Visa Debit Card - Benefits & Offers

Visa Debit Card

Benefits

You can sign for purchases in Singapore and overseas. You can pay using your PIN through service providers such as NETS and at all AXS stations and withdraw money at over 1000 DBS/POSB ATMs islandwide. You can even shop online or order via phone or mail. And with the new contactless features of Visa payWave and NETS FlashPay, you can now tap and pay for your purchases in seconds!

  • Visa payWave NEW!
  • NETS FlashPay NEW!
  • 0.3% Cashback
  • Worldwide access to cash (Activation required)
  • No annual fee
  • DBS Indulge - Dining deals at over 600 outlets islandwide
  • Over 60 special healthcare privileges at Singapore's top medical institutions

Read on to learn more about the card's benefits and privileges.



ATM plus features

Click here to find out how the DBS Visa Debit card compares to an ordinary ATM card.

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Tap and pay with VISA payWave NEW!

Simply hold your card on the secure Visa payWave reader to pay for purchases of S$100 and below at over 2,000 merchants in Singapore, no signature is required.

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Tap and ride with NETS FlashPay NEW!

Simply top up your card, then pay for your rides in MRT/LRT, public buses, Comfort and CityCab taxis! You can also use it to pay for your ERP gantry, carpark charges and retail purchases at over 30,000 outlets islandwide.

Please visit www.netsflashpay.com.sg for more information.

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Get 0.3% Cashback* on your purchases

Every 3 months, 0.3% of your spending is credited back to your account whenever you sign for your purchases in Singapore or make any local online, mail and phone transactions. Signing for your purchases has never been more rewarding.

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No bills. No interest. No charges. No annual fee.

Whenever you use the DBS Visa Debit Card for payments, you pay directly from your bank account and it will be reflected in your monthly account statement. So you won't have to worry about paying the monthly bills, increasing interest or racking up late charges. Plus, it's easy to keep up with all your transactions online using DBS iBanking.

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Worldwide access to cash

Your DBS Visa Debit Card is the only Card you need for worldwide access to your bank account. Not only does it get you the best debit card deals, but you can also use your card overseas at:
  • Over 29 million Visa retail outlets
  • Over 1.5 million Visa/PLUS ATMs

You can enable the overseas cash withdrawal function at:

  • Any DBS/POSB ATM
    1. Select "More Services" twice
    2. Select "Change ATM Card Overseas Access"
    3. Once the function has been enabled, a receipt will be printed
    This function can be disabled in the same way.
  • iBanking (for iBanking users)
    1. Login to iBanking with your User ID and Password.
    2. Select "Credit & Debit/ATM Card"
    3. Select "Overseas ATM Cash Withdrawal Access" and choose the card that you wish to enable
    This function can be disabled in the same way.

Please note:

  1. There's a charge of S$5 per cash withdrawal on overseas Visa/PLUS ATMs. You will enjoy a preferential flat service fee of S$2 if you use your Debit Card at the ATMs of Bank Danamon (Indonesia).
  2. Cash withdrawal at DBS Hong Kong and DBS Taiwan ATMs will be free of charge.
  3. The amount withdrawn in US dollars shall be converted to Singapore dollars on the date of conversion. The amount withdrawn in foreign currency other than US Dollars will be converted into US dollars before being converted into Singapore dollars. All conversions shall be based on the prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective card associations. The rate used for the conversion may be different from the rate in effect on the date of the transaction due to market fluctuation.
  4. The amount withdrawn in foreign currency at overseas ATMs or purchases made in foreign currency at Visa terminals are subject to a charge imposed by the respective card associations, either as a reimbursement charge representing the charge imposed on us or as a direct charge to you. An administrative fee of 2.0% of the foreign currency withdrawal or transaction amount for services provided or actions taken by us in relation to such foreign currency transactions shall be payable by you and debited to your Card Account.

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Sign your way to more benefits & privileges

The DBS Visa Debit Card makes shopping even more pleasurable. Just use it to sign for purchases and enjoy the best debit card deals with merchant benefits and privileges at your favourite retail stores and dining outlets, on top of 0.3% cashback*.

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Enjoy DBS Indulge

You can now enjoy a hearty selection of dining deals of up to 50% off at over 600 outlets island-wide! Just check out your one-stop menu of privileges now!
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+Effective 1 October 2013, minimum spending of S$500 per quarter is required to be entitled to the 0.3% cashback. 0.3% cashback is calculated based on spend amount on transaction date. Cashback earned for the current quarter's transactions (e.g. January to March) will be credited in the following month (i.e. April) to the primary account linked to your Card and reflected in your monthly Debit Card/bank account statement (i.e. May). Cashback is not valid for PIN-based transactions (e.g. NETS, ATM, AXS, etc), foreign currency transactions and bill payments. If the Card and/or Primary Account are terminated at anytime, for any reason, whether by Cardmember or DBS, any cashback earned will not be credited to the Cardmember's account.

Important Notes

  1. This Debit Card can be used at ATMs and for PIN-based transactions at selected merchants in Singapore and at Plus enabled merchants overseas. It also allows you to sign for local and overseas purchases and perform contactless payment via Visa payWave, card-not-present transactions (such as online, mail and phone orders), which shall be paid for by directly deducting the transaction amount(s) from your bank account.
  2. As a Debit Card carries risks of unauthorised signature-based, Visa payWave or card-not-present transactions, the Visa Debit Limit for signature-based, Visa payWave and card-not-present transactions has been set to S$0. You may increase the Visa Debit Limit upon activation.
  3. Before you use this new Card, please read the DBS Debit Card Agreement that is enclosed with the Card. If you have any queries regarding the Agreement, please give us a call at 1800 111 1111.
  4. If your Card is lost, stolen or if the PIN has been compromised, you must notify us immediately. You should also make a police report and provide us with a copy of the report and in certain circumstances accompanied by written confirmation of the loss/theft/ disclosure and any other information that we may require.

    Once we establish, with your assistance, that the loss or theft of your Card or PIN compromise was not due to your fault or negligence, your liability for unauthorised transactions effected after such loss, theft or unauthorised disclosure but before we are notified thereof shall be limited to S$100.

    You will not be liable for any transactions carried out after you have notified us. We will refund the amounts deducted from your bank account for unauthorised transactions, in excess of the applicable liability cap, within 14 working days from the time you submit all the necessary information to us.

    For more information and full details, please refer to the DBS Debit Card Agreement.
 

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