working capital loan

SME Working Capital Loan

Collateral-free funding of up to S$300,000

At a Glance
Expand your operations or fund an upcoming business with SME Working Capital Loan.

Best rates

High loan amount of up to S$300,000 with competitive rates


Flexible repayment period

Stretch your repayment period of up to 5 years

Convenient to apply

Save time by retrieving your details via my info anytime, anywhere

Loan amount Up to S$300,000
Loan tenor Up to 5 years
Collateral Nil
How it Works

Your business must:

  • be incorporated in Singapore with at least 30% local shareholding (Singaporean or permanent resident)
  • have an annual group sales below S$100 million
  • have a workforce of fewer than 200 employees^

^ Annual sales turnover and employment size will be computed on a group basis (i.e. All levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down)

How much can I borrow?

You may borrow up to S$300,000 for up to 5 years.

How will I know if my application has been approved?

When you apply online, you can track the status of application in real time.