Working Capital

Intellectual Property Financing

Tap on your patents / trademarks / copyrights for a term loan of up to SGD 5mil.

Administered by the Intellectual Property Office of Singapore (IPOS), this scheme enables businesses to tap on as much as SGD 5mil for up to six years at attractive interest rates.

 

Why choose DBS Intellectual Property Financing Scheme?

  • Receive financing without the need to collateralise other assets
  • Complement Intellectual Property Financing with a suite of other services to support you through the various stages of your business, from cash, payment to IPO or acquisition
  • Link directly to investors, venture capitalists and fellow entrepreneurs for advice and exclusive networking events via the DBS BusinessClass App

FAQs

What is the eligibility criteria?
To qualify, your business must be locally-incorporated (excluding sole proprietorship and partnership) and must use a registered patent / trademark or valid copyright as collateral. The applicant must be the registered owner or owner of the patent, trademark or copyright (3rd party security provider is not acceptable).
What is the maximum and minimum loan amount?

The amounts are SGD 5mil and SGD 100,000 respectively.

What currencies are available?

The term loan is available in SGD or USD.

What sort of interest rates are charged?
Interest rates can be on a fixed or floating basis.
Is refinancing permitted?
No, refinancing is not permissible under this scheme.
How to determine the value of patents / trademarks / copyrights?

Applicant has to appoint an IP valuer from the panel of valuers to commission a formal valuation of the company’s patents / trademarks / copyrights.

Currently, there are 7 valuation firms appointed by IPOS:-

  • Baker & McKenzie.Wong & Leow
  • Consor Intellectual Asset Management
  • Deloitte & Touche Financial Advisory Services Pte Ltd
  • Duff & Phelps Singapore Pte Ltd
  • Ernst & Young Solutions LLP
  • KPMG Services Pte Ltd
  • PricewaterhouseCoopers Professional Services Pte Ltd

 

How do I apply?

Please kindly contact your RM or BusinessCare at 1800 222 2200 (+65 6222 2200 if overseas) for more details.

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