DBS Live Fresh Student Card

Only for tertiary students, no minimum income required.

DBS Live Fresh Student Card

Life only gets more awesome with the DBS Live Fresh Student Card!

With a S$500 credit limit and no minimum income required, it's designed so that tertiary students like you can manage your spending comfortably.

Don't just live, live fresh!

How to Apply

New customer?

Apply now

Product Details

Get 3X DBS Points# on all:

Online Purchases

Get more when you charge to your DBS Live Fresh Student Card on all online shopping!

Visa payWave Purchases

No signature required; simply wave and pay at over 12,000 shops and restaurants in Singapore. Get more each time you charge a local Visa payWave purchase on your DBS Live Fresh Student Card!

# Terms and conditions apply.

All-in-one Card

Your card is automatically enrolled for EZ-Reload^. Simply activate the EZ-Reload facility and use it as your EZ-Link card!

You may also link your card to your Savings Account and use as your ATM Card.

Click here for FAQs.

Redeem DBS Rewards

Earn 1 DBS Point for every S$5 you charge to your card. Exchange these points for DBS Rewards ranging from shopping and dining, to travel and entertainment privileges. Click here to learn more

DBS Lifestyle

Enjoy great dining, shopping, online and travel privileges with the DBS Lifestyle app! What's more, play games on the app, download exclusive mobile coupons and redeem Rewards on the go. Click here to learn more.

^ Each EZ-Reload amount is set at S$40. An amount of S$40 will be earmarked from your account once pre-enrolled into this facility. You will receive an SMS from EZ-Link within 10 days of receiving your DBS Live Fresh Card. You may activate the EZ-Reload facility on your card with the activation code provided.

Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process. For a full list of documents required, please click here


Eligibility & Fees


18 – 27 years old (inclusive of both)


No minimum income required

EligibilityTo apply, you must:
  • Not have an existing DBS/POSB Credit Card and/or other unsecured facilities# with DBS/POSB
  • Be an eligible Undergraduate student from NUS, NTU, SMU, SUTD, SIM, SIT, Nanyang Polytechnic, Ngee Ann Polytechnic, Temasek Polytechnic, Singapore Polytechnic and Republic Polytechnic
  • Be a Singapore Citizen/Permanent Resident
Applicants below 21 years old, parental/legal guardian’s consent to the application.

Annual Fees

S$128.40 (Principal card)

Fee Waiver

5 years

# For example DBS Cashline, POSB Loan Assist/POSB Loan Assist Plus/Overdraft.
Note: All fees indicated are inclusive of GST where applicable.

Earning a minimum annual income of S$30,000? Let us give you higher spending power as well as the opportunity to maximize the benefits that come with your DBS Live Fresh Card!

To enjoy greater financial freedom with a higher credit limit, simply click here to submit a request with the necessary documents and we will review your credit limit accordingly.

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