At a Glance

Enjoy 2% cash rebate on your local Mastercard contactless transactions and 1% cash rebate on your online shopping! Plus, you get 0.3% cash rebate on all other retail transactions.

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

Click here for important notes

Effective 15 May 2019, all new, replacement and renewal cards issued for SAFRA DBS Debit Card will no longer have the CEPAS function for NETS FlashPay transactions. You may use your new card for public transit. The fares will be charged directly to your debit card upon usage. No top-ups or reloads required; just pay for the ride with your card. If you wish to track your journey and fare history, register for a SimplyGo account or download the TransitLink mobile application.

Click here for FAQs

Click here for Important Notes for SAFRA DBS Credit/Debit Cardmembers


Up to 2% cash rebate

Simply spend a min. of S$400 in a calendar month to qualify for:

  • 2% cash rebate* on your local Mastercard contactless transactions;
  • 1% cash rebate* on online transactions; and
  • 0.3% cash rebate* on all other retail transactions

Here’s how you can save more!
To enjoy greater savings, simply consolidate your monthly purchases on your SAFRA DBS Debit Card! Your cash rebate will be issued in the form of SAFRA$. SAFRA$1 is equivalent to S$1.



Amount Spend


Total Rebate in SAFRA$
(round up to 2 decimal points)

Astons at SAFRA Toa Payoh





Groceries from Cold Storage




2.00 air ticket




5.00 concert ticket




3.80 movie ticket





Bus/Train rides





All other retail spend





Total spend this month


Total savings this month


*SAFRA DBS Debit Cardmembers will receive 2% cash rebate on Contactless (”Contactless”), 1% cash rebate on Online (”Online”) transactions and 0.3% on all other transactions, when a minimum spend of S$400 is made within a calendar month. No minimum spend required for full time National Servicemen (NSF). Cash rebates earned will be in the form of SAFRA$, and is capped at a maximum of SAFRA$50 per Card account per calendar month. Click here for full terms and conditions.

Ways to redeem your SAFRA$ cash rebates

  1. Instant redemption:
    Simply offset your purchases on the spot at 6 SAFRA Clubs and participating merchants islandwide.

  2. Online redemption:
    Log on to iBanking and redeem. The SAFRA$ cash rebate will be credited to the Current/Savings Account that is linked to your SAFRA DBS Debit Card.


SAFRA Membership Privileges

Exclusive access to 6 SAFRA Clubhouses islandwide: enjoy access to club facilities* including swimming pools, gyms, and entertainment facilities at any of the 6 SAFRA Clubhouses

*Separate charges may apply.

Every dollar spent at participating outlets and facilities at SAFRA earns you 1 SAFRAPOINT, on top of the Credit/Debit cash rebates. The rewards programme also offers a wide range of attractive products, services and vouchers from which you can choose your redemption item from. Click here to find out more.


Benefits & Privileges

Tap and Pay with Mastercard contactless
Simply tap and pay for your purchases of S$100 and below, at over 30,000 merchant outlets. No signature required!

Tap and SimplyGo!
No more top-ups and skip the queues for your bus/train rides!

Exclusive benefits at over 1,800 merchant outlets;
Combining both DBS and SAFRA privileges gives you a huge range of discounts and perks at over 1,800 merchant outlets. Full listing of SAFRA’s privileges


Eligibility & Fees

Age 16 years and above
Eligibility Applicant must be an existing SAFRA member.

DBS’ approval of your application for the SAFRA DBS Debit Card and/or DBS’ issuance of the SAFRA DBS Debit Card to you is subject to you maintaining your SAFRA membership. Existing SAFRA members whose Card applications which DBS has not approved, shall be issued the SAFRA Membership Card.
Account Type You will need to have one of the following accounts to apply for the card:
  • POSB Savings Account
  • DBS Savings Plus Account
  • DBS Autosave Account
  • DBS Current Account
Annual Fees No annual fee, so long as you remain a SAFRA member. SAFRA membership fee applies. Click here for more details.

More Info

Card Usage Limits
The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively.

To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via iBanking, under 'Cards > Change Debit Card Limit'.

Disabling Contactless transactions on your DBS/POSB Debit Card(s)
If you prefer to only use your Visa, MasterCard or UnionPay Debit card(s) for PIN-based NETS and ATM transactions and would like to disable the contactless feature, you may set your debit card limit to $0 via digibank Online or Mobile. Changing the limit for your Debit Card Spend Transactions will not affect your PIN-based NETS and ATM transactions.


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