Score up to 6% cashback with DBS Live Fresh Card!

DBS Live Fresh Card

At a Glance

Earn up to 6% cashback

on Shopping and Transport Spend.

Enjoy 0.3% unlimited cashback

on All Spend.

Get more fresh deals

and exclusive perks.

Limited period Sign-up bonus:
New DBS/POSB Cardmembers enjoy S$388 cashback.Apply now

Features & Benefits

That’s right! With your DBS Live Fresh Card, you can earn up to 6% cashback on your shopping sprees and daily commutes and get 0.3% unlimited cashback on every eligible spend.

How do I get 6% cashback?
Simply spend at least S$800 on your card per calendar month to earn base cashback as well as additional cashback on your Shopping and Transport Spend.


All Card spend	0.3% unlimited cashback No minimum spend required
Shopping spend	Additional 5.7% cashback Capped at S$50 per calendar month
Transport spend	Additional 5.7% cashback Capped at S$20 per calendar month

When will you receive your cashback?
Your cashback earned will be credited to your Card account by the end of the following calendar month.Refer to DBS Live Fresh Card Cashback Programme Terms and Conditions on the use of this card.

How to maximise your cashback?Here’s how:Meet John, he spends at least S$800 each month to earn additional cashback from his Shopping and Transport Spend.

	Card spend	Base Cashback (0.3%)	Additional Cashback (5.7%)
Bus/Train rides using SimplyGo	S$160	S$0.48	S$9.12
Online shopping	S$599	S$1.80	S$34.14
In-store shopping	S$300	S$0.90	S$17.10
Ride-hailing app	S$200	S$0.60	S$11.40
Café hopping	S$150	S$0.45
All other Card spend	S$200	S$0.60
Total	S$1,609	S$4.83	S$71.76¹
Total cashback			S$74.83¹ (S$4.83+S$50+S$20)

¹Capped at S$50 for Shopping Spend and S$20 for Transport Spend.

Life’s sweet with S$388 Cashback

Olympic Games Paris 2024

More Fresh Deals

Amazon.sg

Enjoy S$6 off with min. spend of S$120 every Monday

Enter Promo Code: DBSXXX (Input Month, e.g. DBSJAN for month of January)

Valid till 31 Dec 2024. T&Cs apply

Shop now

Gojek

Up to S$4 off

Enter Promo Code: GODBS

Valid till 30 Apr 2024. Once the promo code is used, customer will receive the voucher. Voucher is valid for 14 days.
1 user can only enrol once through the month. T&Cs apply.

Harvey Norman

• Additional S$50 OFF with a min. spend of S$1,200 on DBS 24-month 0% Instalment Payment Plan + Free Microsoft Office 365 Personal (worth S$108) with purchase of selected Intel Core 14 Laptops

• Up to extra S$600 savings and more on IT Electronics Specials

Valid at any Harvey Norman outlets from 12 – 30 Apr 2024. T&Cs apply.

Lazada

Enjoy S$5 off with a min. spend of S$100

Valid till 31 Dec 2024. Limited to the first 2,000 redemptions, capped at 1 per customer per month. T&Cs apply.

Collect now

Science Centre Singapore

Enjoy the following discounts for the tickets to Escape @ Science Centre:

10% off for 3 – 5 tickets
20% off for 6 – 8 tickets

Enter Promo Code: DBS10OFF + first 6 digits of your DBS Live Fresh Card

Valid till 31 Dec 2024. T&Cs apply.

Book now

Sephora

Enjoy S$10 off with a min. spend of S$100 at Sephora stores, Sephora.sg & Sephora app

Valid till 31 Dec 2024. T&Cs apply

Shop now

Zalora

Enjoy 15% off sitewide + 5% ZALORA Cashback with min. spend of S$120

Enter Promo Code: DBSZAL23

Valid till 31 Dec 2024. Discount is capped at S$50, and not stackable with ongoing promotions. T&Cs apply.

Shop now

That’s not all, check out more Fresh Deals for your card.

24/7 Visa Concierge
24/7 Visa concierge

Eligibility & Fees

Who can get this card?

Age

Must be 21 or older

Minimum income

Singaporeans/PRs: S$30,000 p.a.
Foreigners: S$45,000 p.a.

What fees are there?

Annual fee

Principal Card: S$196.20
Supplementary Card: S$98.10 per card

Annual fee waiver

1 year

Late fee

S$100 if your outstanding balance is more than S$200

Finance charges

27.8% p.a. is chargeable daily (subject to compounding)

Full list of fees

All fees shown here include GST. For full list, read our DBS Cards - Rates and Fees

Documents requiredRefer to our Card Application Checklist on the documents required.Apply using Singpass to enjoy instant card approval. Check that your required income details are available on Myinfo before your start your application.

Life’s sweet with S$388 Cashback

Already a DBS/POSB customer?Get your DBS Live Fresh Card with digibank app.Download digibank app

Apply now

Download digibank app

Need help with digibank app registration? Refer to our Guide to digibank mobile Registration.Prefer to use digibank online?
Get your card easily after you’ve logged in.

New to DBS/POSB?

Apply easily using Singpass

Frequently asked questionsRefer to DBS Live Fresh Card Cashback Programme for frequently asked questions.

Terms and conditionsRefer to

Terms and Conditions – DBS Cards on the use of DBS cards.

DBS Live Fresh Card Cashback Programme Terms and Conditions on the use of this card.

Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$100k by SDIC.

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