Credit Card Acceptance

Credit Card Acceptance for Retail Businesses

Accept major credit and debit cards with our all-in-one terminal

Provide your customers with greater convenience while reducing the risk and cost of handling cash with DBS Credit Card Acceptance services designed specifically for retail businesses. We are the largest issuer of credit and debit cards in Singapore, which means we can open doors to potential business partnerships to help your business grow. We also help reduce your cash management risk through our secure systems and proven transaction processing capabilities.


Why choose DBS Credit Card Acceptance for Retail Businesses?

  • Reduce the hassle of engaging multiple acquirers with our all-in-one terminal that can facilitate Visa, MasterCard, JCB, and CUP payments
  • Leverage new payment methods such as Paypass, Paywave, NFC payment and mRewards as a result of our unrelenting focus on technology and innovation
  • Enjoy speed-to-market and ease of setup with our dedicated relationship managers and support team
  • Access our 24/7 authorisation hotline for immediate support
  • Minimise the risk associated with handling cash
  • Offer DBS/POSB Visa and MasterCard credit card holders the option to pay in interest-free monthly instalments


How soon will I receive my payments?

If you have a DBS Business Account, the funds will be credited within T + 1 (where T is the day of transaction). The funds will be credited within T + 3 if you do not have a DBS Business Account. This is applicable for Visa, MasterCard, JCB and UnionPay transactions, where DBS is the acquirer. Upon settlement, the NETT Amount will be credited to your designated DBS Business Account.

Who do I call if I experience payment issues?

Simply call our Merchant Payment Hotline from 9am to 5pm at 1800 834 1852 or email us at

Do I need to keep signed charge slips?

Yes, you are required to keep signed charge slips for at least 18 months.

As a merchant, can I pass on the surcharge costs and/or impose a minimum spend on consumers who want to pay with a credit card?

According to applicable regulations set by the respective governing bodies, merchants are not allowed to impose any minimum spend and/or pass on the surcharge to consumers who want to pay with their credit card.

Can DBS support wired and wireless terminals?

Yes, we can support both; however charges vary depending on the type of terminals.


How do I apply?

Please email us at Alternatively, call us our Merchant Payment Hotline from 9am to 5pm at 1800 834 1852 or speak with your relationship manager.

In order for our relationship managers to better understand your requirements, please provide the following information:

  • Latest copy of your company’s ACRA BizFile
  • Description of products and services
  • Average transaction amount in SGD
  • Projected sales volume per annum in SGD

Standard Merchant Acquisition Conditions apply

Get In Touch

DBS BusinessCare 1800 222 2200

Get In Touch

DBS BusinessCare 1800 222 2200

Apply online now!
Apply online now!

Take just 5 minutes to apply for merchant services and a DBS Business Account online and enjoy a waiver of DBS one-time set-up fee, DBS annual fee for 2015 and IDEAL™ set-up and monthly fee waivers.

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