Your one-stop click for all things investment

    Your one-stop click for investments

    Make your money work for you with these pointers

      Your one-stop click for investments

       

      At a Glance

      Long-term investing is a key pillar of a holistic financial plan and it enables you to grow your wealth steadily.

      Building wealth involves investing in quality assets – equities, bonds, and/or unit trusts – and allowing time to help you build value.

      Regardless of whether you are a first jobber, married with children or close to retirement, there are a variety of investment solutions at DBS Bank that can cater to your different financial needs and objectives.

       

      Be In The Know

      While we know the importance of investing, many often face roadblocks to get started on their investment journey.

      Don't worry!

      This is natural as there are new things to learn and understand, especially for first timers and beginners.

      Start off with these specially curated articles on investing from the experts at the DBS Financial Planning team.

      With these pointers, we hope you can make well-informed decisions on growing your wealth.

      I’m ready to invest, how can I start?

      Now that you’ve taken the step to invest, it’s time to find out more about common products you can start with.

      Find out more
      Taking the emotions out of investing

      Are your decisions guided by facts, or are there psychological traps that you could be blind to?

      Find out more
      Investment terms and metrics to learn

      Understanding them can be daunting at first but are necessary in making your investment journey a whole lot easier.

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      5 investment ideas for 2023

      Take a look at some themes for retail investors to consider this year.

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      Investing in T-bills

      Investing in Singapore Treasury Bills is not complicated. Here’s all you need to know about them.

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      What to know about dollar-cost averaging

      This is an affordable and reliable way to growth wealth over time while taking the emotions and guesswork out of investing.

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      Tips to pick quality dividend stocks

      You can benefit from both regular cash distributions to share holds and capital appreciation when selling stocks.

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      The basics of Reits

      They are a favourite of investors as a cost-effective way to diversify portfolios to include non-residential property holdings and provide regular dividends.

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      A beginner’s guide to unit trusts

      They are suitable investments for those who wants to diversify with relatively little cash outlay.

      Find out more

      Time and relevant information are of the essence for both beginners and experienced investors.

      We have got you covered with DBS NAV Insights Newsletter, a subscription-based service offering a weekly curation of insights from the investment and financial planning experts at DBS.

      Sign me up!

       

      Featured Products

      Investing in Unit Trusts

      • Invest with ease by leveraging on the rigorous research and expert analysis done by the DBS Funds Selection Team.
      • Updated quarterly, the DBS Focus Funds are a short-list of the positively-rated funds selected by the DBS Funds Selection Team.
      • Use the DBS Fund Search tool to easily sort funds by their asset class, investment geographic region, or risk profile.
      • Create a watchlist of the funds you are interested in and monitor their performance conveniently.
      • Identified a fund to invest in? Simply click ‘Buy Now’ to transact using your DBS iBanking login details or your ATM card number and PIN.

      Learn more

      DBS Vickers Online Trading Account

      • Access 7 key global markets for quick and convenient trading.
      • Lower online trading commissions on cash upfront trades.
      • Fuss-free settlement of trades, including those in foreign currencies.

      Learn more

      Young Investor Account

      • Designed to help young investors agreed 18 to 20 years old start off on the right foot in their investment journey.
      • Learn more about trading with seminars and courses.
      • Gain access to key global stock markets with DBS Vickers.

      Learn more

      Invest-Saver:

      • Start investing in exchange-traded funds (ETFs) and/or unit trusts with as little as S$100 a month.
      • Ideal for new investors who want a head start, or those who don’t have the resources or know-how to monitor and time the market.
      • No lock-in period – enjoy the flexibility to top up your investment amount, terminate your plan or redeem your holdings at any time

      Learn more

      digiPortfolio:

      • Start investing with the SaveUp portfolio from S$100 and S$/US$1,000 for our portfolios.
      • You can withdraw your investment anytime without penalty.
      • Let the DBS Investment Team do the monitoring for you. With their deep expertise, your money is in really good hands.

      Learn more

      FX Services

      • Choose from 9 foreign currencies – AUD, CAD, EUR, GBP, HKD, JPY, NZD, CNH and USD.
      • Pick a tenor that suits you — from one month to a year.
      • Earn potentially higher interest rates compared to SGD.

      Learn more

      Currency Linked Investment

      • Tailored to your choice of currency pairs, strike rate and tenor.
      • Potentially earn higher returns on the principal amount invested.

      Learn more

      Investing in Bonds

      • Invest in a Singapore bond ETF via a regular savings plan with a minimum of SGD 100/month.
      • Buy into unit trusts from SGD 1,000 as a lump sum. These funds often hold portfolios of 40-50 stocks or bonds, thus reducing the risks associated with any of those securities.

      Learn more

      Singapore Government Securities

      • These securities include Treasury bills (T-bills), SGS Bonds and Savings Bonds, which are all backed by the full credit of the Singapore Government.
      • Singapore Savings Bonds (SSBs) allow you to get back your investment amount back in full.
      • For SSBs, the longer you hold your bond the higher the return.
      • If you need to cut short the redemption term, for SSBs there is no penalty for exiting your investment early.
      • From 1 February 2019, you can use your SRS funds to invest in SSBs.

      Learn more

      Supplementary Retirement Scheme (SRS)

      • Contributions are eligible for tax relief.
      • Grow your retirement funds. Choose from a wide range of financial products and enjoy tax-free investment gains.
      • Tax-free withdrawals on 50% of the withdrawn amount upon age 62.

      Learn more

      CPF Investment Account

      • Enjoy the flexibility and control of deciding where to invest your CPF savings for greater potential returns and a more comfortable retirement.
      • Receive monthly statements with information about your investment, total costs and estimated market value, plus advance notice of all rights announcements.
      • Enjoy the convenience of self-service banking for existing iBanking, Phone Banking or ATM card holders.

      Learn more

      Structured Deposits

      • Simple and structured, suitable if you don’t have time to actively manage your investments.
      • Improve potential yields by broadening exposure to other financial instruments.
      • Its medium to long term tenor may be suitable if you are looking at waiting out a longer maturity period.

      Learn more
       

      Kickstart Your Investment Planning

      Check out our promotions and start your investment journey today!

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