From 1 April 2023, the cashback awarding structure for DBS Live Fresh Student Card will be revised. You will be able to view your bonus rewards earned at one glance in your statement. Click here for our FAQs.

At a Glance

Singapore’s first eco-friendly credit card

Sustainable and made from 85.5% recycled plastic

Up to 5% cashback

On your favourite brands

Additional 5% Green Cashback

On selected Eco-Eateries, Retailers and Transport Services

Apply now

Don’t have a Digibank account or Debit Card with us? Click here to apply now.


Features & Benefits

The DBS Live Fresh Student Card isn’t your typical credit card – it’s made from 85.5% recycled plastic, making it the first-ever eco-friendly credit card in Singapore.

The best part? Your favourite brands plus extra cash: What’s not to like? Get 5% cashback on McDonald’s, McDelivery, Starbucks, Golden Village and your favourite music, movies & TV series streaming services, plus an extra 5% Green Cashback on selected eco-eateries, retailers & transport services. What’s more, get 0.3% cashback on All Other Spend.

Where to get an extra 5% Green Cashback?

Whether it’s eating farm-to-table, shopping sustainably, or traveling carbon-lite, we’ve got a range of eco-friendly merchants to help you with that Earth-friendly lifestyle. We’ll reward you with an extra 5% Green Cashback when you spend at our eco-friendly merchants! Just our way of thanking you for helping the planet.

Cashback is capped at S$15 on eligible Sustainable Spend, S$15 on eligible Merchant Spend and S$20 on All Other Spend for each calendar month. Refunded transactions will be deducted from the computation of Cashback in the same month that the refunded transactions occurred.

Click here for FAQs on the Cashback Programme
Terms and Conditions Governing the DBS Live Fresh Student Card Cashback Programme
Terms and Conditions Governing the DBS Live Fresh Student Card Cashback Programme (effective from 1 April 2023)



Adulting for real?

We’re asking because if you’ve graduated and you’re earning at least S$30,000 a year, you can enjoy a higher spending limit and extra benefits by upgrading to the DBS Live Fresh Card. You’ll automatically get up to 5% cashback on your online and Visa contactless spend – all with the same piece of plastic you have now.

Click on the button below to submit a request and we’ll review your credit limit.

Upgrade now

Party at the Live Fresh Club

DBS is taking you back in time for a fresh night out. Inspired by Singapore’s most iconic club, the Live Fresh Club is open in Fortnite. Play, party and take a trip down memory lane with your friends. To join the party, go to Creative Mode in Fortnite and use the creative code:

Battle with your friends and collect 30 Fresh Coins as fast as possible to win the round. Slow your opponents down by throwing Boogie Bombs and Impulse Grenades. Be sure to check out the vending machines to boost your game. Playing solo? Compete alone and aim for the fastest time on your own. Share screenshots of your fresh wins using #LiveFreshClub!

  1. Download Fortnite! You can do that here and play the Live Fresh Club for free with your friends and family on other devices such as your PC/MAC, Xbox, PlayStation and Nintendo Switch.
  2. Launch Fortnite and enter Creative Mode in the main menu. Select ‘Create’ to invite friends to play or hit ‘Play’ to party in a public server.
  3. Find a portal and interact with the console next to it. Enter the creative code 9335–6787–4501 and wait for the map to load.
  4. You’re all set! Get your game on, and party away. This is the one club that truly never sleeps.

24/7 Visa Concierge

Extraordinary experiences, on your own terms. Tap on your personal 24/7 Visa concierge with a curated range of services, amenities and exclusive privileges.

Find out more here.


Eligibility & Fees

Before you smash that Apply now button, make sure you’re actually eligible. Please take a moment to review the below eligibility criteria as well as documents required before completing the application process.



21 - 27 years old


No minimum income required

Eligibility To apply, you must:
  • Be a Singapore Citizen/Permanent Resident
  • Be an existing student from National University of Singapore (NUS), Nanyang Technological University (NTU), Singapore Management University (SMU), Singapore Institute of Management (SIM), Singapore University of Technology and Design (SUTD), Singapore Institute of Technology (SIT), Singapore University of Social Sciences (SUSS), Nanyang Polytechnic (NYP), Ngee Ann Polytechnic (NP), Temasek Polytechnic (TP), Singapore Polytechnic (SP) or Republic Polytechnic (RP)
  • Not have an existing DBS/POSB Credit Card and/or other unsecured facilities# with DBS/POSB

Credit Limit

The credit limit will be S$500

Annual Fee


Amount shown is inclusive of GST.

Annual Fee Waiver

5 years

Late fee

S$100 (For outstanding balance above S$200)

Finance Charges

26.80% p.a. chargeable on daily basis (subject to compounding)

Note: All fees indicated are inclusive of GST where applicable.
#E.g. DBS Cashline, POSB Loan Assist/POSB Loan Assist Plus/Overdraft

DBS Cards - Terms & Conditions apply.

DBS Cards - Rates and Fees


Apply now

DBS Live Fresh Student Card

DBS Live Fresh Student Card

Apply now

Don’t have a Digibank account or Debit Card with us? Click here to apply now


Get more benefits with DBS PayLah! App

Maximise your Card Rewards 

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.

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