Businesses depend on their key people. Whether it is the owner, director, or CEO, the premature death of a key person can severely disrupt operations and threaten the survival of the business.

To mitigate this risk, you can buy Universal Life Insurance (ULI) policy, underwritten by Manulife, to insure against the loss of your key talent. If that person passes away, the insurance payout will provide the liquidity to keep your business running. This will also assure creditors of a smooth transition so that credit lines are not impacted.

Credit Protection

Executive Bonus

Estate Equalisation

Asset Diversification

Business Continuity