Working Capital

SME Micro Loan

Borrow as much as SGD 100,000 for up to four years

DBS SME Micro Loan

As we usher in 2019 lunar year of the Pig, boost your cash flows and expand your business with DBS collateral-free SME Micro Loan!

Great for:

  • Business Expansion
  • Stocking up for the festive season
  • Business cashflow needs


SME Micro Loan Features

Loan AmountUp to S$100,000
Loan TenorUp to 4 years


Lunar New Year Promotion 2019

Usher in a year of ABUNDANCE with these gift!


Superior Deluxe Abalone - DBS CNY promotion


Superior Deluxe Abalone - DBS CNY promotion
Abalone Gift Set
DBS Flashpay Card - CNY Promotion

DBS NETS S$88 FlashPay Card

And a BONUS GIFT when you apply online
(for the 1st 38 successful online applicants only)

Superior Deluxe Abalone - DBS CNY promotion
Superior Deluxe Abalone

For full Terms & Conditions to the above promotion, click here.

Apply Online Now



Why choose DBS?

Most Value for money


No branch visits or signatures required. Apply online in 5 mins.

Most Value for money


Straight through processing = we pass the savings back to you! Transparent and competitive rates.

Most Value for money


DBS is the largest provider for SME Micro Loan and SME Working Capital Loan.


How much can I borrow?

You may borrow up to SGD 100,000 for up to four years.

How will I know if my application has been approved?

Please allow up to 2 weeks for the application processing upon receipt of the duly completed application form and full documentation.

How do I find out more information?

Please call us at 1800 222 2200 for more information.

Apply Online Now


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Apply for a loan online swiftly!
DBS SME Loans Online

Enjoy faster processing and real time application tracking with DBS SME Loans Online.

Apply Now
Speak to our RM
Speak to our RM

Need an indicative interest rate for your loan?

Speak to a DBS Relationship Manager now