DBS Medical Practice Business Solutions help medical professionals compare financing bundles for starting or growing a clinic, with support for working capital, property, equipment, payments, and cashback benefits.
At a glance
Built for every stage of your medical practice
Tailored medical business bundles, from clinic setup to growth
Save more with curated medical business bundles
Save over S$3,000 with the Start-up Bundle, or over S$7,000 with the Growth Bundle
Financing, payments, and rewards in one package
Access financing, payment solutions, and cashback rewards to help manage costs as your practice grows
Apply for a Medical Practice Loan
Who are DBS Medical Practice Loans for?
For medical professionals, building a practice often means balancing patient care with the practical costs of running a clinic.
DBS medical practice loans can help finance clinic setup, operations, expansion, working capital, property, and equipment needs.
These medical practice loans may be suitable for:
- New clinic owners
For medical professionals opening their first clinic, the right financial support can help manage start-up capital, cash flow, payment acceptance, and transaction costs as they establish their practice.
- Growing medical practices
As patient demand grows, clinics may need financing to expand their space, upgrade equipment, and strengthen operations while maintaining healthy cash flow.
- Established healthcare operators
Established healthcare businesses can benefit from solutions that help manage costs, streamline collections, earn cashback rewards, and support long-term financing needs.
Get started with DBS Medical Practice Start-up bundle
For new clinic owners, the early stages of setting up a practice can be financially demanding. The DBS Medical Practice Start-up Bundle is designed to help reduce costs while supporting everyday business needs.
- Unlocking savings of more than S$3,000
- Comprehensive package of essential resources from cashflow to payment services
- Lower your transaction fees for more savings and maximise rewards with cashback
| Working Capital Loan | Secure capital with approval of up to S$500k with 7% interest rate |
| Business Advance+ Debit Card | Earn up to 8% cashback on qualifying medical spends during the first 3 months of card issuance and $0 FX fees. |
| Business Multi-Currency Account | Get 50 free FAST and GIRO payments per month via DBS IDEAL Earn S$300 cashback when you maintain an incremental average balance of S$100k for the first 6 months |
| DBS MAX | 30% off Point of Sale (POS) terminal fees |
Get Started with Start-Up Bundle
Expand your business with DBS Medical Practice Growth bundle
For medical practices ready to expand, the DBS Medical Practice Growth Bundle brings together financing and savings support to help clinics invest in property, equipment, and long-term growth.
- Unlocking savings of more than S$7,000
- Attractive financing rates on property and equipment loans to support long-term growth
- Lower your transaction fees for more savings and maximise rewards with cashback
| Property Loan | Enjoy competitive interest rates on your medical property loans |
| Equipment Loan | Unlock up to 100% financing and a flat interest rate of 1.8% |
| Business Multi-Currency Account | Get 50 free FAST and GIRO payments per month via DBS IDEAL Earn S$500 cashback when you maintain an incremental average balance of S$200k for the first 6 months |
| Commercial Credit Card | Receive 8% cashback with a minimum of S$1,000 monthly spend for the first 3 months (capped at S$240) |
| DBS MAX | 30% off Point of Sale (POS) terminal fees |
Exclusive DBS Treasures Privileges with your medical bundle
Beyond supporting your medical practice, the DBS Medical Bundle also gives eligible professionals a more accessible way to begin their DBS Treasures relationship.
| Start your relationship with DBS Treasures with an investible asset of S$200,000 (Usual DBS Treasures' requirement: S$350,000) Gain access to deep expertise, sophisticated investments and personalised advice. |
What’s more, get to enjoy 50% off coverage with Cyber Security for just $250 (limited to first 100 clients)
Which DBS Medical Practice Loan bundle is best for you?
Choose the DBS Medical Practice Loan Bundle that best fits your clinic’s stage of growth, from start-up support to expansion financing and added wealth benefits.
| Solution | Best For | Key Financing Support | Key Benefits |
| DBS Medical Practice Start-up Bundle | New medical practices and clinic owners setting up their business | Working capital loan of up to S$500,000 | Over S$3,000 in savings, 50 free monthly FAST and GIRO payments, 30% off POS terminal fees, and cashback benefits |
| DBS Medical Practice Growth Bundle | Established clinics looking to expand | Medical property loan support and up to 100% equipment financing | Over S$7,000 in savings, 50 free monthly FAST and GIRO payments, 30% off POS terminal fees, and cashback benefits |
| Exclusive DBS Treasures Privileges with DBS Medical Bundles | Medical professionals who want added wealth, advisory, and protection benefits | Not a standalone loan bundle | Lower DBS Treasures entry requirement of S$200,000 in investible assets, access to investment expertise and personalised advice, and promotional cybersecurity coverage discount |
Why choose DBS Medical Practice Loans?
Whether it is a first clinic, a bigger space, or a stronger operating model, DBS brings award-winning banking expertise and dedicated support to help medical practices access the right financial solutions.
- Start-up support for new clinic owners.
- Growth financing for property, equipment, and expansion.
- Cost savings through cashback, payment perks, and bundled benefits.
Talk to a Relationship Manager
How to apply for DBS Medical Practice Loans
- Choose your bundle
Select the Start-up Bundle if you are setting up a new clinic, or the Growth Bundle if you are expanding an existing practice.
- Register your interest
Submit your details through the DBS Medical Practice Business Solutions page.
- Speak with a DBS Relationship Manager
A Relationship Manager will contact you to guide you through the application and next steps.
- Prepare your application details
Have your business, financing, and practice-related information ready to support a smoother application process.
| Can I apply as a new clinic without a long business track record? | |
| Yes, new clinic owners can register interest for the DBS Medical Practice Start-up Bundle, subject to assessment. |
| What fees and charges should I consider? | |
| Consider interest rates, POS terminal fees, account or service charges, and any loan-related fees stated in the pricing guide or final offer. |
Take the next step in your medical practice journey
From first clinic plans to future expansion, DBS can support your medical practice with financing, banking, and payment solutions designed around your business needs.
Contact Us
For other ways to apply, you can call DBS Business Care at 1800 222 2200 in Singapore or +65 6222 2200 from overseas.
DBS Business Care is available Monday to Friday, excluding public holidays, from 8:30am to 8:30pm.
