Work Injury Compensation

Safeguard your employees and you against workplace injury

Work Injury Compensation

Safeguard your employees and you against workplace injury

At a Glance

Chubb Work Guard™ is a work injury compensation programme designed to protect your employees and you with adequate coverage beyond the basic statutory requirements.

Your business and your employees will enjoy wide-ranging cover along with Chubb’s promise of service excellence and award-winning claims proposition.

Did You Know?

As an employer, you are required to provide insurance coverage for all employees who are:

  • Involved in manual work
  • Non-manual workers earning S$2,600 or below in a month

You are also liable for claims under both the Work Injury Compensation Act (WICA) and the common law for all employees, regardless if they are or not under the categories mentioned above. Hence, Chubb developed the Chubb Work Guard to safeguard your liability and offer value-added services.

Key Features
Benefits Statutory requirements Chubb Work Guard
Common Law Limit - S$15,000,000
Medical expenses S$36,000 S$300,000
Outpatient leave 14 days 30 days
Hospitalisation leave 60 days 120 days
Non-Occupational Accidental Death and Permanent Total Disablement - S$50,000
Additional Benefits
  • Traditional Chinese Medicine
  • Replacement staff / recruitment costs
  • Funeral expense
  • Continuous worldwide bed confinement
  • Accidental HIV infection
  • Terrorism benefit: Injury (lump sum)
  • Terrorism benefit: Witness (lump sum)
  • Terrorism benefit: Incapacity (lump sum)
  • Workplace trauma benefit
  • 24-hour cover on worldwide business travel
  • Travelling to and from work (excluding travelling on two-wheelers)
  • Contingent liability to independent contractor

* Policy terms, conditions and exclusions apply.

How to Apply
Arrange for a Corporate Bancassurance Manager to call you, or contact your Relationship Manager for more details.