Debit Cards

DBS UnionPay Platinum
Debit Card

The only debit card you need in Singapore and China.

DBS UnionPay Debit Card


Enjoy 10% Cashback for the first month when you apply and spend with your new DBS UnionPay Platinum Debit Card. Please click here for more information.

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Notice: We are currently experiencing a high application volume for the DBS UnionPay Platinum Debit Card, please expect to receive your card within 2 weeks of approval. Thank you for your understanding.

Product Details


1% cashback^ for Overseas Spend

1% cashback1 on overseas & online spend

Spend a minimum of S$1,000 with UnionPay quarterly to enjoy 1% cashback on your overseas and online spend. For local transactions, you will receive 0.3% cashback savings.

24 million Merchants & 210,000 ATMs

ATM Fee waiver on cash withdrawals overseas2

Enjoy greater savings abroad with S$5 ATM fee waivers on your cash withdrawals overseas.

24 million Merchants & 210,000 ATMs

Over 35 million merchants & 2 million ATMs

Convenience is at your fingertips with our global network of merchants and ATMs in China and beyond3.

Exclusive merchant deals in Singapore and China

Exclusive merchant deals globally

Experience exclusive offers globally with UnionPay Global Privileges, such as complimentary hotel upgrades, dining and recreational offers.
Click here for more details.

Enjoy up to 10% off shopping and dining merchants at over 100 airports worldwide.
Click here for more details.

24-hour Concierge

24-hour Concierge

You'll have the convenience of a 24-hour UnionPay Concierge service for shopping, dining, as well as medical and travel assistance. For more details, contact our Concierge hotline at +65 6336 4506 or click here.

Contactless Payment with UnionPay QuickPass

Contactless Payment with UnionPay QuickPass

Pay securely for purchases of S$100 and below without any signature, by holding your card on a contactless reader.

Contactless Payment with NETS FlashPay

Tap and pay with FlashPay for rides on MRT/LRT/Buses and taxis with FlashPay acceptance. You can also use it for ERP gantries and selected car parks and enjoy convenience in payment at over 87,000 acceptance points.

1Cashback earned is capped at S$100 per customer per quarter. A minimum spend of S$1000 with UnionPay per quarter is required. The eligible cashback will be credited to your DBS UnionPay Platinum Debit Card the following month. Purchases are directly deducted from your bank account. There are potential risks of unauthorised signature-based, contactless or card-not-present transactions. Subject to the DBS Debit Card Agreement, the maximum liability for unauthorised transactions not due to your negligence is S$100. Please allow up to 14 days to process refunds. DBS reserves the right to claw-back the cashback amount without prior notice if it reasonably determines that the customer is not eligible for the cashback, including where the cashback was awarded due to an error, the transaction is cancelled or the transaction is not a retail spend. If the Card and/or primary account is terminated at any time, for any reason, whether by the Cardmember or DBS, any cashback earned will not be credited to the Cardmember’s account. Debit Card Agreement and Terms and Conditions Governing Accounts apply, which can be found at www.dbs.com.sg/tc.
Terms and Conditions Apply.

2Cash withdrawal charges by acquiring bank of the overseas ATMs may apply.

3Important Note: The NETS payment function (including POSB Cash-Point service) on DBS UnionPay Platinum Debit Card will not be available at the following merchants until further notice. Please make your payments via UnionPay function. Merchants include: ABC bargain centre, Bee Cheng Hiang, Big Box, Challenger, CK Tangs, Cold Storage, DFS, Gardens by the Bay, Guardian, Han's, H&M, Jurong Bird Park, Metro, Muji, NTUC Unity, QQ House, Resort World Sentosa, Singapore Pools, Singapore Zoo, Starbucks, Takashimaya, Uniqlo and Watson's. Please visit this website for updates as the merchants will progressively update their payment terminals to fully accept the DBS UnionPay Platinum Debit Card.


You must be at least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account.

Your signature will be verified against any of your signature records with the Bank. Please ensure that the signature on the application form matches the Bank's record.

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