Frequently ask questions
The DBS Chromo Card is a cashback or miles credit card made exclusively for young adults aged 21 to 29.
The DBS Chromo Card rewards you with up to 5% cashback on your top 2 local spend categories every month, 0 FX fees, a 5-year annual fee waiver and the ability to toggle between cashback or miles.
The 2 local spend categories with the highest eligible spend in each calendar month will automatically qualify for Bonus cashback and you will not be required to select your categories.
You will need to meet a minimum spend requirement of S$500 per calendar month to earn up to 5% cashback on your top 2 local spend categories in the same month.
The maximum total cashback awarded per calendar month is S$150. This cap includes both Base cashback and Bonus cashback earned in the same calendar month. Within this overall limit, Bonus cashback for each of the top 2 local spend categories is capped at S$30 per calendar month.
Upon the successful creation of the Card Account, Cardmembers will be automatically enrolled to earn cashback. Cardmembers have the option to switch their Reward Preference from cashback to miles through the DBS digibank app.
No selection is required. The two (2) Spend Categories with the highest Eligible Spend made in the same calendar month will qualify for Bonus cashback.
Log in to the digibank app and select ‘DBS Chromo Card’ under ‘Cards’ > Switch to either Miles or Cashback under ‘Choice of reward’.
Cardmembers may decide or switch their Reward Preference for the previous calendar month’s Eligible Spend by the 10th day of the following calendar month. The Reward Preference in effect on the 10th day of the month will apply to the previous calendar month’s Eligible Spend.
For example, if a Cardmember has Eligible Spend in Sep and has Reward Preference selected as cashback as on 10th Oct, the Cardmember will earn cashback for all Eligible Spend in Sep.
If a Cardmember has Eligible Spend in Sep and has Reward Preference selected as miles as on 10th Oct, the Cardmember will earn miles (in the form of DBS Points) for all Eligible Spend in Sep.
If you wish to keep your current Reward Preference, no action is required.
Yes. If you are a new Cardmember, you can change your card design starting from the calendar month after your Card is approved. You may change your card colour for a fee via the DBS digibank app, with a limit of one change per calendar month.
Yes, you can continue using your card after turning 30. Your current rewards structure will remain for three months, after which your benefits will be updated to either 1.7% cashback or 1.3 miles per S$1 on eligible spend, with no cap and no minimum spend.
