DBS Cashline in Singapore is more suitable for flexible instant cash, pay daily interest only on what you use, pay back anytime with no early termination fee. Meanwhile, DBS Personal Loan is a better option for a more structured fixed repayment and longer tenure.
Yes, same‑day or instant approval is possible for eligible existing DBS/POSB Cashline or credit card customers, with cash disbursement credited quickly after approval for an instant loan experience.
DBS Balance Transfer features promotional 0% interest for 3, 6, or 12 months (a processing fee applies), typically the lowest nominal interest for short tenures if the balance is cleared within the free period, whereas DBS Personal Loan interests start from 1.99% p.a. (EIR 4.17%) but offers longer tenures and fixed repayments.