Up to 3% cash rebate on contactless and online shopping

SAFRA DBS MasterCard® Card

Enjoy 3% cash rebate* on your local MasterCard® contactless transactions and online shopping! Plus, you get 0.3% cash rebate* on all other retail transactions.

Simply spend a min. of S$500 in a calendar month to qualify. Get exclusive access to 6 SAFRA Clubhouses islandwide and benefits at over 1,800 merchant outlets across SAFRA and DBS networks.

Stay hassle free on the go with contactless payments:

  • Enjoy convenience with all-in-one card with Credit, ATM and Nets FlashPay capabilities
  • No signature required; simply wave and pay for up to S$100 per transaction at over 30,000 shops and restaurants in Singapore with MasterCard® contactless.


Click here for FAQs

Click here for Important Notes for SAFRA DBS Credit Cardmembers

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Product Details

Simply spend a min. of S$500 in a calendar month to qualify for:

  • 3% cash rebate* on your local MasterCard® contactless transactions;
  • 3% cash rebate* on online transactions; and
  • 0.3% cash rebate* on all other retail transactions

Here’s how you can save more!
To enjoy greater savings, simply consolidate your monthly purchases on your SAFRA DBS Credit Card! Your cash rebate will be issued in the form of SAFRA$. SAFRA$1 is equivalent to S$1.




Amount Spend


Total Rebate in SAFRA$
(round up to 2 decimal points)

Groceries from Cold Storage





Astons at SAFRA Toa Payoh




2.70 air ticket




15.00 concert ticket




11.40 movie ticket





All other retail spend





Total spend this month


Total savings this month


*SAFRA DBS Credit Cardmembers will receive 3% cash rebate on Contactless (”Contactless”) and Online (”Online”) transactions and 0.3% on all other transactions, when a minimum spend of S$500 is made within a calendar month. Cash rebates earned will be in the form of SAFRA$, and is capped at a maximum of SAFRA$50 per Card account per calendar month Click here for full terms and conditions.

Ways to redeem your SAFRA$

  1. Instant redemption:
    Simply offset your purchases on the spot at 6 SAFRA Clubs and participating merchants islandwide.

  2. Online redemption:
    Login to internet banking to offset your credit card bill.

Login now

Exclusive access to 6 SAFRA Clubhouses islandwide: enjoy access to club facilities* including swimming pools, gyms, and entertainment facilities at any of the 6 SAFRA Clubhouses

  • SAFRA Mount Faber
  • SAFRA Toa Payoh
  • SAFRA Yishun
  • SAFRA Tampines
  • SAFRA Jurong
  • SAFRA Punggol

*Separate charges may apply.

Every dollar spent at participating outlets and facilities at SAFRA earns you 1 SAFRAPOINT, on top of the Credit/Debit cash rebates. The rewards programme also offers a wide range of attractive products, services and vouchers from which you can choose your redemption item from. Click here to find out more.

Tap and Pay with MasterCard® contactless
Simply tap and pay for your purchases of S$100 and below, at over 30,000 merchant outlets. No signature required!

Tap and Ride with NETS FlashPay
Simply top up your Card, and pay for your rides on the MRT/LRT, public buses, Comfort and CityCab taxis. You can also use it to pay for your ERP gantry and carpark charges, as well as for your retail purchases!

Exclusive benefits at over 1,800 merchant outlets: combining both DBS and SAFRA privileges gives you a huge range of discounts and perks at over 1,800 merchant outlets. Full listing of SAFRA’s privileges

Eligibility and Fees
Age21 years and above
EligibilityApplicant must be an existing SAFRA member.

DBS’ approval of your application for the SAFRA DBS Card and/or DBS’ issuance of the SAFRA DBS Card to you is subject to you maintaining your SAFRA membership. Existing SAFRA members whose Card applications which DBS has not approved, shall be issued the SAFRA Membership Card.
IncomeS$30,000 and above per annum (Singaporean and PR)
Annual FeesNo annual fee, so long as you remain a SAFRA member. SAFRA membership fee applies. Click here for more details.

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