At a Glance

Exclusive benefits at over 1,800 merchant outlets

With discounts and perks

Enjoy up to 3% cash rebate

On local contactless spend and online shopping!

SAFRA Membership Privileges

Exclusive access to SAFRA clubhouse facilities

Click here for important notes

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

New feature! - Enjoy less hassle and skip the need to provide income documents when you retrieve your personal information via Myinfo with Singpass.


Features & Benefits

Click here for FAQs

Click here for Important Notes for SAFRA DBS Credit Cardmembers

Up to 3% cash rebate

Simply spend a min. of S$500 in a calendar month to qualify for:

  • 3% cash rebate* on your local Mastercard contactless transactions (including bus/train rides via SimplyGo);
  • 3% cash rebate* on online transactions; and
  • 0.3% cash rebate* on all other retail transactions

To enjoy greater savings, simply consolidate your monthly purchases on your SAFRA DBS Credit Card! Your cash rebate will be issued in the form of SAFRA$. SAFRA$1 is equivalent to S$1.



Amount Spend


Total Rebate in SAFRA$
(round up to 2 decimal points)

Groceries from Cold Storage





Astons at SAFRA Toa Payoh




2.70 air ticket




15.00 concert ticket




11.40 movie ticket





Bus/Train rides





All other retail spend





Total spend this month


Total savings this month


*SAFRA DBS Credit Cardmembers will receive 3% cash rebate on Contactless (”Contactless”) and Online (”Online”) transactions and 0.3% on all other transactions, when a minimum spend of S$500 is made within a calendar month. Cash rebates earned will be in the form of SAFRA$, and is capped at a maximum of SAFRA$50 per Card account per calendar month. Click here for full terms and conditions.

  1. Instant redemption:
    Simply offset your purchases on the spot at 7 SAFRA Clubs and participating merchants islandwide.

  2. Online redemption:
    Login to internet banking to offset your credit card bill or redeem for KrisFlyer miles.

    * KrisFlyer miles will be available for redemption via iBanking in blocks of 10,000 KrisFlyer miles and is based on the conversion rate of 245 Loyalty Dollars = 10,000 KrisFlyer miles. Each conversion is subjected to an administrative of S$27.00 (inclusive of GST) and shall be charged to the respective DBS SAFRA Credit Card. Terms and conditions apply.



Get S$30 cash rebate when you apply for SAFRA DBS Credit Card today!

  • Step 1: Apply online for your SAFRA DBS Credit Card from 1 July to 30 September 2023
  • Step 2: Charge a minimum of S$388 within first 30 days from Eligible Card approval date and get S$30 cash rebate

Spend Requirement


SAFRA DBS Credit Card

Spend a minimum of S$388 within first 30 days from Card approval date.

S$30 cash rebate

Cash rebates earned will be in the form of SAFRA$ and capped at S$30 per Card Account.
*Terms and conditions apply.

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.



Exclusive access to 7 SAFRA Clubhouses islandwide: enjoy access to club facilities* including swimming pools, gyms, and entertainment facilities at any of the 7 SAFRA Clubhouses

  • SAFRA Mount Faber
  • SAFRA Toa Payoh
  • SAFRA Yishun
  • SAFRA Tampines
  • SAFRA Jurong
  • SAFRA Punggol
  • SAFRA Choa Chu Kang

*Separate charges may apply.

Every dollar spent at participating outlets and facilities at SAFRA earns you 1 SAFRAPOINT, on top of the Credit/Debit cash rebates. The rewards programme also offers a wide range of attractive products, services and vouchers from which you can choose your redemption item from. Click here to find out more.

Tap and Pay with Mastercard contactless
Simply tap and pay for your purchases of S$100 and below, at over 30,000 merchant outlets. No signature required!

Tap and SimplyGo!
No more top-ups and skip the queues for your bus/train rides!

All-in-one Card
You may also link your card to your Savings Account and use as your ATM Card.

Exclusive benefits at over 1,800 merchant outlets: combining both DBS and SAFRA privileges gives you a huge range of discounts and perks at over 1,800 merchant outlets. Full listing of SAFRA’s privileges


Eligibility & Fees

Age 21 years and above
Eligibility Applicant must be an existing SAFRA member.

DBS’ approval of your application for the SAFRA DBS Card and/or DBS’ issuance of the SAFRA DBS Card to you is subject to you maintaining your SAFRA membership. Existing SAFRA members whose Card applications which DBS has not approved, shall be issued the SAFRA Membership Card.
Income S$30,000 and above per annum (Singaporean and PR)
Annual Fees No annual fee, so long as you remain a SAFRA member. SAFRA membership fee applies. Click here for more details.

Annual Fee Waiver

1 year

Late fee

S$100 (For outstanding balance above S$200)

Finance Charges

27.8% p.a. chargeable on daily basis (subject to compounding)

DBS Cards – Terms & Conditions apply.

DBS Cards - Rates and Fees


Apply now



Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.


Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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