At a Glance

Up to 5% cashback all year round

Get up to 5% cashback when you spend locally and overseas.

Overseas ATM fee waiver

Withdraw cash overseas and enjoy ATM fee waivers.

5% cashback when you dine out

Register for the Debit Card Dining Promo on PayLah! and meet your spend goal. Promo is valid till 31 Dec 2023. T&Cs apply. Learn more.

Apply now

If you already have a DBS UnionPay Platinum Debit Card, we won’t be issuing a new card to you.

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.


Features & Benefits

1% cashback^ for Overseas Spend

Earn up to 5% Cashback!1

  • 5% Cashback on any spend in Chinese Yuan (CNY)
  • 1% Cashback on any other foreign currency
  • 0.5% Cashback on any local spend

Spend a minimum of S$400 with UnionPay per month to qualify. Cashback capped at $50 per month

24 million Merchants & 210,000 ATMs

ATM Fee waiver on cash withdrawals overseas2

Enjoy greater savings abroad with S$7 ATM fee waivers on your cash withdrawals overseas.

24 million Merchants & 210,000 ATMs

Over 35 million merchants & 2 million ATMs

Convenience is at your fingertips with our global network of merchants and ATMs in China and beyond3.

Exclusive merchant deals in Singapore and China

Exclusive merchant deals globally

Experience exclusive offers globally with UnionPay Global Privileges, such as complimentary hotel upgrades, dining and recreational offers.
Click here for more details.

Enjoy up to 10% off shopping and dining merchants at over 100 airports worldwide.
Click here for more details.

24-hour Concierge

24-hour Concierge

You'll have the convenience of a 24-hour UnionPay Concierge service for shopping, dining, as well as medical and travel assistance. For more details, contact our Concierge hotline at +65 6336 4506 or click here.

Contactless Payment with UnionPay QuickPass

Contactless Payment with UnionPay QuickPass

Pay securely for purchases of S$100 and below without any signature, by holding your card on a contactless reader.

1Visit here for the full Terms and Conditions.

2Cash withdrawal charges by acquiring bank of the overseas ATMs may apply.

3Important Note: The full acceptance of UnionPay and NETS payment functions (including POSB Cash-Point service) on DBS UnionPay Platinum Debit Card will be progressively made available at the following merchants. Merchants include: ABC bargain centre, Bee Cheng Hiang, Big Box, Challenger, CK Tangs, Cold Storage, DFS, Gardens by the Bay, Guardian, Han's, H&M, Jurong Bird Park, Metro, Muji, NTUC Unity, QQ House, Resort World Sentosa, Singapore Pools, Singapore Zoo, Starbucks, Takashimaya, Uniqlo and Watson's. Please visit this website for further updates.


Eligibility & Fees



16 years old and above

Eligible account type

You will need to have a POSB/DBS Savings or Current account to apply for the card.

Annual Fee



More Info

The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively.

To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via iBanking, under 'Cards > Change Debit Card Limit'.

The total amount of cash that you can withdraw per day at both local and overseas ATMs is capped. This daily cash withdrawal limit applies regardless of the number of cards you have. Click here for details.

  1. Setting debit card limit to S$0 via digibank Online or Mobile

    • If you prefer to only use your Visa, MasterCard or UnionPay Debit card(s) for PIN-based NETS and ATM transactions and would like to disable the contactless feature.
    • Changing the limit for your Debit Card Spend Transactions will not affect your PIN-based NETS and ATM transactions.
  2. Customise card functions with DBS Payment Controls

    • Disable specific transaction functions and manage your monthly spend limit. Click here for more information.

You may disallow the magnetic stripe on your card(s) via digibank or any DBS/POSB ATM in Singapore

Visit for more details.


Apply now


DBS UnionPay Platinum Debit Card

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.


Get more benefits with DBS PayLah! App

Maximise your Card Rewards 

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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