Singapore's heartland businesses hold a unique place in our daily lives, fostering a sense of community and enhancing cohesion.
The SG60 Enhanced Heartland Merchant Banking Package is tailored to empower heartland merchants to save, earn and grow with up to S$1,880* worth of support benefits and e-commerce capacity building.
Save
- $60 cashback (min. daily balance of S$20k over 3 months)
- 6% cashback for spends on Business Advance+ Debit Card (With a minimum spend of S$600 per month. Total cashback capped at $60)
- 6 months transaction fee waiver on QR PayNow collections via DBS MAX App
- 6 months free NETS terminal
- 60% off processing fee for working capital loan
- Free GIRO & FAST payments (capped at 50 each month)
- No minimum balance & no account fees (waived for first year) when you open a Business Multi-Currency Account
Earn (SG60 Exclusive)
- Stand a chance to win S$6,000 when you open your account before 31 August 2025
- $60 shopping voucher upon sign up during our community events (limited to first 60 sign-ups)
Grow
- Sign up an exclusive class to learn new skills in selling on e-commerce platforms (limited slots available)
- Benefit from Good Money Habits for Businesses by following @DBSBusinessClass on Instagram and TikTok
Terms and conditions apply.
Enjoy these perks
Business Multi-Currency Account
No minimum balance and no account fees (waived for first year)
Free GIRO & FAST payments (capped at 50 each month)
DBS Business Advance+ Card
Enjoy $0 FX fees, up to 6% cashback, and up to US$1.65M complimentary corporate liability insurance
Working Capital Loan
Up to 60% off processing fee and flexible repayment schemes with unsecured loans
DBS MAX
Enjoy 6 months transaction fee waiver when you collect QR PayNow payments using DBS MAX App, and 30% lower Point of Sale (POS) terminal fees at $302/year with the new A50 terminal
DBS MAX is your complete merchant solution with a wide range of payment acceptance modes for any storefront, offline and online. Plus, enjoy easy reconciliation and transaction insights on DBS IDEAL Merchant Services (MAX portal)!
Find out more here
NETS for Business
6 months free terminal fees to power your business with NETS and offers your customers more ways to pay
| Account/Features | Business Multi-Currency Account – Starter Bundle | Business Multi-Currency Account |
|---|---|---|
| Years in Business | Less than 3 years | More than 3 years |
| Account Fees | S$10 (monthly) | S$50 (annual) |
| Monthly Service Charge | S$0 | S$40* |
| FAST & GIRO Via DBS Ideal | Unlimited Free Payments | 50 Free Payments |
| Outward Telegraphic Transfers Fees | S$30 flat fee, excluding agent bank fees | |
| DBS Business Advance+ Debit Card | No Annual Fees, 0 FX Charges | |
| DBS Fixed Deposit Account | Complimentary | |
| Currencies Supported | SGD, USD, JPY, HKD, EUR, AUD, CAD, CHF, CNH, GBP, NOK, NZD, and SEK | |
|
| Apply now | Apply now |
* Waived if average daily balance is at least S$10,000 or equivalent
Helping businesses that are creating impact to kickstart their journey with unsecured loans with preferential interest.
Borrow up to SGD 500,000*
Support your operational expenses or business expansion
*Loan amount is approved based on the bank's assessment.
Flexible loan repayment
Enjoy a flexible repayment period of up to 5 years
Lower processing fees
Enjoy up to 60% off your processing fees
