DBS StartUp Package

DBS StartUp Package

From Zero to One — Power your business launch and get exclusive
deals from now till 30th Sept 2025 with
promo code < DBSSTART >.

DBS StartUp Package

From Zero to One — Power your business launch and get exclusive
deals from now till 30th Sept 2025 with
promo code < DBSSTART >.

At a Glance

 

  


Who is it for?

 


What is it for?

 


Why it matters?


If you are the following profiles, look no further, this package is for you:

  • First-time founders
  • E-commerce business owners
  • Influencers turning their brand into a business
  • Content creators starting a commercial venture
  • Anyone seeking a fast, low-cost, and well-supported business launch
 


Open a Business Multi-Currency Account – Starter Bundle with promo code <DBSSTART>, from now till 30th Sept 2025 to get the StartUp Banking Package: 

  • No monthly account fees for the first year
  • FX tools with locked-in rates to manage costs
  • Business Advance+ Card with 6% cashback
  • Access to workshops and exclusive offers from TikTok, VISA and ACE
 


Starting a biz or selling with your personal account? Make it official — and start growing.

  • Start right, start with a business account
  • Turn your personal account into a business-ready setup
  • Cut friction and hidden costs from the start
  • Get global-ready tools built for scale
  • Focus on growing your brand — not managing backend hassle



Ready to Launch?

Open your Business Multi-Currency Account – Starter Bundle in minutes and take the first step toward building something great. Put in promo code <DBSSTART> during business account application.
 

Launch your Business Account Now

 

StartUp Banking Package Benefits
 

 

Start Strong with Zero Barriers 


We believe great ideas shouldn’t face financial friction. 

  • $0 service charges 
  • No minimum balance 
  • Free GIRO & FAST payments (excludes bulk transactions and payroll) 
  • No monthly account fees for the first year (for companies incorporated in 2025) 

 Open your account fully online 
 Access a Business Multi-Currency Account – Starter Bundle supporting 13 global currencies 
 Receive payments and seed funding with no unnecessary FX conversion 


 

Lift Your Business From Day One 


Fuel your global ambitions with smarter tools: 

  SecureFX 
Lock in ideal FX rates for up to 1 month* — with zero fees and no credit lines needed. 
Stay protected in volatile markets. *Only available for certain currencies. 

  Business Advance+ Card 

  • Spend directly in held currencies — skip conversion fees 
  • Simply spend a minimum of S$600 per month within the first 3 months of your card issuance to receive 6% cashback on your qualifying spend*. 
  • Total cashback capped at S$60 per card.

*Terms and conditions apply.

  Cost Certainty
Enjoy flat S$30 overseas telegraphic transfer (OTT) charges help you stay lean and financially sound. 

 


 

 

Fast-track your growth with marketing workshops from TikTok, Visa and ACE, and be the first to access exclusive partner offers.


  Perks include: 

  • Marketing workshops and training withexclusive partners like TikTok, VISA, ACE and more
  • Exclusive perks and offers during working and trainings
  • Access to affiliate marketing and advertising 

Reach new audiences, access new channels, and gain hands-on support to help your business scale faster. 

 

How to Open A Business Account and Gain Access to DBS StartUp Banking Package

1

Step 1: Get Ready

Have your company’s UEN and contact details of all account users on hand.

2

Step 2: Complete your application online

Simply use Singpass and apply online with promo code <DBSSTART>.

3

Step 3: Look out for our good news

And it’s that simple! We will email your account access info upon successful application.


Campaign Criteria 

 
  To qualify, you have to open a DBS Business Multi-Currency – Starter Bundle account from 4th May to 30th September 2025 and key in promo code <DBSSTART>.

  Apply for a Business Advance+ Debit Card and successfully activate it within 90 days of receiving the card; and 

  Be among the first 1,000* customers to do so (*or as determined by the Bank at its discretion).

Note: applicant company needs to have been incorporated for less than 3 years on the date of the account application.

*Terms and conditions apply. 
 

Launch your Business Account Now


Frequently asked questions

You’ll probably find the answers you need here. If not, contact BusinessCare for help.

General questions
What documents do I need to prepare to apply for a business account?

Singapore incorporated companies fully owned by Singapore citizens or PRs may not need to submit documents. However, some businesses might require additional documents as shown within this checklist and a relationship manager will contact you if needed. For businesses with foreign beneficiaries, please apply here.
I am unable to find my company on the 'ACRA Details' step in the online application form. Why?

Try keying in your company name without 'Pte Ltd', etc. and you should be able to locate your company. Please note that if your company is newly registered, it will take 2 working days before your company details can be retrieved via ACRA search.
Can I still make over-the-counter transactions in person at DBS Bank branches?

Yes, you can. Kindly note that there is an over-the-transaction charge of S$20 for the DBS Business Multi-Currency Account and S$40 for the DBS Business Multi-Currency (Starter) Account per transaction. Charges will be implemented from 1H 2023.

You can save money by performing payment issuance and collections transactions digitally. To make cash deposits, you can use our cash deposit machines for free.
How often are account statements provided?

Monthly account statements are available from the 3rd business day of the following month as eStatements, which you can view on DBS IDEAL online banking platform. With eStatements, you'll never have to wait for your account statements to be printed and delivered through post. You can even view eStatements from as far back as 7 years and decide who within your company has access to them.
DBS Business Multi-Currency Account—Starter Bundle
Am I missing anything if I apply for this Starter Bundle?

Absolutely not! You’re getting the same DBS Business Multi-Currency Account that supports 13 currencies. If your business is a young enterprise or start-up, you would be happy to know that the Starter Bundle was specially created to support your budding company with affordable and accessible banking services.
Can you consider my application for Starter Bundle if my company has been incorporated for more than 3 years?

We’re afraid you would have to apply for DBS Business Multi-Currency Account instead.
Can I apply for Starter Bundle for my new business even though I already have a DBS business account?

Yes. If your new company has not been incorporated for more than 3 years on the date of the account application, it qualifies for the Starter Bundle.
How can I make use of the unlimited free FAST and GIRO transactions?

You can make as many FAST and GIRO payment transactions as you need for free. These payment transactions must be made via DBS IDEAL. From Q4 2022, unlimited free FAST and GIRO payment transactions for the Starter Bundle excludes Bulk Payments or Payroll transactions —these are chargeable at standard rates as listed on our pricing guide.
What does the S$30 flat fee for outward TT (telegraphic transfer) cover?

This flat fee only covers transactions made digitally via DBS IDEAL. Agent bank fees are payable and will be added on top of the flat fee. However, do note that if the BEN Charge Code is applied for the OTT, agent bank fees will be borne by the beneficiary and will not be charged. If you make outward telegraphic transfers at our bank branch, standard charges as listed on our pricing guide will apply.
Is there a payment schedule for settling the fees and charges of my account?

Monthly account fees are debited on the last working day of the month.

Transactional fees for GIRO, FAST, and TT (telegraphic transfer) transactions made in the previous month are debited on the 22nd of each month, or the next business day if the 22nd is a non-business day.
Do I automatically get to book FX contracts when the account is opened?

First, you need to sign up for FX Online while you’re applying for your business account. Once your account is opened, you can book FX contracts at competitive rates on FX Online, through DBS IDEAL online banking platform.