Buying a life insurance policy for a key employee is an added incentive to retain your key talent to stay within the company. 

This is usually paired with an employment agreement that allows the employee to partially / fully access the policy’s cash value for retirement or other financial needs at an agreed point in time. In the event of death, the life insurance payout will be executed according to the employment agreement. Universal Life Insurance (ULI) is underwritten by Manulife.

Key Man Insurance

Credit Protection

Estate Equalisation

Asset Diversification

Business Continuity