Enjoy higher financing of up to 80% with DBS

At a Glance

Unlock new property opportunities

Access one of the highest financing limits in the market – up to 80% of the property’s valuation, whether it’s a retail shop, shophouse, office space, or more.

Flexible packages at competitive rates

Choose from fixed or floating rate packages, with competitive pricing to help you manage repayments with confidence.

Guidance from property loan specialists

Need help deciding? Our Home Advice Specialists are here to guide you through your financing options.

Eligibility CriteriaWho is this for?This Loan is for individuals who are:

Purchasing a new or resale commercial/industrial property

Refinancing an existing property loan from another financial institution

Buying property under their personal name

What Properties can be financed?We offer financing for both completed and Building Under Construction (BUC) properties, including:

Commercial: Retail shop units, office spaces, and shophouses

Industrial: Light industrial units and warehouses

Rates and fees

Rates Packages
Fixed Rate Package	Enjoy the stability of fixed monthly repayments over your chosen tenure
Floating Rate Package	Opt for a flexible plan pegged to the 3-month compounded SORA – a transparent, market-cased rate

Limited Time Only PromotionEnjoy exclusive rewards based on your loan amount from 12 Aug 2025 to 30 Nov 2025.

Loan Amount	New Property Purchase Customers	Refinancing Customers
S$500,000 to < S$1,000,000	S$2,800 Takashimaya Vouchers	S$2,800 Cash Rebate
From S$1,000,000	S$3,800 Takashimaya Vouchers	S$3,800 Cash Rebate

Terms and Conditions apply.

Apply nowConnect with a Home Advice Specialist to explore tailored financing solutions for your next property investment.Contact Us

Frequently Asked Questions

Can I apply under my personal name?

Yes. This loan is designed for individuals purchasing commercial or industrial property under their personal name.

Can I finance a property that’s still under construction?

Yes, we finance both completed and BUC properties, subject to eligibility.

What’s the difference between fixed and floating rate packages?

A fixed rate package gives you a consistent repayment amount, while a floating rate is pegged to the 3-month compounded SORA and may vary with market conditions.