Terms & Conditions
Terms and conditions apply. Please refer to Product Summary for more information about this insurance plan.
Footnotes:
1 We will not pay the cancer benefit if: the life insured did not survive for at least 7 days from the date of diagnosis of a cancer; the date of diagnosis of a cancer is within 90 days from the policy issue date or the date of reinstatement of this policy, whichever is later; if the life insured has contracted Human Immunodeficiency Virus (HIV), Acquired Immunodeficiency Syndrome (AIDS) or any AIDS-related condition; or if cancer was pre-existing.
2 This premium amount is based on Headstart plan for a male, non-smoker, aged 18. The premium amount is for the first 5 years and will be revised after 5 years based on attained age at the start of each renewal.
3 Upon the diagnosis of cancer, the policy will automatically extend: (i) for 5 years from the date of diagnosis of cancer; or (ii) until age 85 of the life insured, whichever is shorter. Premiums will cease during this period. The policy will terminate upon the life insured’s death, 5 years from the cancer diagnosis or age 85, whichever happens first.
4 Specified cancer treatments refer to any of the following:
- Proton Therapy
- Clinical Trial Cancer Drug Treatment
- Off-Label Cancer Drug Treatment
- Cell, Tissue and Gene Therapy
- CAR-T Cell Therapy
- Stem Cell Transplant
Please refer to policy contract for definitions of the cancer treatments.
5 The age of the life insured’s child must be between 30 days and 17 years old when Advanced Stage Cancer was diagnosed. Only the biological or legally adopted child of the life insured is eligible. Stepchildren are not entitled to this benefit. The maximum number of claims is 2 times and each claim must be on a different child. This benefit is capped at SGD 40,000 per child and no more than SGD 80,000 per family regardless on the number of policies held by life insured
6 We will not pay the death benefit if: the life insured dies from suicide or due to a pre-existing condition within one year of the policy issue date or the effective date of the most recent reinstatement of the policy, whichever is later. We will refund all premiums paid without interest and less any medical or other expenses we have paid in connection with the policy.
7 The premium amount is calculated based on a male aged 40, non-smoker. Please refer to the Product Documents for the Policy Illustration and Product Summary.
8 Promotion T&Cs apply.
Disclaimers
The information herein is published by DBS Bank Ltd (“DBS Bank”) and is for general information only and should not be relied upon as financial advice. This publication may not be reproduced, or communicated to any other person without prior written permission. This website does not take into account the specific investment objectives, financial situation or needs of any particular person. Before entering into any transaction involving any product mentioned in this website, where applicable, you should seek advice from a financial adviser regarding its suitability for your own objectives and circumstances. If you choose not to do so, you should make an independent assessment and do your own due diligence on the product. This advertisement has not been reviewed by the Monetary Authority of Singapore. The website herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.
In Collaboration with Manulife
CancerCare (II) is issued and underwritten by Manulife (Singapore) Pte. Ltd. ("Manulife") (Reg. No. 198002116D) and distributed by DBS. It is not an obligation of, deposit in or guaranteed by DBS.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (“SDIC”). Coverage for the policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Manulife or visit the Life Insurance Association or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Information is correct as at 10 October 2026
DBS Insurance Important Notes
Important Information