
Maximise your savings with limited time offer
Save up to S$1,000 with a fee waiver from now till 19 Aug 2023 when you apply for a property loan online+. Click here to apply now.

Lowest fixed rates in the market
Enjoy one of the lowest fixed rates in the market when you apply today.

Flexible loan packages
In addition to the fixed rate loan promotion package, you also have the option of a SORA*-pegged loan package if it suits your business needs better.

Borrow up to 80% of your property value
Get a high loan quantum with one of the best loan packages in the market.
Loan amount is approved based on the bank's assessment.

Take up to 25 years to repay
Enjoy a flexible repayment period of 1 to 25 years.
+Applicable to property loan application submitted via this link on or before 19 August 2023 for either new property purchases or property loan refinancing. The Bank may vary the terms and conditions or discontinue this processing fee waiver at any time without any notice or liability to any party. The Bank’s decision on all matters relating to the waiver shall be final.
* SORA (Singapore Overnight Rate Average ) is the average rate of all interbank lending transactions made in Singapore between 8am and 6.15pm. It is published by 9am the next business day on the MAS (Monetary Authory of Singapore) website.
Find out what is SORA and how it will apply to Business Property Loan. Click here
Learn more about the interest rate benchmark reform, including SORA.
Fixed rate package | SORA-pegged package |
Fixed rate for the first 2 years | 3-month compounded SORA rate^ as published by the Monetary Authority of Singapore |
Fixed instalments for the first 2 years | No repapering of loans in the future when SORA becomes the standard interest rate |
^This is computed by compounding the daily published SORA rate over the historical 3-month period.
View this application checklist for supporting info you may need to prepare.
We will email your guarantors to endorse your application.
Once your application is received, our relationship manager will contact you with a conditional offer.
Upon submission, you’ll also receive an email with details on how to check updates about your application.
When everything is in order, you’ll receive the final offer for your sign-off.
If you apply using ACRA or MyInfo Business, we can retrieve most of the required information so most businesses do not need to provide financial documents. However, additional information may be required on a case-by-case basis.
Additional information you may need to prepare are:
- Address, floor size, and tenure of property
- Valuation or price of property
- Option to purchase, if available
- Latest 2 years financial statements
- Latest 3 months bank statements
Not required if DBS is your main operating bank
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