At a Glance

Up to 4% Cashback on what you want, every time

Get up to 4% cashback when you spend on online food delivery, local transport and in foreign currency (including online purchases). Simply spend a minimum of S$500 on Visa and keep your cash withdrawals to S$400 and below in the same month.

Up to 10% Cashback

Up to 10% Cashback on online food delivery and local transport for new cardmembers. Apply Online Now.

Tap and SimplyGo

Tap and SimplyGo on buses and trains without having to top up.

No foreign exchange fee

When you link your DBS Visa Debit Card to any multi-currency account with DBS.

To apply through your digibank mobile app:
Launch digibank app, login, select More > Apply > Cards.


Features & Benefits

Up to 4% Cashback on what you want, every time

Simply spend a minimum of S$500 on Visa and keep your cash withdrawals to S$400 and below in the same month. Below are the exclusive categories that offers you up to 4% Cashback.

4% Cashback

on online food delivery

3% Cashback

on local transport (Ride-Hailing, Taxis, Transit – SimplyGo)

2% Cashback

on all foreign currency spend (including online purchases)

Purchases are directly deducted from your bank account. There are potential risks of unauthorised signature-based, contactless or card-not-present transactions. Subject to the DBS Debit Card Agreement, the maximum liability for unauthorised transactions not due to your negligence is S$100. Please allow up to 14 days to process refunds. DBS reserves the right to claw-back the cashback amount without prior notice if it reasonably determines that the customer is not eligible for the cashback, including where the cashback was awarded due to an error, the transaction is cancelled or the transaction is not a retail spend. If the Card and/or primary account is terminated at any time, for any reason, whether by the Cardmember or DBS, any cashback earned will not be credited to the Cardmember’s account. Debit Card Agreement and Terms and Conditions Governing Accounts apply, which can be found at

Terms and Conditions apply.

Click here for important notes.

Click here for Frequently Asked Questions.

Tap and SimplyGo

Tap and SimplyGo on buses and trains without having to top-up. You can also access your travel history and transactions anytime and anywhere via the TransitLink SimplyGo Portal or TL SimplyGo mobile app.

Click here for more information.

No foreign exchange fee with a multi-currency account

Pay for shopping, dining and leisure with your DBS Visa Debit Card in up to 11 foreign currencies with no foreign exchange fees. Simply link your desired multi-currency account as the primary account to your DBS Visa Debit Card to enjoy all the benefits. Your foreign currency transactions will be debited directly from the respective foreign currency wallet in your multi-currency account.

11 foreign currencies include: Australian Dollar, Canadian Dollar, Euro, Hong Kong Dollar, Japanese Yen, New Zealand Dollar, Norwegian Kroner, Sterling Pound, Swedish Kroner, Thai Baht and US Dollar.

Already have a DBS Visa Debit Card & a multi-currency account?

Primary link your DBS Visa Debit Card to your desired multi-currency account instantly online. Simply select the "Change Card Linkage" function on internet banking or Digibank (mobile banking).

Notes: Please note that in some cases, depending on how the merchant processes your transaction, your transaction may be billed to you in another foreign currency other than the local currency.




Eligibility & Fees


At least 16 years old and have a POSB Savings Account, DBS Savings Plus Account, DBS Autosave Account or DBS Current Account.

Annual Fee



More Info

Card Usage Limits
The default daily limits set on your NETS Transactions, ATM Withdrawals and Debit Card Spend Transactions are set at S$5000, S$3000 and S$2000 respectively.

To find out what are the current daily spend/NETS/withdrawal limits on your debit card and to revise these limits, you may do so via iBanking, under 'Cards > Change Debit Card Limit'.

Disabling Contactless transactions on your DBS/POSB Debit Card(s)
If you prefer to only use your Visa, MasterCard or UnionPay Debit card(s) for PIN-based NETS and ATM transactions and would like to disable the contactless feature, you may set your debit card limit to $0 via digibank Online or Mobile. Changing the limit for your Debit Card Spend Transactions will not affect your PIN-based NETS and ATM transactions.

Overseas Use of Magnetic Stripe on your DBS/POSB Card
If you have allowed the overseas use of magnetic stripe on your DBS/POSB Card(s), it is recommended that you set the magnetic stripe on your card(s) to disallow overseas use when you are in Singapore. With the magnetic stripe disabled for overseas use, the risk of unauthorised transactions being effected on the card will be reduced.

You may disallow overseas use of the magnetic stripe on your card(s) by sending the following SMS to 77767: Disable <space> overseas <space> card’s last 4 digits. (For example: Disable overseas 1234, where 1234 is the last 4 digits of your card number). You may also disallow the magnetic stripe on your card(s) via iBanking/digibank or any DBS/POSB ATM in Singapore.

Visit for more details.

Useful Links
Change ATM Card Limit
Change Debit Card Spending limit
Overseas Withdrawal charges

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