DBS Visa Debit Card
At a Glance
Features & Benefits
Get 3% cashback when you tap to pay locally using Visa Contactless, through your card, Apple Pay, Samsung Pay or Google Pay. Simply spend a minimum of S$400 on Visa and keep your cash withdrawals to S$400 and below in the same month.
This all-in-one card also lets you sign for purchases, make payment by NETS and even Tap and SimplyGo for bus/train rides.
Purchases are directly deducted from your bank account. There are potential risks of unauthorised signature-based, contactless or card-not-present transactions. Subject to the DBS Debit Card Agreement, the maximum liability for unauthorised transactions not due to your negligence is S$100. Please allow up to 14 days to process refunds. DBS reserves the right to claw-back the cashback amount without prior notice if it reasonably determines that the customer is not eligible for the cashback, including where the cashback was awarded due to an error, the transaction is cancelled or the transaction is not a retail spend. If the Card and/or primary account is terminated at any time, for any reason, whether by the Cardmember or DBS, any cashback earned will not be credited to the Cardmember’s account. Debit Card Agreement and Terms and Conditions Governing Accounts apply, which can be found at www.dbs.com.sg/tc.
Click here for important notes.
Click here for Frequently Asked Questions.
Tap and SimplyGo
Tap and SimplyGo on buses and trains without having to top-up. You can also access your travel history and transactions anytime and anywhere via the TransitLink SimplyGo Portal or TL SimplyGo mobile app.
Click here for more information.
No foreign exchange fee with MCA
Pay for shopping, dining and leisure with your DBS Visa Debit Card in up to 11 foreign currencies with no foreign exchange fees. Simply link your DBS Multi-Currency Account (MCA) as the primary account to your DBS Visa Debit Card to enjoy all the benefits. Your foreign currency transactions will be debited directly from the respective foreign currency wallet in the MCA.
11 foreign currencies include: Australian Dollar, Canadian Dollar, Euro, Hong Kong Dollar, Japanese Yen, New Zealand Dollar, Norwegian Kroner, Sterling Pound, Swedish Kroner, Thai Baht and US Dollar.
Already have a DBS Visa Debit Card & Multi-Currency Account (MCA)?
Primary link your DBS Visa Debit Card to your MCA instantly online. Simply select the "Change Card Linkage" function on internet banking or Digibank (mobile banking).
Notes: Please note that in some cases, depending on how the merchant processes your transaction, your transaction may be billed to you in another foreign currency other than the local currency.
Eligibility & Fees
At least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account.
Card Usage Limits
The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively. To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via ibanking, under ‘Cards > Change Debit Card Limit’
Overseas Use of Magnetic Stripe on your DBS/POSB Card
If you have allowed the overseas use of magnetic stripe on your DBS/POSB Card(s), it is recommended that you set the magnetic stripe on your card(s) to disallow overseas use when you are in Singapore. With the magnetic stripe disabled for overseas use, the risk of unauthorised transactions being effected on the card will be reduced.
You may disallow overseas use of the magnetic stripe on your card(s) by sending the following SMS to 77767: Disable <space> overseas <space> card’s last 4 digits. (For example: Disable overseas 1234, where 1234 is the last 4 digits of your card number). You may also disallow the magnetic stripe on your card(s) via iBanking/digibank or any DBS/POSB ATM in Singapore.
Visit www.dbs.com.sg/ms for more details.