Ways to Bank
Bank with us in a faster, simpler, smarter way
DBS IDEAL™ 3.0, our online banking platform features a comprehensive range of products and services to manage your working capital. Whether you are looking to monitor for incoming funds, view remittance advice and statement for reconciliation purposes, or simply pay your employees and suppliers, IDEAL™ 3.0 offers you an easy to use platform that makes banking faster, simpler and smarter.
Why choose DBS IDEAL™ 3.0?
Account Information at your Fingertips
Seamless Payments and Transactions
Monthly maintenance fee
IDEAL Digital Token (default)
Unlimited Free Devices
Physical Token (if required)
$20 per token
View account statements, trade transactions, remittance advice slips, enquire on Fixed Deposits and subscribe to alerts and trade notifications
Make payroll transfers to multiple recipients on a regular basis via GIRO Payroll
Collect payments from customers via GIRO Collection
Enquire about trade transaction details and history. Submit new trade applications including Documentary Credit, Documentary Collection, Guarantees, Standby Letter of Credit and Trade Loan. Provide acceptance of Import Bills and settlement instructions
DealOnline (Foreign Exchange)
Download, unzip and complete the Application Pack containing:
Download, unzip and complete relevant pages of the Maintenance Form
If you’ve forgotten your Org ID and User ID, please contact our Call Centre at 1800 222 2200 or +65 6222 2200 if you are calling from overseas.
Important tips on how you can safeguard and protect your PIN:
Important tips on how you can safeguard and protect your DBS IDEAL™ Security Device:
Visit the DBS Security website for more information including the latest news and tips to help enhance your online banking security.
IDEAL™ application forms must be signed by authorised company signatories. If you have multiple signatories, it should be signed by the signatory(ies) with the highest signing mandate.
Yes, IDEAL™ can be accessed at any given time, on any given day, including, weekends and Public Holidays. In addition, bank on the go by downloading our IDEAL Mobile App, available on Android and IOS.Find out more here
DBS IDEAL™ can be accessed from anywhere in the world as long as you have an Internet connection.
Simply download the Maintenance Form and complete the relevant pages in order to perform the following account management tasks:
In order to terminate your IDEAL™ access, please provide us with an official letter on your company letterhead detailing your request. This letter must be signed by authorised company signatories.
For more information, call us at 1800 222 2200 or +65 6222 2200 if you are calling from overseas.
How do I apply?
If you are currently not a DBS SME Banking customer, you have to apply for a Business Account before you can sign up for IDEAL™. Enjoy IDEAL™ set-up and monthly fee waivers* by starting your application online.
If you are already a DBS SME Banking customer, simply download, unzip and complete the Application Pack in order to sign up for IDEAL™. The pack contains:
*Terms and Conditions apply
Enjoy FEE WAIVER for all incoming PayNow Corporate transactions and outgoing PayNow lookups until 31st December 2019!
Apply for a DBS Business Account online in just 5 minutes and get FREE access to corporate online banking.
Transition Systems Pte Ltd