Core investments form the foundation of well-diversified and resilient portfolios for both new and experienced investors.
With broad exposure to stocks and bonds across different markets, these funds not only provide a degree of stability but are a way to participate in market growth over the long run.
Time is your greatest asset. Invest for the long term and build a resilient portfolio by diversifying with a mix of equities and bonds to navigate market cycles.
Today, higher interest rates (since 2022) have created attractive income opportunities through investments like bonds and dividend-paying stocks. These provide a regular income stream, similar to a steady paycheck.
However, with the potential for future interest rate cuts by the US Federal Reserve, these opportunities might not last. Now is the time to consider adding income-generating investments to your portfolio, which offer predictable payouts even in periods of geopolitical tensions and economic uncertainty.
Explore this essential list of funds that serve as foundational blocks for a diversified portfolio and are suitable for a variety of investors.
A portfolio of higher quality, best-in-class and lower volatility companies. Empirically, low-volatility equity investing has also helped to improve investors’ risk-adjusted returns over time.
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As of 31 Mar 2025
Returns
YTD
-1.0%
1Y
6.0%
3Y
19.2%
Product Attributes
Asset class
Equity
Fund house management fee
1.5% p.a.
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A diversified short-duration bond fund that aims to deliver returns that outperform money market returns.
1.3%
3.7%
Bonds
Portfolio yield
4.8% p.a.
0.4% p.a.
A value-orientated multi-asset fund with a neutral risk budget of 50% Bonds/50% Equities.
7.3%
7.8%
7.7%
Multi-asset
Up to 1.6% p.a.
Diversified, large-cap Asian equity portfolio providing consistent downside buffering and performance since inception.
-0.4%
10.3%
-3.5%
Opportunistic portfolio curated to position and capture returns from evolving trends.
Low risk
Medium risk
High risk
0.7%
-1.2%
-2.6%
2.8%
2.3%
digiPortfolio fee
0.75% p.a.
Plan for retirement with a portfolio that evolves with you, starting with higher equity exposure and automatically adding more bonds as retirement nears.
Early Career
Mid-Life
Near Retirement
0.3%
0.2%
0.9%
4.9%
4.6%
3.2%
0.75% p.a. before retirement0.25% p.a. after retirement
A flexible investment portfolio tailored for Singapore Dollar investors, seeking consistent income. It primarily invests in Asian equities (including REITs) and Asian fixed income securities, aiming to deliver steady returns.
Returns1
6.8%
2.2%
1% p.a.
1 Returns are gross of digiPortfolio and sales fee. Figures are based on latest data available from Bloomberg/Morningstar in SGD/SGDH share classes.
Click or tap on the respective products to find what you’re looking for.Explore all funds.
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Important information
In all other jurisdictions where the DBS/POSB iBanking website(s) is/are accessible by its residents or entities, it is intended for use by corporate, institutional, professional, wholesale and other qualified investors in accordance with the laws and regulations of such jurisdictions.
The material and information contained herein is for general circulation only and does not have regard to specific objectives, financial situation and particular needs of any specific investor individual and/or entity (collectively referred to as investor), wherever situated. The value of the investment may fall or rise. Any past performance, projection, forecast or simulation of results is not necessarily indicative of the future or likely performance of any investment. The material and information contained herein does not constitute an offer, invitation, recommendation or solicitation of any action based upon it and should not be viewed as identifying or suggesting all risks, direct or indirect, that may be associated with any investment decision. Prospective investors should seek advice from a financial adviser regarding the suitability of the product before making a commitment to purchase the product. In the event that the prospective investor chooses not to seek such advice, he/she/they should carefully consider whether an investment in the said securities is suitable for them in light of their own circumstances, financial resources and entire investment programme.
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