Rebates

SAFRA DBS Card

Up to 3% cash rebate on online shopping and grocery

SAFRA DBS MasterCard® Card

Enjoy up to 3% cash rebate on your online shopping and grocery! Simply spend a min. of S$500 in a calendar month to qualify. Get exclusive access to 6 SAFRA Clubhouses islandwide and benefits at over 1,800 merchant outlets across SAFRA and DBS networks.

Stay hassle free on the go with contactless payments:

  • Enjoy convenience with all-in-one card with Credit, ATM and Nets FlashPay capabilities
  • No signature required; simply wave and pay for up to S$100 per transaction at over 30,000 shops and restaurants in Singapore with MasterCard® contactless.
  • Click here for FAQs

    Click here for Important Notes for SAFRA DBS Credit/Debit Cardmembers

Product Details

Earn up to 3%1 cash rebate on your groceries and online purchases when you spend a minimum of S$500 each month. Plus, you get 0.3%1 cash rebate on all other transactions. Here’s how you can save more!
To enjoy greater savings, simply consolidate your monthly bills and purchases on your SAFRA DBS Credit Card! Your cash rebate will be issued in the form of SAFRA$. SAFRA$1 is equivalent to S$1.

Merchant

Category

Amount Spend

Rebate

Total Rebate in SAFRA$
(round up to 2 decimal points)

AirAsia.com air ticket

Online

S$500

3%

15.00

Groceries from Cold Storage

Grocery

S$150

3%

4.50

Sistic.com concert ticket

Online

S$380

3%

11.40

Shaw.sg movie ticket

Online

S$20

3%

0.60

Aston at SAFRA Toa Payoh

Retail

S$40

0.3%

0.12

All other spend (Utilities, telco, dining etc.)

Retail

S$500

0.3%

1.50

Total spend this month

S$1590

Total savings this month

S$33.12Savings

1SAFRA DBS Credit Cardmembers will receive 3% cash rebate on selected groceries stores (”Grocery Stores”) and Online (“Online”) transactions, and 0.3% on all other spend, when a minimum spend of S$500 is made within a calendar month. Cash rebates earned will be in the form of SAFRA$, and is capped at a maximum of SAFRA$50 per Card account per calendar month. Click here for full terms and conditions.

Ways to redeem your SAFRA$

  1. Instant redemption:
    Simply offset your purchases on the spot at 6 SAFRA Clubs islandwide

  2. Online redemption:
    Login to internet banking to offset your credit card bill.

Exclusive access to 6 SAFRA Clubhouses islandwide: enjoy access to club facilities* including swimming pools, gyms, and entertainment facilities at any of the 6 SAFRA Clubhouses

  • SAFRA Mount Faber
  • SAFRA Toa Payoh
  • SAFRA Yishun
  • SAFRA Tampines
  • SAFRA Jurong
  • SAFRA Punggol

*Separate charges may apply.

Earn SAFRAPOINTS
Every dollar spent at participating outlets and facilities at SAFRA earns you 1 SAFRAPOINT, on top of the Credit/Debit cash rebates. The rewards programme also offers a wide range of attractive products, services and vouchers from which you can choose your redemption item from. Click here to find out more.

Tap and Pay with MasterCard® contactless
Simply tap and pay for your purchases of S$100 and below, at over 30,000 merchant outlets. No signature required!

Tap and Ride with NETS FlashPay
Simply top up your Card, and pay for your rides on the MRT/LRT, public buses, Comfort and CityCab taxis. You can also use it to pay for your ERP gantry and carpark charges, as well as for your retail purchases!

Exclusive benefits at over 1,800 merchant outlets: combining both DBS and SAFRA privileges gives you a huge range of discounts and perks at over 1,800 merchant outlets. Full listing of SAFRA’s privileges


Eligibility and Fees
Age21 years and above
EligibilityApplicant must be an existing SAFRA member.

DBS’ approval of your application for the SAFRA DBS Card and/or DBS’ issuance of the SAFRA DBS Card to you is subject to you maintaining your SAFRA membership. Existing SAFRA members whose Card applications which DBS has not approved, shall be issued the SAFRA Membership Card.
IncomeS$30,000 and above per annum (Singaporean)
Annual FeesNo annual fee, so long as you remain a SAFRA member. SAFRA membership fee applies. Click here for more details.