DBS digiWealth

Live confident as you grow your wealth with us.

Start from just S$100 and let time do the work.

When it comes to building wealth, time is one of your greatest assets. Starting early allows your money to grow through compounding, where even small, regular investments can add up meaningfully over time.

Investing also helps protect your money against inflation, which can reduce the value of S$100,000 to about S$76,000 over 20 years if left uninvested.

Invest with digiWealth

Available within your digibank app, digiWealth offers CIO Insights Funds rigorously selected by DBS, providing access to global and Asian markets across stocks, bonds, and ready‑made and professionally managed multi‑asset portfolios.

Whether you're a beginner investor or a seasoned pro, you can build an investment portfolio aligned with your life goals—and designed to stay resilient through life’s changing seasons.

Intent-led investing, guided by DBS – right in your digibank app

Step 1:

Tell us your intent – to grow long-term wealth, generate passive income, or protect your capital.

Step 2:

Choose your preferred source of funds – invest using your cash, CPF or SRS funds and make your money work harder.

Step 3:

Explore expert curations from DBS that suit your specific intent and preferred source of funds!

Returns shown are illustrative. See Terms & Conditions here.

How to Start

Set up a Recurring Savings Plan (RSP)

Investing regularly, also known as Dollar Cost Averaging (DCA), helps reduce the impact of market ups and downs by spreading your investments over time.

Review and diversify

Spread your money across different types of investments to manage risk, so no single investment has an outsized impact on your portfolio.

Rules of Thumb

Invest 10% or more of your take‑home pay
Aim for investments to make up over 50% of your net worth
Invest for the long term and diversify your investments

Ideas to Invest

Invest with intention

Whether you're after passive income or want to track global markets, we have a diverse range of products from ETFs to bond funds that suit your needs.

Invest with CIO Insights Funds

Expert-curated CIO Insights Funds for your core investing needs. Earn regular income, invest your CPF/SRS money, or track the market.

Invest with protection

2-in-1 plans that build your portfolio while providing some insurance protection.

Remember time is your friend, so stay the course. If you need advice, talk to your personal Wealth Planning Manager.

Find out how you can grow your wealth in more ways here.