At a Glance

Up to 6% cashback

on Shopping and Transport Spend

0.3% unlimited cashback

on All Spend

More fresh deals

and exclusive perks with your DBS Live Fresh Card

Apply now

Get S$388 cashback when you sign up today (for new cardmembers)!

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.


Features & Benefits

Start your financial journey with the DBS Live Fresh Card. Dive into the excitement of getting up to 6% cashback on your shopping sprees and daily commutes. Whether you're refreshing your work wardrobe or commuting around town, enjoy a pocketful of savings on the things you need with DBS Live Fresh Card.

And here's the cherry on top – you get 0.3% unlimited cashback on every eligible spend. From meals to gadgets, every purchase you make contributes to even more cashback bliss for you.

Your cashback earned will be credited to your Card Account by the end of the following calendar month.

Valid with a minimum spend of S$800 for each calendar month. Cashback is capped at S$50 on eligible Shopping spend and S$20 on eligible Transport spend for each calendar month. Refunded transactions will be deducted from the computation of Minimum Spend Requirement and computation of Cashback in the same month that the refunded transactions occurred.

Terms and Conditions Governing the DBS Live Fresh Card Cashback Programme
Click here for FAQs on the Cashback Programme



Amazing Fresh Deals

Café Natsu
  • 10% off with orders over S$80
  • 15% off with orders over S$150

To redeem this offer, present this offer at time of seating and pay with your DBS Live Fresh Card.

Valid till 31 Mar 2024. T&Cs apply

  • 10% additional credits on ClassPass monthly subscriptions
  • Complimentary two-week trial

Enter Promo Code: ALXCP

Valid till 31 Mar 2024. For new to ClassPass users only. T&Cs apply.


Enjoy S$5 off with a min. spend of S$100

Valid till 31 Dec 2024. Limited to the first 2,000 redemptions, capped at 1 per customer per month. T&Cs apply.

Science Centre Singapore

Enjoy the following discounts for the tickets to Escape @ Science Centre:

  • 10% off for 3 – 5 tickets
  • 20% for 6 – 8 tickets

Enter Promo Code: DBS10OFF + first 6 digits of your DBS Live Fresh Card

Valid till 31 Dec 2024. T&Cs apply.


Enjoy S$10 off with a min. spend of S$100 at Sephora stores, & Sephora app

Valid till 31 Dec 2024. T&Cs apply

 Click here for More Fresh Deals!

24/7 Visa Concierge

Extraordinary experiences, on your own terms. Tap on your personal 24/7 Visa concierge with a curated range of services, amenities and exclusive privileges.

Find out more here.


Eligibility & Fees

Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process.

Age 21 years and above
Income S$30,000 and above per annum (Singaporean and PR)
S$45,000 and above per annum (Foreigner)
Annual Fee S$196.20 (Principal card)
S$98.10 (each Supplementary card)

Amount shown are inclusive of GST.

Annual Fee Waiver

1 year

Late fee

S$100 (For outstanding balance above S$200)

Finance Charges

27.8% p.a. chargeable on daily basis (subject to compounding)

Note: All fees indicated are inclusive of GST where applicable.

DBS Cards - Terms & Conditions apply.

DBS Cards - Rates and Fees


Apply now

DBS Live Fresh Card

DBS Live Fresh Card

Apply now

Get S$388 cashback when you sign up today (for new cardmembers)!

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

Singpass logo

New feature! - Enjoy less hassle and skip the need to provide income documents when you retrieve your personal information via Myinfo with Singpass.


Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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