At a Glance

When you need some extra cash to see you through emergency, you can receive it in your account immediately via any of the channels below.

Get instant cash anytime, anywhere

  • digibank online— simply log in to get cash via FAST
  • DBS/POSB ATM in Singapore and overseas — using your credit card PIN
  • DBS/POSB branch or any overseas bank displaying your card logo (American Express, Visa or MasterCard)

Forgot your credit card PIN? Reset your card pin here.


Apply now

Get instant cash through any of these convenient channels:

  • If you have digibank online

  • Visit any DBS/POSB ATM

Cash Advance Facility

As part of our scam prevention efforts, the Cash Advance function on your credit card(s) will be disabled by default. To enable your Cash Advance Facility, please follow the instructions on DBS Payment Controls here.

Terms & Conditions

  1. The Credit Card(s) Cash Advance limit is capped at S$5,000.
  2. There is no minimum cash advance withdrawal amount
  3. Maximum withdrawal amount from a DBS/POSB ATM is S$3,000 per day
  4. A 8% transaction fee or S$15, whichever is greater, applies for each cash advance transaction
  5. Finance charge of effective interest rate 28.5% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable on a daily basis from the date of transaction until receipt of full payment (minimum charge: S$2.50)

Frequently Asked Questions

This is part of our scam prevention efforts to provide an additional layer of security to protect our customers’ funds.

Follow the step-by-step instructions under “Cash Advance Transactions (For Credit Card Only)” here.

The limit will not reset in the next billing cycle. You will need to make payment to reduce the cash advance balance.

You may consider DBS Balance Transfer or DBS Personal Loan. Click here to find out more about DBS Balance Transfer or DBS Personal Loan.

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