At a Glance

Exclusive benefits at over 1,800 merchant outlets

With discounts and perks

Enjoy up to 2% cash rebate

On local contactless spend and online shopping!

SAFRA Membership Privileges

Exclusive access to SAFRA clubhouse facilities

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.

Click here for important notes


Features & Benefits

Click here for FAQs

Click here for Important Notes for SAFRA DBS Credit/Debit Cardmembers

Simply spend a min. of S$400 in a calendar month to qualify for:

  • 2% cash rebate* on your local Mastercard contactless transactions;
  • 1% cash rebate* on online transactions; and
  • 0.3% cash rebate* on all other retail transactions

Here’s how you can save more!
To enjoy greater savings, simply consolidate your monthly purchases on your SAFRA DBS Debit Card! Your cash rebate will be issued in the form of SAFRA$. SAFRA$1 is equivalent to S$1.



Amount Spend


Total Rebate in SAFRA$
(round up to 2 decimal points)






Groceries from Cold Storage





Scoot air tickets




5.00 concert ticket




3.80 movie ticket





Bus/Train rides





All other retail spend





Total spend this month


Total savings this month


*SAFRA DBS Debit Cardmembers will receive 2% cash rebate on Contactless (”Contactless”), 1% cash rebate on Online (”Online”) transactions and 0.3% on all other transactions, when a minimum spend of S$400 is made within a calendar month. No minimum spend required for full time National Servicemen (NSF). Cash rebates earned will be in the form of SAFRA$, and is capped at a maximum of SAFRA$50 per Card account per calendar month. Click here for full terms and conditions.

Ways to redeem your SAFRA$ cash rebates

  1. Instant redemption:
    Simply offset your purchases on the spot at 7 SAFRA Clubs and participating merchants islandwide.

  2. Online redemption:
    Log on to digibank and redeem. The SAFRA$ cash rebate will be credited to the Current/Savings Account that is linked to your SAFRA DBS Debit Card.
    Terms and conditions apply.



Exclusive access to 7 SAFRA Clubhouses islandwide: enjoy access to club facilities* including swimming pools, gyms, and entertainment facilities at any of the 7 SAFRA Clubhouses

  • SAFRA Mount Faber
  • SAFRA Toa Payoh
  • SAFRA Yishun
  • SAFRA Tampines
  • SAFRA Jurong
  • SAFRA Punggol
  • SAFRA Choa Chu Kang

*Separate charges may apply.

Every dollar spent at participating outlets and facilities at SAFRA earns you 1 SAFRAPOINT, on top of the Credit/Debit cash rebates. The rewards programme also offers a wide range of attractive products, services and vouchers from which you can choose your redemption item from. Click here to find out more.

Tap and Pay with Mastercard contactless
Simply tap and pay for your purchases of S$100 and below, at over 30,000 merchant outlets. No signature required!

Tap and SimplyGo!
No more top-ups and skip the queues for your bus/train rides!

Exclusive benefits at over 1,800 merchant outlets;
Combining both DBS and SAFRA privileges gives you a huge range of discounts and perks at over 1,800 merchant outlets. Full listing of SAFRA’s privileges


Eligibility & Fees

Age 16 years and above
Eligibility Applicant must be an existing SAFRA member.

DBS’ approval of your application for the SAFRA DBS Debit Card and/or DBS’ issuance of the SAFRA DBS Debit Card to you is subject to you maintaining your SAFRA membership. Existing SAFRA members whose Card applications which DBS has not approved, shall be issued the SAFRA Membership Card.
Account Type You will need to have a POSB/DBS Savings or Current account to apply for the card.
Annual Fees No annual fee, so long as you remain a SAFRA member. SAFRA membership fee applies. Click here for more details.

More Info

The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively.

To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via digibank, under 'Cards > Change Debit Card Limit'.

The total amount of cash that you can withdraw per day at both local and overseas ATMs is capped. This daily cash withdrawal limit applies regardless of the number of cards you have. Click here for details.

If you prefer to only use your Visa, MasterCard or UnionPay Debit card(s) for PIN-based NETS and ATM transactions and would like to disable the contactless feature, you may set your debit card limit to $0 via digibank Online or Mobile. Changing the limit for your Debit Card Spend Transactions will not affect your PIN-based NETS and ATM transactions.


Apply now

SAFRA DBS Debit Card

SAFRA DBS Debit Card

Apply now

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.


Get more benefits with DBS PayLah! App

Maximise your Card Rewards

Book rides, order meals, take part in spend & win promotions for sure-win gifts, and more! Get S$5* credited into your PayLah! Account when you download and register with promo code ‘JOINLAH’.

Download now

*For full terms and conditions, click here.
Monies in DBS PayLah! are a deposit. SGD deposits are insured up to S$75k by SDIC.


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