Working Capital

SME Working Capital Loan

Grow your business with collateral-free funding of up to SGD 300,000

Collateral-Free Loans

Designed for Singapore SMEs, the SME Working Capital Loan boosts your cash flow and supports your growth plans. Borrow as much as SGD 300,000 at attractive interest rates for up to five years with this collateral-free loan.

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SME Working Capital Loan Features

Loan AmountUp to SGD 300,000
Loan TenorUp to 5 years





Why choose DBS?

Some opportunities only come once - and when they do, they might involve a significant investment. If you’re in a position where you require funding on short notice, it might be worth considering an unsecured loan. Here are 5 reasons why.

Most Value for money


No branch visits or signatures required. Apply online in 5 mins.

Most Value for money


Straight through processing = we pass the savings back to you! Transparent and competitive rates.

Most Value for money


DBS is the largest provider for SME Micro Loan and SME Working Capital Loan.


How much can I borrow?
You may borrow up to SGD300,000 for up to five years.
How will I know if my application has been approved?
Please allow up to 2 weeks for the application processing upon receipt of the duly completed application form and full documentation.
How do I find out more information?
Please call us at 1800 222 2200 (if you’re in Singapore) or +65 6222 2200 (if you’re calling from overseas) for more information.

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DBS SME Loans Online

Enjoy faster processing and real time application tracking with DBS SME Loans Online.

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