The freshest way to earn cashback

Getting a credit card is a big step into the world of adulting, but this one eases you into it with a sizable-but-still-reasonable S$500 spending cap. You’ll learn to manage your spend and pay bills on time while still getting some of the benefits that regular DBS Live Fresh Cardmembers enjoy. And when you upgrade after graduating, you can use the same plastic.


Card Benefits

5% cashback

Your favourite brands plus extra cash: What’s not to like? Get 5% cashback on McDonald’s, McDelivery, Starbucks, Golden Village and your favourite music, movies & TV series streaming services.

Click here for FAQs
Click here for T&Cs

Keep moving

Use your DBS Live Fresh Student Card for bus and train rides with SimplyGo and you’ll never have to top up or reload again. Now you can sleep in for an additional 45 seconds. You’re welcome, Singapore.

Click here for FAQs


Promos Galore

Livefresh airpods

Get AirPods with Charging Case (worth S$239)!

Live Fresh, Listen Fresh. Sign up for the DBS Live Fresh Student Card now and get AirPods when you register and spend a minimum of S$900 within 90 days from Card Approval Date!

*Limited to 200 sets per month

DBS Live Fresh Card

Get KKBOX Premium at 50% off

Plus, stand to win a limited-edition DBS Live Fresh x SBTG Casio G-Shock Watch!

Subscribe now

T&Cs apply.


Refresh your deals

Holey Moley Golf Club Clarke Quay

S$8 mini golf deal & more

Valid till 31 Dec 2020. T&Cs apply.


Get S$20 off all Klook Singapore activities and experiences with a min. spend of S$100 with Promo Code: DBSLF20OFF

Book now

Valid for the first 500 checkouts only. T&Cs apply.

Nerf Action Xperience

Get 10% off All-in ticket

Valid till 31 Dec 2020. T&Cs apply.

Reality Rift Arena

Get 15% off Gaming Room PC (min. 2 hours)

Valid till 31 Dec 2020. T&Cs apply.


Get 4.4% cashback when you shop at ASOS via RebateMango

Start shopping

Valid till 31 Dec 2020. T&Cs apply.

Cotton On Online

Get 5.7% cashback when you shop at Cotton On via RebateMango

Start shopping

Valid till 31 Dec 2020. T&Cs apply.

JD Sports Online

New Users:
Get 5.7% cashback when you shop at JD Sports via RebateMango

Start shopping

Valid till 31 Dec 2020. T&Cs apply.


Get S$15 off with min. spend of S$150 on Lazada's Black Friday Cyber Monday Sale

Start shopping

Voucher is collectible from 23 Nov 2020 (0000hrs) to 30 Nov 2020 (2359hrs), refreshed at 9am, 12noon, 6pm daily. Voucher is valid from 27 Nov 2020 (0900hrs) to 30 Nov 2020 (2359hrs).

T&Cs apply.

Sephora Online

New Users:
Get 6.6% cashback when you shop at Sephora via RebateMango

Existing Users:
Get 2.4% cashback when you shop at Sephora via RebateMango

Start shopping

Valid till 31 Dec 2020. T&Cs apply.


365 days of 1-for-1 dining deals

Valid till 31 Dec 2020. T&Cs apply.



Free 1 month subscription and 30 minutes rental usage (worth S$17.90) when you sign up for BlueSG Basic Plan

Valid till 31 Dec 2020. T&Cs apply.


Welcome to Cheat Sheet #studentsonly

You put so much effort into your studies (usually). Let us make it up to you. Sneak a peek at this page for killer deals, trusted tips, and bunch of other helpful resources to get you to level up on your money game. This is the only time where cheating is encouraged.

Learn more


How to Apply

DBS Live Fresh Card

DBS Live Fresh Student Card

The only student card that gives you cashback of up to 5%. Now that’s refreshing.

Apply now

Before you smash that Apply now button, make sure you’re actually eligible. Review the criteria below and the documents required.


Eligibility & Fees

Please take a moment to review the below eligibility criteria as well as documents required before completing the online application process.



21 - 27 years old

Annual Fees

S$192.60 (Principal card)

Credit Limit

The credit limit will be S$500

Eligibility To apply, you must:
  • Be a Singapore Citizen/Permanent Resident
  • Be an existing student from National University of Singapore (NUS), Nanyang Technological University (NTU), Singapore Management University (SMU), Singapore Institute of Management (SIM), Singapore University of Technology and Design (SUTD), Singapore Institute of Technology (SIT), Singapore University of Social Sciences (SUSS), Nanyang Polytechnic (NYP), Ngee Ann Polytechnic (NP), Temasek Polytechnic (TP), Singapore Polytechnic (SP) or Republic Polytechnic (RP)
  • Not have an existing DBS/POSB Credit Card and/or other unsecured facilities# with DBS/POSB

Fee Waiver

5 years


No minimum income required

#E.g. DBS Cashline, POSB Loan Assist/POSB Loan Assist Plus/Overdraft
Note: All fees indicated are inclusive of GST where applicable.

Terms and Conditions Governing the DBS Live Fresh Student Card Application Promotion apply.

DBS Cards - Terms & Conditions apply.


Adulting for real?

We’re asking because if you’ve graduated and you’re earning at least S$30,000 a year, you can enjoy a higher spending limit and extra benefits by upgrading to the DBS Live Fresh Card. You’ll automatically get up to 5% cashback on your online and Visa contactless spend – all with the same piece of plastic you have now.

If you’ve applied for the DBS Live Fresh Student Card between 1 January to 31 March 2020 and looking to upgrade to the DBS Live Fresh Card, your S$160 cashback awaits you! It’s time to up your adulting game and upgrade now. T&Cs apply.

Click on the button below to submit a request and we’ll review your credit limit.

Upgrade now


Press Play on Paying it Forward to POSB PAssion Kids Fund

The POSB PAssion Kids Fund was established in 2011 with the aim to support meaningful and innovative community initiatives for children. Through corporate and individual donations raised through the annual POSB PAssion Run for Kids, the POSB PAssion Kids Fund provides funding for children’s programmes and activities that will benefit children up to 16 years of age in the community.

To date, the Fund has supported 165 programmes organised by PA divisions, Grassroots Organisations (GROs) and Community Development Councils (CDCs), benefitting almost 600,000 children. With funds raised annually, new programmes are continually being introduced to meet the varied needs and benefit more children.

100% of your donations go directly towards the Fund. Play a part and join us in making a difference!

Donate now

Need Help?

Earn DBS Points and other rewards by spending on your DBS Credit Cards, find out the various benefits here.

Explore more

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