Pay Later with DBS/POSB Credit Cards
Split your payments into 3, 6, or 12 months at 0% interest.
Pay Later with DBS/POSB Credit Cards
At a Glance
Interest-free payments
when you split repayment into 3, 6, or 12-months.
Effortless way to pay and go
just pay with your DBS/POSB Credit Cards – no additional sign ups!
Manage your budget wisely
flexible way to manage your expenses, from in-store to online purchases.
Sensible spending is the key to getting the things you need without blowing your budget. Simply use Pay Later to enjoy what you love and say goodbye to overstretched finances.
Split your purchases into manageable 3, 6 or 12 month payments at 0% interest with Pay Later when you use your DBS/POSB Credit Cards.
How Pay Later works
How to use Pay Later in 3 simple steps.
For in-store purchases:
- Inform cashier at point of payment that you’ll like to pay with Pay Later.
- Select your preferred instalment period (3, 6 or 12 months).
- You will be charged in-store for the 1st month instalment amount on your DBS/POSB Credit Card. Subsequent instalment payments will be charged through the same card until the end of the instalment period.
For online shopping:
- Select Pay Later at the checkout page.
- Select your preferred instalment period (3, 6 or 12 months).
- You will be charged upfront for the 1st month instalment amount on your DBS/POSB Credit Card. Subsequent instalment payments will be charged through the same card until the end of the instalment period.
Features & Benefits
100% fulfilment. 0 extra effort.
No Sign Up
Pay Later is enabled
with your existing
DBS/POSB Credit Cards.
No Interest
When you split payments over
3, 6 or 12 months.
No Frills
For in-store and
online purchases,
S$100 and above.
No Anxiety
Spend within your means, based
on your credit limits.
Participating merchants
Check out our participating merchants here
Retail & Lifestyle
Save while you spend! Enjoy attractive offers when shopping at your favourite retailers.
Babypass
Offers integrated microbiome profiling to provide personalised insights to manage and reduce health risk for parents and child – before, during and after pregnancy
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards
Elite Dental
A boutique aesthetic dental clinic that works with trusted dentists for implants, veneers and other dental services
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards
Eu Yan Sang
Get up to S$30 Eu Yan Sang Voucher when you shop in-stores
Valid from till 31 Mar 2023. Limited redemptions only. Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards. Click here for more.
Mary Chia
Mary Chia is a homegrown and leading beauty and wellness spa brand, providing premium and quality skincare and physique management services for women.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards at participating Mary Chia Studios in Singapore.
SAVVYPALS
A one-stop online shopping mall that offers skin care products, makeup, health foods and beauty equipment, offering the complete treatment for face and body.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards
Soshinsen
Shop online for premium Japanese products – including seafood, meats, fruits and vegetable, condiments and more delivered directly to your doorstep.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards.
Home & Electronics
Looking to furnish your newly-purchased home? Take a peek at our selection of home electronics, furniture, smartphones and more.
Bedding Affairs
Get S$50 off with min spend of S$500 in-stores.
Valid till 31 Dec 2023. Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards at Hola Centre HQ and Jurong IMM Mall Branch. Click here for more.
BTO Door
Fabricating solid laminated doors with 10 years of experience, providing direct factory prices.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards instore at Blk 970 Toa Payoh North showroom.
Door Lab
Believes in blending artisanship with commitment to deliver doors with protection, good finishing and affordable pricing.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards at Geylang East Ave 3 showroom.
Ergoworks®
Asia’s leading brand in holistic ergonomic tables, chairs and accessories for adults and children.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards at Marina Square Flagship store. Click here for more.
OPPO
Get the latest OPPO mobile phone & accessories with innovative photography technology for the best camera quality.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards at all OPPO stores except Bugis Junction and Causeway Point.
Rack85
Shop for lifestyle and electronics products online with some of your favourite brands – Samsung, Jabra, Garmin, Hua Wei, Razer and more
Pay Later with 3 or 6-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards.
Samsung Online
Browse and buy home electronics online, home electronics including smartphones, tablets, TVs, home appliances and more.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards.
Smartbed
Specialize in great designs for bed frames at Direct Factory Prices. Carries wide variety of Murphy bed models for your space planning, wall bed sofa and more.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards only at Ubi and Woodlands showroom
The Door
Offers a wide variety of home doors in Singapore including fire rated doors as well as digital locks to compliment your home design.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards instore at Bedok Mall and Blk 806 Hougang Central showroom.
Travel
Bag yourself a great deal on your last-minute holiday, whether you looking for a family-friendly destination or a romantic getaway with your loved one.
Explore our latest travel deals now!
Royal Wings Travel
The time to travel is now! Book Flights, Hotels, Cruise, Tours, Transport and more.
Pay Later with 3, 6 or 12-months 0% instalments on DBS/POSB Visa or Mastercard Credit Cards
Not sure how Pay Later works with your DBS/POSB Credit Cards?
Here are the answers to some of the commonly asked questions.
Terms & Conditions governing the use of Pay later with DBS/POSB Credit Cards apply.
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