Get More Credit Flexibility with Cashline Credit Limit Review
Enjoy greater flexibility for your spending and financing needsFast approval via MyInfo with Singpass
Hassle-free application
Higher credit limit for your spending needs
Overview
Overview
Benefits
How it works
Required Documents
FAQ
Why increase your credit limit
Manage Larger Expenses with Greater Ease
A higher credit limit can help you manage big-ticket purchases with greater ease.
Apply in Minutes with MyInfo
Submit your credit limit review seamlessly through DBS/POSB digibank using MyInfo with Singpass.
Be Better Prepared for Unexpected Needs
Access additional credit when unforeseen expenses arise, from emergency repairs to urgent payments.
How It Works
1
Log inLog in to digibank mobile with your Touch / Face ID or digibank User ID & PIN.
2
Manage CardsTap on More and under Manage Cards & Loans select Cashline Limit Review.
3
Preferred Credit LimitEnter your Preferred Credit Limit
4
Proof of IncomeUnder Proof of income, select Retrieve Myinfo with Singpass.
5
ReviewReview your application details and tap Submit.
Who is this for
You have upcoming large expenses
You're planning a renovation, major purchase or holiday and need a credit limit that better supports your spending needs.
Your income has increased
Your financial situation has changed and you'd like your credit limit to better reflect your current income.
You review your finances regularly
You prefer to periodically review and adjust your credit limit to ensure it continues to meet your needs.
SINGAPORE CITIZENS & PRs
Required documents for Salaried Employees
For applications via Myinfo with Singpass, no documents are required. Otherwise, provide either Option A or Option B below.Option A | Salary Crediting into DBS/POSB Account1,2 |
Option B |
|
Note: | 1Income record / documents must not be dated more than 3 months prior to date of application. 2Your salary must be credited via GIRO, to your own DBS/POSB Account for the last 3 consecutive months and your current annual income meets our minimum income criteria. Salary credited into joint account will not be considered. |
SINGAPORE CITIZENS & PRs
Required documents for Variable Commission-based Employees/ Self-Employed
Latest Income Tax Notice of Assessment | 2 years |
Singapore Citizens & PRs
Optional income documents (Age 56 and above)
CPF Monthly payouts history statement or Personal bank statement in SGD showing CPF Life payout | 1 month |
Annual personal bank statement in SGD showing dividend or interest income | 1 year |
Personal Bank statement in SGD showing pension payout | 3 months |
CPF Transaction History showing Retirement Sum Scheme (RSS) payout and RSS Balance | 1 year |
Foreigners
Required documents for Salaried Employees
Employment Pass | Minimum 6 months validity remaining. |
Company letter certifying Employment & Salary (in Singapore dollar currency) | Issued within 3 months of the application date. |
Computerised Payslip1 | Latest computerised payslip. |
Income Tax Notice of Assessment | Latest Income Tax Notice of Assessment. |
Note: | 1Income documents must not be dated more than 3 months prior to the application date. |
Foreigners
Required documents for Variable Commission-based Employees/ Self-Employed
Employment Pass | Minimum 6 months validity remaining. |
Company letter certifying Employment & Salary (in Singapore dollar currency) | Issued within 3 months from the application date. |
Income Tax Notice of Assessment | Latest 2 years’ Income Tax Notice of Assessment. |