DBS Credit Card Rewards & Benefits
Redeem shopping, dining and entertainment treats with DBS Points.
DBS Credit Card Rewards & Benefits
At a Glance
Power your choices and take charge of your wallet!
Redeem your DBS Points earned from your DBS Cards spend to maximise your savings with one of the most flexible Rewards programmes around. Whatever you want, and whenever you want it.
Something for everyone
Take your pick from shopping, dining, entertainment, gadgets, travel perks or cash credits – we’ve got them all!
Redeem at your own time, anytime
Choose to use DBS Points to pay for your purchases on the spot, or even days after through DBS PayLah!
Enjoy promotional redemption offers
Boost the value of your DBS Points redemptions with seasonal promotions
Redeem it your way
Here’s how you can get even more bang for your buck with DBS Points:
- Lighten your spend with DBS PayLah! app
Offset your purchases and bills on PayLah! instanteneously. - Browse gifts and treats in the Rewards Catalogue
Redeem cash credits, miles or vouchers for shopping, dining and more. - Level up your shopping with DBS Points In-Store
Get more for less when you use your DBS Points to offset your purchases – just let the cashiers know. - Power your e-checkouts with DBS Points
Use your DBS Points to shave off the dollars on your online purchases with brands such as ZALORA ,Hachi.Tech by Challenger, WhyQ, and more! - Upgrade your gear at DBS Apple Rewards Store
Offset your Apple purchases plus enjoy flexible payment options. - Pack in more value with DBS Travel Marketplace
Offset your travel bookings and enjoy 2x more redemption value.
Lighten your spend with DBS PayLah!
Offset your purchases and bills with your DBS Points and enjoy savings instantly in just 4 easy steps.
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Enjoy additional cashback when you offset your DBS Points now!
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| Shop or dine on your DBS credit card or PayLah!, and enjoy up to S$240 cashback when you offset your purchases with DBS Points. Valid from 1 to 31 March 2023 |
 | Not on PayLah! yet? Download The Ultimate Everyday App today.Get S$5 when you download and register with promo ‘FIVELAH’ from now till 31 December 2023. For full terms and conditions, click here. Download and register today to enjoy more shopping rewards! Find out more about DBS PayLah! here. Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC. |
Browse gifts and treats in the Rewards Catalogue
Redeem cash credits, miles or vouchers for shopping, dining and more
Cash Credit Special Promotion
Enjoy a preferential redemption rate for your cash credit redemption
| Cash Credit Denomination | What you need to redeem |
|---|---|
| S$1,200 Credit | 80,000 DBS Points (Usual: 120,000 DBS Points) |
| S$800 Credit | 54,000 DBS Points (Usual: 80,000 DBS Points) |
| S$580 Credit | 40,000 DBS Points (Usual: 58,000 DBS Points) |
| S$350 Credit | 25,000 DBS Points (Usual: 35,000 DBS Points) |
Featured Rewards
NTUC
S$10 Voucher
690 DBS points
Takashimaya Department Store
S$50 Voucher
3,200 DBS points
Golden Village
1 Movie Ticket
750 DBS points
Login with your digibank user ID and PIN to redeem your treats. Not yet a digibank user? Register now!
Level up your shopping with DBS Points In-Store
Use your DBS Points to pay for your in-store purchases or redeem shopping mall vouchers at participating merchants.
Dine
Carousel
Valid at Royal Plaza on Scotts, Level 1.
PS. Cafe
Valid at PS. Cafe Paragon and PS. Cafe Palais Renaissance.
Shop
AXTRO Sports
Valid at Peninsula Shopping Centre, #02-22.
Bang & Olufsen
Valid at Grand Hyatt, #01-05
Georg Jensen
Valid at Takashimaya Shopping Centre, #B1-03A.
IKEA
Valid at IKEA Alexandra and IKEA Tampines.
Joyalukkas
Valid at all Joyalukkas stores, click here for the full store listing.
OSIM
Valid at all OSIM stores, click here for the full store listing.
Pet Lovers Centre
Valid at all Pet Lovers Centre stores, click here for the full store listing.
Singtel Shop
Valid at Singtel Shop only, click here for the full store listing.
The Pet Safari
Valid at all The Pet Safari stores, click here for the full store listing.
Shopping Mall Vouchers
KINEX (formerly known as OneKM Shopping Mall)
Redeem UOL Group Shopping Vouchers at Customer Service Counter on Basement 1
NEX
Redeem NEXvouchers at Customer Service Counter on Basement 2
United Square
Redeem UOL Group Shopping Vouchers at Customer Service Counter on Level 1
Velocity @ Novena Square
Redeem UOL Group Shopping Vouchers at Customer Service Counter on Level 1
VivoCity
Redeem Mapletree Vouchers at Customer Service Counter on Level 1
Power your e-checkouts with DBS Points
Redeem your DBS Points to pay for your online purchases on the web or even in-app in just a few taps. View FAQ here.
Participating Merchants
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Upgrade your gear at DBS Apple Rewards Store
The first-of-its-kind DBS Apple Rewards Store lets you to pay the way you like for your Apple products while keeping your budget intact. Choose from one or a combination of the following DBS payment methods:
- DBS/POSB MasterCard/Visa Credit/Debit Card
- Offset with DBS Points/POSB Daily$
- DBS Instalment Payment Plans at 0% interest and no fees
From now to 28 February 2023, enjoy up to S$120 off instantly when you spend S$1,000 or more. Simply offset your purchases with DBS Points and split your payments with DBS Instalment Payment Plan.
Frequent Flyer Programme
To convert your DBS Points into air miles, simply submit your redemption request to us:
Redeem via DBS Rewards website
- Select the Frequent Flyer Programme you like to redeem. Key in your Frequent Flyer membership details
After a successful air miles redemption, you can redeem your subsequent airline redemption directly via DBS Rewards website.
Each conversion of DBS Points by cardmember to his/her designated airline's programme will be subjected to an administrative fee of S$27.00 (inclusive of GST) per air miles redemption and will be charged to DBS Credit Card. For BIG Points conversion, the administrative fee is waived till 31 Dec 2023. All miles transfer process will take approximately 1-2 weeks.
KrisFlyer Miles Auto Conversion Programme
Do you love travelling? Now, your DBS Points earned from your transactions* can be auto converted into KrisFlyer miles. Simply enrol into the programme!
Note: KrisFlyer Miles Auto Conversion Programme is applicable to Principal Cardmembers who hold a valid DBS Insignia Card, DBS Black Treasures Elite Card or DBS Altitude Card. DBS Points will be converted at the start of each quarter, in minimum blocks of 500 DBS Points to 1,000 KrisFlyer miles. An annual participation fee of S$43.20 (inclusive of GST) will be charged to customer’s DBS Credit Card after successful enrolment. *DBS Rewards terms and conditions apply. To view FAQ, click here.
Pack in more value with DBS Travel & Leisure Marketplace
Stretch your DBS Points even further on Travel & Leisure Marketplace (TMP). Your DBS Points are now enhanced to 2x 3X value when you book your flights and hotels on TMP.
Every 100 DBS Points are now worth S$3.00, up from S$2.00 previously.
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