as indicated on the sales receipt.

Click here for important notes

You are eligible for this Card if you are 16 years and above and have a DBS Savings Plus, DBS Autosave, DBS Current or POSB Savings Passbook account. There is no income requirement.


Annual Fees


Fee Waiver

3 years

  1. This POSB/DBS Debit Card (“Card”) can be used at ATMs and for PIN-based transactions at selected merchants in Singapore and at Maestro or Cirrus or PLUS enabled merchants overseas. It also allows you to sign for local and overseas purchases and perform contactless payment via MasterCard® PayPass™/ Visa payWave, card-not-present transactions (such as online, mail and phone orders), which shall be paid for by directly deducting the transaction amount(s) from your bank account.
  2. Your MasterCard®/Visa Debit Limit for signature-based, MasterCard® PayPass™/Visa payWave and card-not-present transactions is set at S$2,000. A Debit Card carries risks of unauthorized signature-based, MasterCard® PayPass™/ Visa payWave or card-not-present transactions. You may choose to increase/decrease this limit* upon activation.
  3. If your Card is lost, stolen or if the PIN has been compromised, you must notify the bank immediately. You should also make a police report and provide the bank with a copy of the report and in certain circumstances accompanied by written confirmation of the loss/theft/ disclosure and any other information that the bank may require. Once the bank establish, with your assistance, that the loss or theft of your Card or PIN compromise was not due to your fault or negligence, your liability for unauthorised transactions effected after such loss, theft or unauthorised disclosure but before the bank is notified thereof shall be limited to S$100.
  4. You will not be liable for any transactions carried out after you have notified the bank. The bank will refund the amounts deducted from your bank account for unauthorised transactions, in excess of the applicable liability cap, within 14 working days from the time you submit all the necessary information to the bank.

*Limit is shared between signature-based transactions, contactless payment with MasterCard® PayPass™/Visa payWave and card-not-present (such as online, phone and mail orders) transactions. The limit on the Card is subject to your available bank balance, whichever is lower.

Please note:

  1. There's a charge of S$5 per cash withdrawal on overseas Visa/Plus ATMs. You will enjoy a preferential flat service fee of S$2 if you use your Debit Card at the ATMs of HDFC (India).
  2. Cash withdrawal at DBS Hong Kong and DBS Taiwan ATMs will be free of charge.
  3. The amount withdrawn in US dollars shall be converted to Singapore dollars on the date of conversion. The amount withdrawn in foreign currency other than US Dollars will be converted into US dollars before being converted into Singapore dollars. All conversions shall be based on the prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective card associations. The rate used for the conversion may be different from the rate in effect on the date of the transaction due to market fluctuation.
  4. The amount withdrawn in foreign currency at overseas ATMs or purchases made in foreign currency at Visa terminals are subject to a charge imposed by the respective card associations, either as a reimbursement charge representing the charge imposed on us or as a direct charge to you. An administrative fee of 2.0% of the foreign currency withdrawal or transaction amount for services provided or actions taken by us in relation to such foreign currency transactions shall be payable by you and debited to your Card Account.