DBS Credit Card Rewards & Benefits

Find out how to offset your spend on PayLah!

Offset your purchases and bills with your DBS Points and enjoy savings instantly in just 4 easy steps.

Paylah Rewards

Step 1
Launch your PayLah! app.

Step 2
Select the 'Rewards' tab on the menu bar.

Step 3
Click on 'Redeem' tab and followed by ‘See All’ to view all your eligible transactions.

Step 4
Select 'Offset' to complete your redemption.

Featured rewards

NTUC FairPrice

S$10 voucher
DBS Points: 690

Takashimaya Department Store

S$50 voucher
DBS Points: 3,200


S$20 voucher
DBS Points: 1,800

Check out our monthly flash deals on the 18th of every month.

Air miles

Air miles

Convert your DBS Points into air miles with Asia Miles, Air Asia, KrisFlyer Miles, or Qantas Points.

An administrative fee of S$27.25 (inclusive of GST) applies to each miles conversion and will be charged to DBS Credit Card. This fee is waived for conversion to Air Asia Points until 31 Dec 2024.

Miles transfer
First-time transferUp to 10 working days
Subsequent transfers

KrisFlyer Miles, Qantas Points and Air Asia Points
Up to 5 working days

Asia Miles
Up to 7 working days

KrisFlyer Miles Auto Conversion Programme

Eligibility and fees

  • You need to be a Principal Cardmember holding a valid DBS Insignia Card, DBS Black Treasures Elite Card, or DBS Altitude Card.
  • You’ll be charged with an annual participation fee of S$43.60 (inclusive of GST) to your DBS Credit Card after successful enrolment .

How it works

  • At the start of each quarter, every block of 500 DBS Points will be automatically converted to 1,000 KrisFlyer miles. Once DBS Points are converted, it cannot be reversed.
For example:
Total available DBS Points balance at the end of the quarter18,876
Eligible for KrisFlyer Miles Auto Conversion

(37 blocks of 500 DBS Points)

Remaining DBS Points balance376
Total KrisFlyer miles converted37,000

Convert your DBS Points earned from your transactions automatically into KrisFlyer miles with the KrisFlyer Miles Auto Conversion Programme. Simply enrol now! Terms and conditions apply.

Have more questions about this programme?
Refer to our KrisFlyer Miles Auto Conversion Programme FAQs.

Online purchases

Enjoy instant redemption for not only your online purchases, in-app purchases too!

Have questions on this?

Refer to Pay with DBS Points for Your Online Purchases.


Stack discounts till 31 Dec 2024.

In-store purchases


Redeem at all Joyalukkas stores

Pet Lovers Centre

Redeem at all Pet Lovers Centre stores


Redeem Mapletree vouchers at Customer Service Centre, Level 1


Other participating merchants:
  • Audio House
  • Axtro Sports
  • Bang & Olufsen
  • Georg Jensen
  • IKEA (Alexandra and Tampines Customer Service Counter)
  • NEX
  • OSIM
  • PS. Café (Paragon and Palais Renaissance)
  • Royal Plaza Carousel
  • The Pet Safari
  • Velocity @ Novena Square
  • United Square
DBS Apple Rewards Store

Visit DBS Apple Rewards Store to check out exclusive promotions. Plus, enjoy flexible payment methods like redeeming your DBS Points or POSB Daily$, or choosing a 24-month instalment plan with 0% interest and no fees.

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